Buy Cheap Fairborn, OH Auto Insurance (2021)

Fairborn, OH auto insurance rates average $225 a month. Minimum auto insurance requirements in Fairborn, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Fairborn, OH, compare Fairborn auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fairborn after a DUI is Liberty Mutual
  • Average auto insurance rates in Fairborn, OH for teens drivers are $5,607/year
  • The most expensive auto insurance company in Fairborn is Liberty Mutual

Finding affordable Fairborn, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Fairborn, OH auto insurance with confidence is right here. Auto insurance rates in Fairborn are affected by local factors as well as personal ones like your driving record.

See how Fairborn, OH car insurance rates compare to Dayton auto insurance rates, Parma auto insurance rates, and Canton auto insurance rates before you read more about the cost of auto insurance in Fairborn.

Don’t buy Fairborn, OH auto insurance until you’ve compared rates. Get free Fairborn, Ohio auto insurance quotes when you enter your ZIP code above.

Fairborn, OH Minimum Auto Insurance Requirements

The required auto insurance in Fairborn, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Fairborn, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Fairborn, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fairborn, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fairborn, OH. Take a look at Fairborn, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fairborn, Ohio

Insurance Company Poor Fair Good
Allstate $3,801 $2,778 $2,317
American Family $2,080 $1,422 $1,206
Farmers $3,709 $3,138 $2,988
GEICO $2,037 $1,700 $1,364
Liberty Mutual $5,925 $3,642 $2,854
Nationwide $4,026 $3,242 $2,737
Progressive $3,618 $3,142 $2,941
State Farm $3,582 $2,214 $1,745
Travelers $3,217 $2,800 $2,616
USAA $1,836 $1,301 $1,109

Buy Cheap Fairborn, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fairborn, Ohio auto insurance rates? Find out how car insurance rates in Fairborn, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairborn, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,969 $1,955 $1,784 $1,904 $5,534 $6,334 $2,056 $2,187
American Family $961 $996 $889 $890 $3,062 $3,315 $1,191 $1,253
Farmers $1,716 $1,713 $1,510 $1,596 $7,730 $8,035 $1,922 $2,003
GEICO $1,227 $1,193 $1,156 $1,169 $3,287 $3,057 $1,362 $1,153
Liberty Mutual $1,915 $2,087 $1,474 $1,788 $10,151 $11,460 $2,031 $2,218
Nationwide $2,222 $2,233 $2,005 $2,019 $5,697 $7,347 $2,382 $2,773
Progressive $1,642 $1,538 $1,371 $1,416 $7,491 $8,422 $1,961 $2,029
State Farm $1,498 $1,498 $1,345 $1,345 $4,735 $5,949 $1,742 $1,996
Travelers $1,330 $1,350 $1,324 $1,315 $5,719 $9,013 $1,387 $1,582
USAA $853 $859 $814 $811 $2,660 $2,957 $1,139 $1,230

Buy Cheap Fairborn, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fairborn can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fairborn, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fairborn, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,534 $6,334
American Family $3,062 $3,315
Farmers $7,730 $8,035
GEICO $3,287 $3,057
Liberty Mutual $10,151 $11,460
Nationwide $5,697 $7,347
Progressive $7,491 $8,422
State Farm $4,735 $5,949
Travelers $5,719 $9,013
USAA $2,660 $2,957

Buy Cheap Fairborn, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Fairborn, Ohio by comparing Fairborn senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fairborn, OH here.

Annual Auto Insurance Rates for Senior Drivers in Fairborn, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,784 $1,904
American Family $889 $890
Farmers $1,510 $1,596
GEICO $1,156 $1,169
Liberty Mutual $1,474 $1,788
Nationwide $2,005 $2,019
Progressive $1,371 $1,416
State Farm $1,345 $1,345
Travelers $1,324 $1,315
USAA $814 $811

Find Cheap Auto Insurance Rates in Fairborn, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fairborn, Ohio auto insurance. Compare Fairborn, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairborn, Ohio

Insurance Company Low Medium High
Allstate $2,867 $2,959 $3,070
American Family $1,536 $1,581 $1,592
Farmers $3,095 $3,224 $3,516
GEICO $1,645 $1,693 $1,764
Liberty Mutual $3,991 $4,160 $4,270
Nationwide $3,690 $3,232 $3,083
Progressive $3,102 $3,205 $3,394
State Farm $2,384 $2,522 $2,635
Travelers $2,802 $2,915 $2,916
USAA $1,356 $1,414 $1,476

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Find Cheap Fairborn, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fairborn. Compare auto insurance rates in Fairborn, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fairborn, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,965 $2,965
American Family $1,550 $1,589
Farmers $3,278 $3,278
GEICO $1,671 $1,730
Liberty Mutual $4,140 $4,140
Nationwide $3,335 $3,335
Progressive $3,234 $3,234
State Farm $2,451 $2,577
Travelers $2,878 $2,878
USAA $1,363 $1,468

Find Cheap Fairborn, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Fairborn, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fairborn, OH, take a look at the average cost for various violations versus rates for a clean driving record in Fairborn.

Annual Fairborn, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,484 $3,009 $3,550 $2,818
American Family $1,504 $1,591 $1,591 $1,591
Farmers $2,702 $3,483 $3,397 $3,529
GEICO $1,155 $1,665 $2,417 $1,565
Liberty Mutual $3,479 $4,465 $4,558 $4,059
Nationwide $2,672 $3,400 $4,314 $2,954
Progressive $2,785 $3,802 $2,969 $3,379
State Farm $2,287 $2,740 $2,514 $2,514
Travelers $2,119 $2,762 $4,164 $2,465
USAA $1,088 $1,459 $1,910 $1,204

Find Cheap Fairborn, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fairborn, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Fairborn for less when you shop around and compare rates from multiple Fairborn, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fairborn, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,550
American Family $1,591
Farmers $3,397
GEICO $2,417
Liberty Mutual $4,558
Nationwide $4,314
Progressive $2,969
State Farm $2,514
Travelers $4,164
USAA $1,910

Winners by Category: Where to Buy Cheap Auto Insurance in Fairborn, OH

Compare rates from the cheapest auto insurance companies in Fairborn, OH for your needs. Take a look at how Fairborn, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fairborn, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Fairborn, Ohio Auto Insurance Companies

If you’re looking for the cheapest Fairborn, OH auto insurance companies overall, you can compare them here. Find the best price for Fairborn, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Fairborn, Ohio

Insurance Company Average Annual Rates
Allstate $2,965
American Family $1,570
Farmers $3,278
GEICO $1,701
Liberty Mutual $4,140
Nationwide $3,335
Progressive $3,234
State Farm $2,514
Travelers $2,878
USAA $1,415

What affects Fairborn, Ohio auto insurance rates?

Local factors affect auto insurance rates in Fairborn, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Fairborn auto insurance rates.

Auto Theft in Fairborn

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fairborn, OH auto theft show a total of 35 vehicle thefts annually.

Commute Times in Fairborn

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fairborn, OH is 20.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Fairborn, OH

You can buy cheap Fairborn, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fairborn, Ohio auto insurance quotes from top companies.

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