Buy Cheap Fairbanks, AK Auto Insurance (2021)

Fairbanks, AK auto insurance rates average $240 a month. Minimum auto insurance requirements in Fairbanks, Alaska are 50/100/25 to comply with Alaska laws. To buy cheap auto insurance in Fairbanks, AK, compare Fairbanks auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fairbanks, AK after a DUI are $3,391/year
  • The most expensive auto insurance company in Fairbanks is Progressive
  • Average auto insurance rates in Fairbanks, AK for teens drivers are $5,262/year

Finding affordable Fairbanks, Alaska auto insurance can be challenging, but everything you need to know to buy cheap Fairbanks, AK auto insurance with confidence is right here. Auto insurance rates in Fairbanks are affected by local factors as well as personal ones like your driving record.

See how Fairbanks, AK car insurance rates compare to Unalaska auto insurance rates, Ketchikan auto insurance rates, and Kodiak auto insurance rates before you read more about the cost of auto insurance in Fairbanks.

Don’t buy Fairbanks, AK auto insurance until you’ve compared rates. Get free Fairbanks, Alaska auto insurance quotes when you enter your ZIP code above.

Fairbanks, AK Minimum Auto Insurance Requirements

The required auto insurance in Fairbanks, AK is 50/100/25 according to the auto insurance laws in Alaska. The minimum auto insurance in Fairbanks, Alaska is outlined here.

Minimum Required Auto Insurance Coverage in Fairbanks, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fairbanks, AK Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fairbanks, AK. Take a look at Fairbanks, Alaska auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fairbanks, Alaska

Insurance Company Poor Fair Good
Allstate $3,548 $2,813 $2,623
GEICO $3,459 $3,007 $2,666
Progressive $3,525 $3,159 $3,013
State Farm $3,477 $2,243 $1,808
USAA $3,562 $2,334 $1,953

Buy Cheap Fairbanks, AK Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fairbanks, Alaska auto insurance rates? Find out how car insurance rates in Fairbanks, AK are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairbanks, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,049 $2,049 $1,945 $1,945 $4,814 $6,320 $2,308 $2,528
GEICO $2,237 $2,168 $2,110 $2,008 $4,940 $6,305 $2,212 $2,374
Progressive $1,930 $1,721 $1,622 $1,663 $6,865 $7,675 $2,193 $2,189
State Farm $1,497 $1,497 $1,342 $1,342 $4,709 $6,111 $1,768 $1,810
USAA $1,530 $1,526 $1,424 $1,416 $4,983 $5,525 $2,198 $2,330

Buy Cheap Fairbanks, AK Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fairbanks can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fairbanks, AK are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fairbanks, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,814 $6,320
GEICO $4,940 $6,305
Progressive $6,865 $7,675
State Farm $4,709 $6,111
USAA $4,983 $5,525

Buy Cheap Fairbanks, AK Auto Insurance for Seniors

You can save on senior auto insurance rates in Fairbanks, Alaska by comparing Fairbanks senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fairbanks, AK here.

Annual Auto Insurance Rates for Senior Drivers in Fairbanks, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,945 $1,945
GEICO $2,110 $2,008
Progressive $1,622 $1,663
State Farm $1,342 $1,342
USAA $1,424 $1,416

Find Cheap Auto Insurance Rates in Fairbanks, AK by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fairbanks, Alaska auto insurance. Compare Fairbanks, AK auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairbanks, Alaska

Insurance Company Low Medium High
Allstate $2,945 $2,947 $3,092
GEICO $2,987 $3,001 $3,143
Progressive $3,171 $3,177 $3,348
State Farm $2,430 $2,470 $2,629
USAA $2,575 $2,593 $2,681

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Find Cheap Fairbanks, AK Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fairbanks. Compare auto insurance rates in Fairbanks, AK by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fairbanks, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,937 $3,052
GEICO $3,005 $3,083
Progressive $3,232 $3,232
State Farm $2,440 $2,579
USAA $2,572 $2,661

Find Cheap Fairbanks, AK Auto Insurance Rates by ZIP Code

Auto insurance rates in Fairbanks, Alaska can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Fairbanks, AK to see how much where you live in Fairbanks affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Fairbanks, Alaska

ZIP Code Average Annual Rates
99701 $2,885
99712 $2,876
99790 $2,876

Find Cheap Fairbanks, AK Auto Insurance Rates by Driving Record

Auto insurance rates in Fairbanks, Alaska are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fairbanks, AK, take a look at the average cost for various violations versus rates for a clean driving record in Fairbanks.

Annual Fairbanks, Alaska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $3,359 $3,357 $2,849
GEICO $2,175 $3,217 $4,569 $2,215
Progressive $2,890 $3,711 $3,069 $3,259
State Farm $2,283 $2,736 $2,509 $2,509
USAA $2,054 $2,635 $3,449 $2,328

Find Cheap Fairbanks, AK Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fairbanks, Alaska is higher than for a clean driving record. You can buy auto insurance after a DUI in Fairbanks for less when you shop around and compare rates from multiple Fairbanks, AK auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fairbanks, Alaska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,357
GEICO $4,569
Progressive $3,069
State Farm $2,509
USAA $3,449

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Winners by Category: Where to Buy Cheap Auto Insurance in Fairbanks, AK

Compare rates from the cheapest auto insurance companies in Fairbanks, AK for your needs. Take a look at how Fairbanks, Alaska auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fairbanks, Alaska

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Fairbanks, Alaska Auto Insurance Companies

If you’re looking for the cheapest Fairbanks, AK auto insurance companies overall, you can compare them here. Find the best price for Fairbanks, Alaska car insurance by company.

Average Annual Auto Insurance Rates by Company in Fairbanks, Alaska

Insurance Company Average Annual Rates
Allstate $2,995
GEICO $3,044
Progressive $3,232
State Farm $2,509
USAA $2,617

What affects Fairbanks, Alaska auto insurance rates?

Local factors affect auto insurance rates in Fairbanks, AK, including traffic, theft statistics, and commute length. Take a look at the things that impact Fairbanks auto insurance rates.

Commute Times in Fairbanks

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fairbanks, AK is 13.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Fairbanks, AK

You can buy cheap Fairbanks, AK auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fairbanks, Alaska auto insurance quotes from top companies.

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