Buy Cheap Fairfield, FL Auto Insurance (2021)

Fairfield, FL auto insurance rates average $313 a month. Minimum auto insurance requirements in Fairfield, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Fairfield, FL, compare Fairfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fairfield, FL after a DUI are $4,476/year
  • Average auto insurance rates in Fairfield, FL are $313/month
  • The most expensive auto insurance company in Fairfield is Allstate

Finding affordable Fairfield, Florida auto insurance can be challenging, but everything you need to know to buy cheap Fairfield, FL auto insurance with confidence is right here. Auto insurance rates in Fairfield are affected by local factors as well as personal ones like your driving record.

See how Fairfield, FL car insurance rates compare to Port St. Lucie auto insurance rates, Jacksonville auto insurance rates, and Fort Lauderdale auto insurance rates before you read more about the cost of auto insurance in Fairfield.

Don’t buy Fairfield, FL auto insurance until you’ve compared rates. Get free Fairfield, Florida auto insurance quotes when you enter your ZIP code above.

Fairfield, FL Minimum Auto Insurance Requirements

The required auto insurance in Fairfield, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Fairfield, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Fairfield, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Fairfield, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fairfield, FL. Take a look at Fairfield, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fairfield, Florida

Insurance Company Poor Fair Good
Allstate $7,924 $5,020 $4,083
GEICO $4,499 $2,734 $2,061
Liberty Mutual $5,050 $3,746 $3,067
Nationwide $4,433 $3,265 $2,957
Progressive $6,412 $4,546 $3,785
State Farm $3,612 $2,389 $1,970
USAA $4,009 $1,949 $1,412

Buy Cheap Fairfield, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fairfield, Florida auto insurance rates? Find out how car insurance rates in Fairfield, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairfield, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,581 $3,419 $3,105 $3,151 $11,985 $12,908 $3,599 $3,656
GEICO $2,440 $2,453 $2,284 $2,284 $4,368 $5,520 $2,691 $2,743
Liberty Mutual $2,786 $2,786 $2,566 $2,566 $5,711 $8,711 $2,786 $3,721
Nationwide $2,488 $2,462 $2,227 $2,304 $5,970 $7,367 $2,739 $2,857
Progressive $3,304 $3,113 $2,838 $3,044 $9,193 $10,052 $3,960 $3,811
State Farm $1,682 $1,682 $1,530 $1,530 $4,824 $6,149 $1,861 $1,997
USAA $1,428 $1,406 $1,329 $1,322 $4,832 $5,622 $1,785 $1,930

Buy Cheap Fairfield, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fairfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fairfield, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fairfield, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,985 $12,908
GEICO $4,368 $5,520
Liberty Mutual $5,711 $8,711
Nationwide $5,970 $7,367
Progressive $9,193 $10,052
State Farm $4,824 $6,149
USAA $4,832 $5,622

Buy Cheap Fairfield, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Fairfield, Florida by comparing Fairfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fairfield, FL here.

Annual Auto Insurance Rates for Senior Drivers in Fairfield, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,105 $3,151
GEICO $2,284 $2,284
Liberty Mutual $2,566 $2,566
Nationwide $2,227 $2,304
Progressive $2,838 $3,044
State Farm $1,530 $1,530
USAA $1,329 $1,322

Find Cheap Auto Insurance Rates in Fairfield, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fairfield, Florida auto insurance. Compare Fairfield, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairfield, Florida

Insurance Company Low Medium High
Allstate $4,563 $5,927 $6,537
GEICO $2,601 $3,198 $3,495
Liberty Mutual $3,636 $4,007 $4,220
Nationwide $2,842 $3,686 $4,127
Progressive $4,189 $5,019 $5,535
State Farm $2,267 $2,718 $2,985
USAA $2,130 $2,542 $2,699

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Find Cheap Fairfield, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fairfield. Compare auto insurance rates in Fairfield, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fairfield, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,513 $5,838
GEICO $3,082 $3,113
Liberty Mutual $3,832 $4,077
Nationwide $3,552 $3,552
Progressive $4,914 $4,914
State Farm $2,569 $2,745
USAA $2,429 $2,485

Find Cheap Fairfield, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Fairfield, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fairfield, FL, take a look at the average cost for various violations versus rates for a clean driving record in Fairfield.

Annual Fairfield, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,916 $5,858 $6,488 $5,440
GEICO $2,170 $2,762 $4,093 $3,367
Liberty Mutual $2,898 $3,713 $5,310 $3,896
Nationwide $3,044 $3,329 $4,460 $3,374
Progressive $3,891 $5,732 $4,827 $5,207
State Farm $2,434 $2,880 $2,657 $2,657
USAA $1,932 $2,376 $3,495 $2,024

Find Cheap Fairfield, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fairfield, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Fairfield for less when you shop around and compare rates from multiple Fairfield, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fairfield, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,488
GEICO $4,093
Liberty Mutual $5,310
Nationwide $4,460
Progressive $4,827
State Farm $2,657
USAA $3,495

Winners by Category: Where to Buy Cheap Auto Insurance in Fairfield, FL

Compare rates from the cheapest auto insurance companies in Fairfield, FL for your needs. Take a look at how Fairfield, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fairfield, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Fairfield, Florida Auto Insurance Companies

If you’re looking for the cheapest Fairfield, FL auto insurance companies overall, you can compare them here. Find the best price for Fairfield, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Fairfield, Florida

Insurance Company Average Annual Rates
Allstate $5,675
GEICO $3,098
Liberty Mutual $3,954
Nationwide $3,552
Progressive $4,914
State Farm $2,657
USAA $2,457

What affects Fairfield, Florida auto insurance rates?

Local factors affect auto insurance rates in Fairfield, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Fairfield auto insurance rates.

Traffic in Fairfield

How is traffic in Fairfield, Florida? Inrix data shows that Fairfield, FL traffic makes it the 658th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Fairfield, FL

You can buy cheap Fairfield, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fairfield, Florida auto insurance quotes from top companies.

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