Buy Cheap Fairacres, NM Auto Insurance (2021)

Fairacres, NM auto insurance rates average $262 a month. Minimum auto insurance requirements in Fairacres, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Fairacres, NM, compare Fairacres auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fairacres after a DUI is GEICO
  • Average auto insurance rates in Fairacres, NM are $262/month
  • Average auto insurance rates in Fairacres, NM for teens drivers are $6,111/year

Finding affordable Fairacres, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Fairacres, NM auto insurance with confidence is right here. Auto insurance rates in Fairacres are affected by local factors as well as personal ones like your driving record.

See how Fairacres, NM car insurance rates compare to Gallup auto insurance rates, Roswell auto insurance rates, and Alamogordo auto insurance rates before you read more about the cost of auto insurance in Fairacres.

Don’t buy Fairacres, NM auto insurance until you’ve compared rates. Get free Fairacres, New Mexico auto insurance quotes when you enter your ZIP code above.

Fairacres, NM Minimum Auto Insurance Requirements

The required auto insurance in Fairacres, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Fairacres, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Fairacres, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Fairacres, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fairacres, NM. Take a look at Fairacres, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fairacres, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,785 $3,976 $3,781
GEICO $4,357 $3,795 $3,512
Nationwide $3,502 $2,724 $2,366
Progressive $3,080 $2,754 $2,609
State Farm $3,162 $1,944 $1,536
USAA $2,656 $1,996 $1,734

Buy Cheap Fairacres, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fairacres, New Mexico auto insurance rates? Find out how car insurance rates in Fairacres, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairacres, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,307 $2,301 $2,062 $2,202 $9,523 $9,810 $2,585 $2,656
GEICO $2,412 $2,478 $2,269 $2,269 $7,018 $9,580 $2,537 $2,540
Nationwide $1,982 $2,013 $1,809 $1,893 $4,701 $5,904 $2,229 $2,381
Progressive $1,496 $1,445 $1,364 $1,366 $6,200 $6,980 $1,804 $1,859
State Farm $1,416 $1,416 $1,298 $1,298 $3,966 $4,987 $1,589 $1,742
USAA $1,429 $1,416 $1,370 $1,363 $3,675 $4,144 $1,756 $1,875

Buy Cheap Fairacres, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fairacres can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fairacres, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fairacres, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $9,523 $9,810
GEICO $7,018 $9,580
Nationwide $4,701 $5,904
Progressive $6,200 $6,980
State Farm $3,966 $4,987
USAA $3,675 $4,144

Buy Cheap Fairacres, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Fairacres, New Mexico by comparing Fairacres senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fairacres, NM here.

Annual Auto Insurance Rates for Senior Drivers in Fairacres, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $2,062 $2,202
GEICO $2,269 $2,269
Nationwide $1,809 $1,893
Progressive $1,364 $1,366
State Farm $1,298 $1,298
USAA $1,370 $1,363

Find Cheap Auto Insurance Rates in Fairacres, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fairacres, New Mexico auto insurance. Compare Fairacres, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairacres, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,791 $4,141 $4,610
GEICO $3,606 $3,879 $4,179
Nationwide $2,799 $2,836 $2,958
Progressive $2,671 $2,815 $2,957
State Farm $1,996 $2,223 $2,423
USAA $1,967 $2,139 $2,280

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Find Cheap Fairacres, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fairacres. Compare auto insurance rates in Fairacres, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fairacres, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $4,181 $4,181
GEICO $3,828 $3,948
Nationwide $2,864 $2,864
Progressive $2,814 $2,814
State Farm $2,156 $2,272
USAA $2,065 $2,192

Find Cheap Fairacres, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Fairacres, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fairacres, NM, take a look at the average cost for various violations versus rates for a clean driving record in Fairacres.

Annual Fairacres, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,537 $4,554 $4,447 $4,185
GEICO $2,295 $3,678 $7,283 $2,295
Nationwide $2,160 $3,006 $3,853 $2,437
Progressive $2,435 $3,330 $2,621 $2,870
State Farm $2,072 $2,261 $2,261 $2,261
USAA $1,578 $2,195 $2,905 $1,837

Find Cheap Fairacres, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fairacres, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Fairacres for less when you shop around and compare rates from multiple Fairacres, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fairacres, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,496
Farmers $4,447
GEICO $7,283
Nationwide $3,853
Progressive $2,621
State Farm $2,261
USAA $2,905

Winners by Category: Where to Buy Cheap Auto Insurance in Fairacres, NM

Compare rates from the cheapest auto insurance companies in Fairacres, NM for your needs. Take a look at how Fairacres, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fairacres, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Fairacres, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Fairacres, NM auto insurance companies overall, you can compare them here. Find the best price for Fairacres, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Fairacres, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $4,181
GEICO $3,888
Nationwide $2,864
Progressive $2,814
State Farm $2,214
USAA $2,129

What affects Fairacres, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Fairacres, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Fairacres auto insurance rates.

Commute Times in Fairacres

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fairacres, NM is 20.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Fairacres, NM

You can buy cheap Fairacres, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fairacres, New Mexico auto insurance quotes from top companies.

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