Buy Cheap Evansville, IN Auto Insurance (2022)

Evansville, IN auto insurance rates average $301 a month. Minimum auto insurance requirements in Evansville, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Evansville, IN, compare Evansville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Evansville, IN for teens drivers are $7,131/year
  • The most expensive auto insurance company in Evansville is Liberty Mutual
  • Average auto insurance rates in Evansville, IN after a DUI are $4,309/year

Finding affordable Evansville, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Evansville, IN auto insurance with confidence is right here. Auto insurance rates in Evansville are affected by local factors as well as personal ones like your driving record.

See how Evansville, IN car insurance rates compare to Hammond auto insurance rates, Indianapolis auto insurance rates, and Bloomington auto insurance rates before you read more about the cost of auto insurance in Evansville.

Don’t buy Evansville, IN auto insurance until you’ve compared rates. Get free Evansville, Indiana auto insurance quotes when you enter your ZIP code above.

Evansville, IN Minimum Auto Insurance Requirements

The required auto insurance in Evansville, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Evansville, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Evansville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Evansville, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Evansville, IN. Take a look at Evansville, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Evansville, Indiana

Insurance Company Poor Fair Good
Allstate $4,916 $3,667 $3,333
American Family $5,303 $3,434 $2,872
Farmers $4,753 $3,881 $3,597
GEICO $2,892 $2,403 $1,913
Liberty Mutual $8,783 $5,715 $5,285
Nationwide $3,149 $2,658 $2,492
Progressive $4,566 $4,057 $3,830
State Farm $3,946 $2,352 $1,823
Travelers $4,163 $3,536 $3,537
USAA $2,459 $1,624 $1,392

Buy Cheap Evansville, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Evansville, Indiana auto insurance rates? Find out how car insurance rates in Evansville, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Evansville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,425 $2,478 $2,138 $2,340 $7,632 $9,657 $2,447 $2,658
American Family $2,406 $2,406 $2,166 $2,166 $6,740 $9,726 $2,406 $2,943
Farmers $1,826 $1,802 $1,560 $1,761 $9,972 $10,671 $2,419 $2,602
GEICO $1,631 $1,625 $1,540 $1,612 $4,843 $4,471 $1,869 $1,630
Liberty Mutual $4,529 $4,529 $4,169 $4,169 $9,834 $14,812 $4,529 $6,184
Nationwide $1,690 $1,724 $1,483 $1,580 $5,005 $6,482 $1,992 $2,175
Progressive $1,747 $1,646 $1,588 $1,597 $10,462 $11,752 $2,191 $2,225
State Farm $1,635 $1,635 $1,468 $1,468 $5,093 $6,523 $1,817 $2,016
Travelers $1,295 $1,316 $1,222 $1,221 $8,459 $13,508 $1,376 $1,568
USAA $1,158 $1,138 $1,081 $1,085 $3,266 $3,642 $1,564 $1,668

Buy Cheap Evansville, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Evansville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Evansville, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Evansville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,632 $9,657
American Family $6,740 $9,726
Farmers $9,972 $10,671
GEICO $4,843 $4,471
Liberty Mutual $9,834 $14,812
Nationwide $5,005 $6,482
Progressive $10,462 $11,752
State Farm $5,093 $6,523
Travelers $8,459 $13,508
USAA $3,266 $3,642

Buy Cheap Evansville, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Evansville, Indiana by comparing Evansville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Evansville, IN here.

Annual Auto Insurance Rates for Senior Drivers in Evansville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,138 $2,340
American Family $2,166 $2,166
Farmers $1,560 $1,761
GEICO $1,540 $1,612
Liberty Mutual $4,169 $4,169
Nationwide $1,483 $1,580
Progressive $1,588 $1,597
State Farm $1,468 $1,468
Travelers $1,222 $1,221
USAA $1,081 $1,085

Find Cheap Auto Insurance Rates in Evansville, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Evansville, Indiana auto insurance. Compare Evansville, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Evansville, Indiana

Insurance Company Low Medium High
Allstate $3,767 $3,957 $4,192
American Family $3,819 $3,997 $3,794
Farmers $3,926 $4,068 $4,236
GEICO $2,232 $2,396 $2,580
Liberty Mutual $6,344 $6,574 $6,865
Nationwide $2,795 $2,747 $2,757
Progressive $3,900 $4,081 $4,473
State Farm $2,563 $2,707 $2,850
Travelers $3,641 $3,781 $3,814
USAA $1,763 $1,821 $1,891

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Find Cheap Evansville, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Evansville. Compare auto insurance rates in Evansville, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Evansville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,972 $3,972
American Family $3,823 $3,917
Farmers $4,077 $4,077
GEICO $2,361 $2,444
Liberty Mutual $6,421 $6,768
Nationwide $2,766 $2,766
Progressive $4,151 $4,151
State Farm $2,629 $2,784
Travelers $3,745 $3,745
USAA $1,801 $1,849

Find Cheap Evansville, IN Auto Insurance Rates by ZIP Code

Auto insurance rates in Evansville, Indiana can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Evansville, IN to see how much where you live in Evansville affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Evansville, Indiana

ZIP Code Average Annual Rates
47708 $3,610
47710 $3,497
47711 $3,506
47712 $3,503
47713 $3,593
47714 $3,503
47715 $3,470
47720 $3,511
47722 $3,533
47725 $3,455

Find Cheap Evansville, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Evansville, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Evansville, IN, take a look at the average cost for various violations versus rates for a clean driving record in Evansville.

Annual Evansville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,159 $4,664 $4,300 $3,765
American Family $2,667 $4,246 $5,388 $3,179
Farmers $3,645 $4,253 $4,384 $4,024
GEICO $1,564 $2,482 $3,396 $2,169
Liberty Mutual $5,083 $6,039 $9,633 $5,624
Nationwide $2,381 $3,065 $2,940 $2,679
Progressive $3,098 $5,487 $3,701 $4,318
State Farm $2,640 $2,906 $2,640 $2,640
Travelers $3,184 $3,929 $4,453 $3,416
USAA $1,376 $1,962 $2,254 $1,709

Find Cheap Evansville, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Evansville, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Evansville for less when you shop around and compare rates from multiple Evansville, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Evansville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,300
American Family $5,388
Farmers $4,384
GEICO $3,396
Liberty Mutual $9,633
Nationwide $2,940
Progressive $3,701
State Farm $2,640
Travelers $4,453
USAA $2,254

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Winners by Category: Where to Buy Cheap Auto Insurance in Evansville, IN

Compare rates from the cheapest auto insurance companies in Evansville, IN for your needs. Take a look at how Evansville, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Evansville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Evansville, Indiana Auto Insurance Companies

If you’re looking for the cheapest Evansville, IN auto insurance companies overall, you can compare them here. Find the best price for Evansville, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Evansville, Indiana

Insurance Company Average Annual Rates
Allstate $3,972
American Family $3,870
Farmers $4,077
GEICO $2,403
Liberty Mutual $6,594
Nationwide $2,766
Progressive $4,151
State Farm $2,707
Travelers $3,745
USAA $1,825

What affects Evansville, Indiana auto insurance rates?

Local factors affect auto insurance rates in Evansville, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Evansville auto insurance rates.

Auto Theft in Evansville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Evansville, IN auto theft show a total of 509 vehicle thefts annually.

Commute Times in Evansville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Evansville, IN is 18.5 minutes according to City-Data.

Traffic in Evansville

How is traffic in Evansville, Indiana? Inrix data shows that Evansville, IN traffic makes it the 924th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Evansville, IN

You can buy cheap Evansville, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Evansville, Indiana auto insurance quotes from top companies.

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