Buy Cheap Eureka Springs, AR Auto Insurance (2021)

Eureka Springs, AR auto insurance rates average $323 a month. Minimum auto insurance requirements in Eureka Springs, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Eureka Springs, AR, compare Eureka Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Eureka Springs is Travelers
  • The most expensive auto insurance company in Eureka Springs after a DUI is Travelers
  • Average auto insurance rates in Eureka Springs, AR for teens drivers are $7,979/year

Finding affordable Eureka Springs, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Eureka Springs, AR auto insurance with confidence is right here. Auto insurance rates in Eureka Springs are affected by local factors as well as personal ones like your driving record.

See how Eureka Springs, AR car insurance rates compare to Bentonville auto insurance rates, North Little Rock auto insurance rates, and Rogers auto insurance rates before you read more about the cost of auto insurance in Eureka Springs.

Don’t buy Eureka Springs, AR auto insurance until you’ve compared rates. Get free Eureka Springs, Arkansas auto insurance quotes when you enter your ZIP code above.

Eureka Springs, AR Minimum Auto Insurance Requirements

The required auto insurance in Eureka Springs, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Eureka Springs, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Eureka Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Eureka Springs, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Eureka Springs, AR. Take a look at Eureka Springs, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Eureka Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $5,588 $4,290 $3,485
Farmers $4,595 $3,856 $3,672
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,238 $3,407 $3,105
Progressive $5,882 $5,034 $4,688
State Farm $3,961 $2,385 $1,857
Travelers $6,721 $5,611 $5,244
USAA $2,674 $1,823 $1,552

Buy Cheap Eureka Springs, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Eureka Springs, Arkansas auto insurance rates? Find out how car insurance rates in Eureka Springs, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eureka Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,526 $2,541 $2,261 $2,415 $9,143 $10,956 $2,780 $3,011
Farmers $2,173 $2,161 $1,940 $2,043 $9,276 $9,610 $2,497 $2,631
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,717 $2,565 $2,231 $2,341 $11,754 $13,230 $3,248 $3,523
State Farm $1,722 $1,722 $1,538 $1,538 $4,956 $6,223 $1,940 $2,233
Travelers $2,168 $2,208 $2,150 $2,155 $12,730 $20,462 $2,323 $2,672
USAA $1,254 $1,268 $1,161 $1,172 $3,866 $4,057 $1,612 $1,740

Buy Cheap Eureka Springs, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Eureka Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Eureka Springs, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Eureka Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,143 $10,956
Farmers $9,276 $9,610
GEICO $6,083 $6,098
Liberty Mutual $8,112 $8,928
Nationwide $5,888 $7,499
Progressive $11,754 $13,230
State Farm $4,956 $6,223
Travelers $12,730 $20,462
USAA $3,866 $4,057

Buy Cheap Eureka Springs, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Eureka Springs, Arkansas by comparing Eureka Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Eureka Springs, AR here.

Annual Auto Insurance Rates for Senior Drivers in Eureka Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,261 $2,415
Farmers $1,940 $2,043
GEICO $2,150 $2,090
Liberty Mutual $2,053 $2,290
Nationwide $2,200 $2,325
Progressive $2,231 $2,341
State Farm $1,538 $1,538
Travelers $2,150 $2,155
USAA $1,161 $1,172

Find Cheap Auto Insurance Rates in Eureka Springs, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Eureka Springs, Arkansas auto insurance. Compare Eureka Springs, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eureka Springs, Arkansas

Insurance Company Low Medium High
Allstate $4,324 $4,451 $4,587
Farmers $3,835 $3,998 $4,290
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,614 $3,513 $3,623
Progressive $4,777 $5,110 $5,716
State Farm $2,611 $2,731 $2,860
Travelers $5,563 $5,874 $6,138
USAA $1,937 $2,009 $2,102

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Find Cheap Eureka Springs, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Eureka Springs. Compare auto insurance rates in Eureka Springs, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Eureka Springs, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,454 $4,454
Farmers $4,041 $4,041
GEICO $3,187 $3,232
Liberty Mutual $3,807 $3,807
Nationwide $3,583 $3,583
Progressive $5,201 $5,201
State Farm $2,670 $2,798
Travelers $5,859 $5,859
USAA $1,959 $2,074

Find Cheap Eureka Springs, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Eureka Springs, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Eureka Springs, AR, take a look at the average cost for various violations versus rates for a clean driving record in Eureka Springs.

Annual Eureka Springs, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,677 $4,621 $5,130 $4,389
Farmers $3,410 $4,381 $4,278 $4,095
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,477 $6,248 $4,708 $5,372
State Farm $2,510 $2,958 $2,734 $2,734
Travelers $4,908 $5,070 $7,429 $6,027
USAA $1,553 $1,962 $2,828 $1,722

Find Cheap Eureka Springs, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Eureka Springs, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Eureka Springs for less when you shop around and compare rates from multiple Eureka Springs, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Eureka Springs, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,130
Farmers $4,278
GEICO $4,978
Liberty Mutual $4,956
Nationwide $4,865
Progressive $4,708
State Farm $2,734
Travelers $7,429
USAA $2,828

Winners by Category: Where to Buy Cheap Auto Insurance in Eureka Springs, AR

Compare rates from the cheapest auto insurance companies in Eureka Springs, AR for your needs. Take a look at how Eureka Springs, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Eureka Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Eureka Springs, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Eureka Springs, AR auto insurance companies overall, you can compare them here. Find the best price for Eureka Springs, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Eureka Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $4,454
Farmers $4,041
GEICO $3,209
Liberty Mutual $3,807
Nationwide $3,583
Progressive $5,201
State Farm $2,734
Travelers $5,859
USAA $2,016

What affects Eureka Springs, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Eureka Springs, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Eureka Springs auto insurance rates.

Commute Times in Eureka Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Eureka Springs, AR is 15.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Eureka Springs, AR

You can buy cheap Eureka Springs, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Eureka Springs, Arkansas auto insurance quotes from top companies.

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