Buy Cheap Fairfield, CT Auto Insurance (2021)

Fairfield, CT auto insurance rates average $403 a month. Minimum auto insurance requirements in Fairfield, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Fairfield, CT, compare Fairfield auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Fairfield after a DUI is Liberty Mutual
  • Average auto insurance rates in Fairfield, CT are $403/month
  • Average auto insurance rates in Fairfield, CT after a DUI are $5,868/year

Finding affordable Fairfield, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Fairfield, CT auto insurance with confidence is right here. Auto insurance rates in Fairfield are affected by local factors as well as personal ones like your driving record.

See how Fairfield, CT car insurance rates compare to Waterbury auto insurance rates, Stamford auto insurance rates, and Bristol auto insurance rates before you read more about the cost of auto insurance in Fairfield.

Don’t buy Fairfield, CT auto insurance until you’ve compared rates. Get free Fairfield, Connecticut auto insurance quotes when you enter your ZIP code above.

Fairfield, CT Minimum Auto Insurance Requirements

The required auto insurance in Fairfield, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Fairfield, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Fairfield, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fairfield, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fairfield, CT. Take a look at Fairfield, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fairfield, Connecticut

Insurance Company Poor Fair Good
Allstate $7,992 $6,047 $4,796
GEICO $4,444 $2,680 $2,041
Liberty Mutual $11,698 $7,280 $5,716
Nationwide $5,010 $3,365 $2,977
Progressive $5,369 $4,818 $4,615
State Farm $4,011 $2,569 $2,069
Travelers $6,863 $5,727 $5,565
USAA $4,560 $3,077 $2,706

Buy Cheap Fairfield, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fairfield, Connecticut auto insurance rates? Find out how car insurance rates in Fairfield, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairfield, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,945 $3,906 $3,634 $3,889 $12,089 $14,287 $4,130 $4,346
GEICO $2,248 $2,254 $2,085 $2,102 $5,255 $6,219 $2,170 $2,105
Liberty Mutual $3,975 $4,339 $3,060 $3,796 $19,860 $22,434 $4,011 $4,373
Nationwide $2,404 $2,431 $2,159 $2,265 $6,705 $8,510 $2,793 $3,005
Progressive $2,650 $2,467 $2,259 $2,352 $11,065 $12,269 $3,024 $3,388
State Farm $1,754 $1,754 $1,616 $1,616 $5,354 $6,727 $1,973 $2,268
Travelers $1,832 $1,859 $1,822 $1,820 $14,065 $22,792 $1,990 $2,234
USAA $2,112 $2,089 $1,971 $1,945 $6,687 $7,013 $2,833 $2,934

Buy Cheap Fairfield, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fairfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fairfield, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fairfield, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,089 $14,287
GEICO $5,255 $6,219
Liberty Mutual $19,860 $22,434
Nationwide $6,705 $8,510
Progressive $11,065 $12,269
State Farm $5,354 $6,727
Travelers $14,065 $22,792
USAA $6,687 $7,013

Buy Cheap Fairfield, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Fairfield, Connecticut by comparing Fairfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fairfield, CT here.

Annual Auto Insurance Rates for Senior Drivers in Fairfield, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,634 $3,889
GEICO $2,085 $2,102
Liberty Mutual $3,060 $3,796
Nationwide $2,159 $2,265
Progressive $2,259 $2,352
State Farm $1,616 $1,616
Travelers $1,822 $1,820
USAA $1,971 $1,945

Find Cheap Auto Insurance Rates in Fairfield, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fairfield, Connecticut auto insurance. Compare Fairfield, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairfield, Connecticut

Insurance Company Low Medium High
Allstate $5,940 $6,270 $6,625
GEICO $2,837 $3,019 $3,309
Liberty Mutual $7,856 $8,156 $8,682
Nationwide $3,840 $3,816 $3,696
Progressive $4,580 $4,889 $5,334
State Farm $2,703 $2,888 $3,058
Travelers $5,587 $6,008 $6,559
USAA $3,217 $3,452 $3,675

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fairfield, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fairfield. Compare auto insurance rates in Fairfield, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fairfield, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,278 $6,278
GEICO $3,008 $3,102
Liberty Mutual $8,231 $8,231
Nationwide $3,784 $3,784
Progressive $4,934 $4,934
State Farm $2,812 $2,954
Travelers $6,052 $6,052
USAA $3,407 $3,489

Find Cheap Fairfield, CT Auto Insurance Rates by ZIP Code

Auto insurance rates in Fairfield, Connecticut can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Fairfield, CT to see how much where you live in Fairfield affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Fairfield, Connecticut

ZIP Code Average Annual Rates
6824 $4,883
6825 $4,884

Find Cheap Fairfield, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Fairfield, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fairfield, CT, take a look at the average cost for various violations versus rates for a clean driving record in Fairfield.

Annual Fairfield, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,343 $6,593 $7,835 $5,343
GEICO $1,930 $2,531 $5,389 $2,369
Liberty Mutual $7,205 $9,019 $8,945 $7,755
Nationwide $3,078 $4,022 $4,608 $3,428
Progressive $4,209 $6,111 $4,428 $4,989
State Farm $2,682 $2,950 $2,950 $2,950
Travelers $4,879 $5,283 $7,674 $6,371
USAA $2,665 $3,350 $5,112 $2,665

Find Cheap Fairfield, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fairfield, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Fairfield for less when you shop around and compare rates from multiple Fairfield, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fairfield, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,835
GEICO $5,389
Liberty Mutual $8,945
Nationwide $4,608
Progressive $4,428
State Farm $2,950
Travelers $7,674
USAA $5,112

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Fairfield, CT

Compare rates from the cheapest auto insurance companies in Fairfield, CT for your needs. Take a look at how Fairfield, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fairfield, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Fairfield, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Fairfield, CT auto insurance companies overall, you can compare them here. Find the best price for Fairfield, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Fairfield, Connecticut

Insurance Company Average Annual Rates
Allstate $6,278
GEICO $3,055
Liberty Mutual $8,231
Nationwide $3,784
Progressive $4,934
State Farm $2,883
Travelers $6,052
USAA $3,448

What affects Fairfield, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Fairfield, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Fairfield auto insurance rates.

Traffic in Fairfield

How is traffic in Fairfield, Connecticut? Inrix data shows that Fairfield, CT traffic makes it the 658th-most congested city compared to other cities worldwide.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Fairfield, CT

You can buy cheap Fairfield, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fairfield, Connecticut auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption