Buy Cheap Fairfield, CA Auto Insurance (2021)

Fairfield, CA auto insurance rates average $304 a month. Minimum auto insurance requirements in Fairfield, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Fairfield, CA, compare Fairfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fairfield, CA are $304/month
  • The most expensive auto insurance company in Fairfield after a DUI is Nationwide
  • Average auto insurance rates in Fairfield, CA after a DUI are $5,141/year

Finding affordable Fairfield, California auto insurance can be challenging, but everything you need to know to buy cheap Fairfield, CA auto insurance with confidence is right here. Auto insurance rates in Fairfield are affected by local factors as well as personal ones like your driving record.

See how Fairfield, CA car insurance rates compare to San Jose auto insurance rates, Fresno auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Fairfield.

Don’t buy Fairfield, CA auto insurance until you’ve compared rates. Get free Fairfield, California auto insurance quotes when you enter your ZIP code above.

Fairfield, CA Minimum Auto Insurance Requirements

The required auto insurance in Fairfield, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Fairfield, California is outlined here.

Minimum Required Auto Insurance Coverage in Fairfield, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Fairfield, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fairfield, California auto insurance rates? Find out how car insurance rates in Fairfield, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairfield, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,889 $2,892 $2,105 $2,125 $8,000 $10,066 $3,698 $4,066
Farmers $2,496 $2,496 $2,244 $2,244 $8,000 $13,188 $2,961 $3,300
GEICO $1,664 $1,665 $1,565 $1,565 $5,063 $5,150 $2,390 $2,443
Liberty Mutual $2,316 $2,198 $2,151 $2,085 $5,097 $5,402 $2,619 $2,634
Nationwide $3,354 $3,202 $2,929 $2,761 $8,547 $9,430 $4,010 $3,965
Progressive $1,934 $1,991 $1,656 $1,962 $5,228 $6,293 $2,805 $3,017
State Farm $3,435 $3,435 $3,069 $3,069 $6,328 $7,846 $3,804 $3,923
Travelers $2,322 $2,250 $2,051 $2,030 $4,754 $5,434 $3,006 $2,949
USAA $1,903 $1,804 $1,856 $1,864 $4,346 $4,370 $2,634 $2,490

Buy Cheap Fairfield, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fairfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fairfield, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fairfield, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,000 $10,066
Farmers $8,000 $13,188
GEICO $5,063 $5,150
Liberty Mutual $5,097 $5,402
Nationwide $8,547 $9,430
Progressive $5,228 $6,293
State Farm $6,328 $7,846
Travelers $4,754 $5,434
USAA $4,346 $4,370

Buy Cheap Fairfield, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Fairfield, California by comparing Fairfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fairfield, CA here.

Annual Auto Insurance Rates for Senior Drivers in Fairfield, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,105 $2,125
Farmers $2,244 $2,244
GEICO $1,565 $1,565
Liberty Mutual $2,151 $2,085
Nationwide $2,929 $2,761
Progressive $1,656 $1,962
State Farm $3,069 $3,069
Travelers $2,051 $2,030
USAA $1,856 $1,864

Find Cheap Auto Insurance Rates in Fairfield, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fairfield, California auto insurance. Compare Fairfield, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairfield, California

Insurance Company Low Medium High
Allstate $4,237 $4,520 $4,684
Farmers $4,330 $4,649 $4,870
GEICO $2,447 $2,719 $2,899
Liberty Mutual $2,870 $3,088 $3,230
Nationwide $4,309 $4,858 $5,157
Progressive $2,762 $3,209 $3,361
State Farm $3,945 $4,438 $4,708
Travelers $2,714 $3,183 $3,402
USAA $2,412 $2,709 $2,853

Find Cheap Fairfield, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fairfield. Compare auto insurance rates in Fairfield, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fairfield, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,038 $4,922
Farmers $4,189 $5,043
GEICO $2,442 $2,934
Liberty Mutual $2,812 $3,313
Nationwide $4,215 $5,334
Progressive $2,822 $3,399
State Farm $4,206 $4,522
Travelers $2,790 $3,409
USAA $2,450 $2,867

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Find Cheap Fairfield, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Fairfield, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Fairfield, CA to see how much where you live in Fairfield affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Fairfield, California

ZIP Code Average Annual Rates
94533 $5,064
94534 $4,880

Find Cheap Fairfield, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Fairfield, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fairfield, CA, take a look at the average cost for various violations versus rates for a clean driving record in Fairfield.

Annual Fairfield, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,699 $4,542 $7,138 $3,542
Farmers $3,408 $4,645 $5,796 $4,617
GEICO $1,880 $2,901 $3,640 $2,332
Liberty Mutual $2,659 $3,563 $3,213 $2,817
Nationwide $3,331 $4,269 $7,229 $4,269
Progressive $2,029 $3,464 $4,023 $2,927
State Farm $3,114 $3,714 $7,013 $3,614
Travelers $2,082 $3,361 $3,912 $3,044
USAA $1,766 $2,629 $4,304 $1,935

Find Cheap Fairfield, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fairfield, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Fairfield for less when you shop around and compare rates from multiple Fairfield, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fairfield, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,138
Farmers $5,796
GEICO $3,640
Liberty Mutual $3,213
Nationwide $7,229
Progressive $4,023
State Farm $7,013
Travelers $3,912
USAA $4,304

Winners by Category: Where to Buy Cheap Auto Insurance in Fairfield, CA

Compare rates from the cheapest auto insurance companies in Fairfield, CA for your needs. Take a look at how Fairfield, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fairfield, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Fairfield, California Auto Insurance Companies

If you’re looking for the cheapest Fairfield, CA auto insurance companies overall, you can compare them here. Find the best price for Fairfield, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Fairfield, California

Insurance Company Average Annual Rates
Allstate $4,480
Farmers $4,616
GEICO $2,688
Liberty Mutual $3,063
Nationwide $4,775
Progressive $3,111
State Farm $4,364
Travelers $3,099
USAA $2,658

What affects Fairfield, California auto insurance rates?

Local factors affect auto insurance rates in Fairfield, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Fairfield auto insurance rates.

Auto Theft in Fairfield

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fairfield, CA auto theft show a total of 576 vehicle thefts annually.

Commute Times in Fairfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fairfield, CA is 32.5 minutes according to City-Data.

Traffic in Fairfield

How is traffic in Fairfield, California? Inrix data shows that Fairfield, CA traffic makes it the 658th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Fairfield, CA

You can buy cheap Fairfield, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fairfield, California auto insurance quotes from top companies.

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