Buy Cheap Eureka, CA Auto Insurance (2021)

Eureka, CA auto insurance rates average $271 a month. Minimum auto insurance requirements in Eureka, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Eureka, CA, compare Eureka auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Eureka, CA for teens drivers are $5,456/year
  • Average auto insurance rates in Eureka, CA after a DUI are $4,574/year
  • The most expensive auto insurance company in Eureka after a DUI is Nationwide

Finding affordable Eureka, California auto insurance can be challenging, but everything you need to know to buy cheap Eureka, CA auto insurance with confidence is right here. Auto insurance rates in Eureka are affected by local factors as well as personal ones like your driving record.

See how Eureka, CA car insurance rates compare to San Francisco auto insurance rates, Fresno auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Eureka.

Don’t buy Eureka, CA auto insurance until you’ve compared rates. Get free Eureka, California auto insurance quotes when you enter your ZIP code above.

Eureka, CA Minimum Auto Insurance Requirements

The required auto insurance in Eureka, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Eureka, California is outlined here.

Minimum Required Auto Insurance Coverage in Eureka, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Eureka, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Eureka, California auto insurance rates? Find out how car insurance rates in Eureka, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eureka, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,381 $2,391 $1,732 $1,767 $6,536 $8,235 $3,105 $3,460
Farmers $2,299 $2,299 $2,062 $2,062 $7,363 $12,165 $2,726 $3,036
GEICO $1,588 $1,589 $1,494 $1,494 $4,815 $4,907 $2,278 $2,336
Liberty Mutual $2,010 $1,905 $1,864 $1,807 $4,357 $4,628 $2,267 $2,286
Nationwide $2,966 $2,833 $2,585 $2,439 $7,538 $8,306 $3,549 $3,514
Progressive $1,670 $1,721 $1,405 $1,675 $4,423 $5,350 $2,393 $2,576
State Farm $3,065 $3,065 $2,737 $2,737 $5,616 $6,960 $3,393 $3,499
Travelers $2,181 $2,115 $1,929 $1,909 $4,423 $5,071 $2,820 $2,765
USAA $1,778 $1,687 $1,733 $1,743 $4,032 $4,076 $2,472 $2,339

Buy Cheap Eureka, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Eureka can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Eureka, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Eureka, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,536 $8,235
Farmers $7,363 $12,165
GEICO $4,815 $4,907
Liberty Mutual $4,357 $4,628
Nationwide $7,538 $8,306
Progressive $4,423 $5,350
State Farm $5,616 $6,960
Travelers $4,423 $5,071
USAA $4,032 $4,076

Buy Cheap Eureka, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Eureka, California by comparing Eureka senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Eureka, CA here.

Annual Auto Insurance Rates for Senior Drivers in Eureka, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,732 $1,767
Farmers $2,062 $2,062
GEICO $1,494 $1,494
Liberty Mutual $1,864 $1,807
Nationwide $2,585 $2,439
Progressive $1,405 $1,675
State Farm $2,737 $2,737
Travelers $1,929 $1,909
USAA $1,733 $1,743

Find Cheap Auto Insurance Rates in Eureka, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Eureka, California auto insurance. Compare Eureka, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eureka, California

Insurance Company Low Medium High
Allstate $3,550 $3,725 $3,827
Farmers $3,999 $4,280 $4,476
GEICO $2,359 $2,589 $2,740
Liberty Mutual $2,472 $2,661 $2,788
Nationwide $3,822 $4,289 $4,538
Progressive $2,412 $2,726 $2,816
State Farm $3,535 $3,944 $4,173
Travelers $2,554 $2,975 $3,176
USAA $2,280 $2,526 $2,643

Find Cheap Eureka, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Eureka. Compare auto insurance rates in Eureka, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Eureka, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,349 $4,052
Farmers $3,859 $4,644
GEICO $2,328 $2,797
Liberty Mutual $2,424 $2,857
Nationwide $3,724 $4,708
Progressive $2,405 $2,898
State Farm $3,744 $4,024
Travelers $2,614 $3,189
USAA $2,291 $2,674

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Find Cheap Eureka, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Eureka, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Eureka, CA to see how much where you live in Eureka affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Eureka, California

ZIP Code Average Annual Rates
95501 $4,454
95503 $4,354

Find Cheap Eureka, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Eureka, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Eureka, CA, take a look at the average cost for various violations versus rates for a clean driving record in Eureka.

Annual Eureka, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,222 $3,784 $5,877 $2,920
Farmers $3,137 $4,277 $5,340 $4,252
GEICO $1,795 $2,758 $3,472 $2,226
Liberty Mutual $2,291 $3,071 $2,772 $2,428
Nationwide $2,945 $3,771 $6,377 $3,771
Progressive $1,742 $2,947 $3,412 $2,506
State Farm $2,769 $3,304 $6,247 $3,215
Travelers $1,957 $3,143 $3,659 $2,848
USAA $1,651 $2,458 $4,013 $1,808

Find Cheap Eureka, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Eureka, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Eureka for less when you shop around and compare rates from multiple Eureka, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Eureka, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,877
Farmers $5,340
GEICO $3,472
Liberty Mutual $2,772
Nationwide $6,377
Progressive $3,412
State Farm $6,247
Travelers $3,659
USAA $4,013

Winners by Category: Where to Buy Cheap Auto Insurance in Eureka, CA

Compare rates from the cheapest auto insurance companies in Eureka, CA for your needs. Take a look at how Eureka, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Eureka, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Eureka, California Auto Insurance Companies

If you’re looking for the cheapest Eureka, CA auto insurance companies overall, you can compare them here. Find the best price for Eureka, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Eureka, California

Insurance Company Average Annual Rates
Allstate $3,701
Farmers $4,251
GEICO $2,563
Liberty Mutual $2,640
Nationwide $4,216
Progressive $2,652
State Farm $3,884
Travelers $2,902
USAA $2,483

What affects Eureka, California auto insurance rates?

Local factors affect auto insurance rates in Eureka, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Eureka auto insurance rates.

Auto Theft in Eureka

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Eureka, CA auto theft show a total of 205 vehicle thefts annually.

Commute Times in Eureka

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Eureka, CA is 14.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Eureka, CA

You can buy cheap Eureka, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Eureka, California auto insurance quotes from top companies.

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