Buy Cheap Exira, IA Auto Insurance (2021)

Exira, IA auto insurance rates average $251 a month. Minimum auto insurance requirements in Exira, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Exira, IA, compare Exira auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Exira, IA are $251/month
  • Average auto insurance rates in Exira, IA for teens drivers are $5,670/year
  • The most expensive auto insurance company in Exira after a DUI is Travelers

Finding affordable Exira, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Exira, IA auto insurance with confidence is right here. Auto insurance rates in Exira are affected by local factors as well as personal ones like your driving record.

See how Exira, IA car insurance rates compare to Iowa City auto insurance rates, Ankeny auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Exira.

Don’t buy Exira, IA auto insurance until you’ve compared rates. Get free Exira, Iowa auto insurance quotes when you enter your ZIP code above.

Exira, IA Minimum Auto Insurance Requirements

The required auto insurance in Exira, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Exira, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Exira, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Exira, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Exira, IA. Take a look at Exira, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Exira, Iowa

Insurance Company Poor Fair Good
Allstate $3,746 $2,975 $2,672
American Family $4,048 $2,975 $2,496
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,043 $2,382 $2,087
Progressive $2,833 $2,272 $2,051
State Farm $3,218 $1,991 $1,570
Travelers $6,273 $5,341 $5,083
USAA $2,547 $1,745 $1,510

Buy Cheap Exira, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Exira, Iowa auto insurance rates? Find out how car insurance rates in Exira, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Exira, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,073 $1,992 $1,835 $1,869 $5,967 $6,716 $2,264 $2,334
American Family $2,051 $2,051 $1,832 $1,832 $5,438 $7,652 $2,051 $2,474
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,741 $1,789 $1,551 $1,657 $4,001 $5,180 $1,971 $2,144
Progressive $1,712 $1,659 $1,413 $1,461 $4,017 $4,540 $2,061 $2,220
State Farm $1,498 $1,498 $1,306 $1,306 $3,910 $4,975 $1,680 $1,906
Travelers $2,567 $2,623 $2,477 $2,486 $11,028 $17,492 $2,665 $3,184
USAA $1,300 $1,319 $1,188 $1,218 $3,461 $3,687 $1,565 $1,732

Buy Cheap Exira, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Exira can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Exira, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Exira, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,967 $6,716
American Family $5,438 $7,652
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,001 $5,180
Progressive $4,017 $4,540
State Farm $3,910 $4,975
Travelers $11,028 $17,492
USAA $3,461 $3,687

Buy Cheap Exira, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Exira, Iowa by comparing Exira senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Exira, IA here.

Annual Auto Insurance Rates for Senior Drivers in Exira, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,835 $1,869
American Family $1,832 $1,832
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,551 $1,657
Progressive $1,413 $1,461
State Farm $1,306 $1,306
Travelers $2,477 $2,486
USAA $1,188 $1,218

Find Cheap Auto Insurance Rates in Exira, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Exira, Iowa auto insurance. Compare Exira, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Exira, Iowa

Insurance Company Low Medium High
Allstate $3,012 $3,136 $3,246
American Family $3,197 $3,348 $2,973
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,617 $2,491 $2,405
Progressive $2,258 $2,393 $2,505
State Farm $2,160 $2,271 $2,348
Travelers $5,263 $5,648 $5,785
USAA $1,835 $1,940 $2,026

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Find Cheap Exira, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Exira. Compare auto insurance rates in Exira, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Exira, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,056 $3,206
American Family $3,136 $3,210
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,504 $2,504
Progressive $2,385 $2,385
State Farm $2,206 $2,314
Travelers $5,565 $5,565
USAA $1,863 $2,004

Find Cheap Exira, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Exira, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Exira, IA, take a look at the average cost for various violations versus rates for a clean driving record in Exira.

Annual Exira, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,662 $3,226 $3,661 $2,976
American Family $2,291 $3,348 $4,357 $2,695
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,811 $2,604 $3,552 $2,050
Progressive $1,924 $3,124 $2,085 $2,408
State Farm $2,102 $2,418 $2,260 $2,260
Travelers $4,070 $5,402 $7,221 $5,568
USAA $1,478 $1,982 $2,578 $1,696

Find Cheap Exira, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Exira, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Exira for less when you shop around and compare rates from multiple Exira, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Exira, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,661
American Family $4,357
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,552
Progressive $2,085
State Farm $2,260
Travelers $7,221
USAA $2,578

Winners by Category: Where to Buy Cheap Auto Insurance in Exira, IA

Compare rates from the cheapest auto insurance companies in Exira, IA for your needs. Take a look at how Exira, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Exira, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Exira, Iowa Auto Insurance Companies

If you’re looking for the cheapest Exira, IA auto insurance companies overall, you can compare them here. Find the best price for Exira, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Exira, Iowa

Insurance Company Average Annual Rates
Allstate $3,131
American Family $3,173
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,504
Progressive $2,385
State Farm $2,260
Travelers $5,565
USAA $1,934

What affects Exira, Iowa auto insurance rates?

Local factors affect auto insurance rates in Exira, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Exira auto insurance rates.

Commute Times in Exira

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Exira, IA is 19.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Exira, IA

You can buy cheap Exira, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Exira, Iowa auto insurance quotes from top companies.

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