Buy Cheap Estes Park, CO Auto Insurance (2021)

Estes Park, CO auto insurance rates average $292 a month. Minimum auto insurance requirements in Estes Park, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Estes Park, CO, compare Estes Park auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Estes Park is Farmers
  • Average auto insurance rates in Estes Park, CO after a DUI are $4,164/year
  • Average auto insurance rates in Estes Park, CO are $292/month

Finding affordable Estes Park, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Estes Park, CO auto insurance with confidence is right here. Auto insurance rates in Estes Park are affected by local factors as well as personal ones like your driving record.

See how Estes Park, CO car insurance rates compare to Greeley auto insurance rates, Boulder auto insurance rates, and Colorado Springs auto insurance rates before you read more about the cost of auto insurance in Estes Park.

Don’t buy Estes Park, CO auto insurance until you’ve compared rates. Get free Estes Park, Colorado auto insurance quotes when you enter your ZIP code above.

Estes Park, CO Minimum Auto Insurance Requirements

The required auto insurance in Estes Park, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Estes Park, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Estes Park, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Estes Park, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Estes Park, CO. Take a look at Estes Park, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Estes Park, Colorado

Insurance Company Poor Fair Good
Allstate $5,461 $4,219 $3,195
American Family $4,563 $3,249 $2,727
Farmers $5,252 $4,273 $4,059
GEICO $3,435 $2,858 $2,282
Liberty Mutual $3,726 $2,299 $1,830
Nationwide $4,278 $3,392 $2,955
Progressive $4,551 $3,891 $3,576
State Farm $4,532 $2,907 $2,341
USAA $4,339 $2,489 $2,000

Buy Cheap Estes Park, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Estes Park, Colorado auto insurance rates? Find out how car insurance rates in Estes Park, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Estes Park, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,630 $2,460 $2,386 $2,408 $9,113 $9,595 $2,868 $2,874
American Family $2,404 $2,404 $2,169 $2,169 $5,813 $7,796 $2,404 $2,945
Farmers $2,653 $2,620 $2,404 $2,597 $10,037 $10,076 $2,909 $2,926
GEICO $1,798 $1,968 $1,916 $2,183 $5,686 $6,005 $1,645 $1,666
Liberty Mutual $1,678 $1,630 $1,424 $1,568 $5,366 $5,864 $1,700 $1,717
Nationwide $2,352 $2,393 $2,104 $2,222 $5,982 $7,647 $2,709 $2,924
Progressive $2,427 $2,268 $2,123 $2,114 $8,371 $9,353 $2,734 $2,656
State Farm $2,037 $2,037 $1,827 $1,827 $5,899 $7,453 $2,281 $2,719
USAA $1,967 $1,958 $1,883 $1,880 $4,952 $5,658 $2,519 $2,728

Buy Cheap Estes Park, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Estes Park can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Estes Park, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Estes Park, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,113 $9,595
American Family $5,813 $7,796
Farmers $10,037 $10,076
GEICO $5,686 $6,005
Liberty Mutual $5,366 $5,864
Nationwide $5,982 $7,647
Progressive $8,371 $9,353
State Farm $5,899 $7,453
USAA $4,952 $5,658

Buy Cheap Estes Park, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Estes Park, Colorado by comparing Estes Park senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Estes Park, CO here.

Annual Auto Insurance Rates for Senior Drivers in Estes Park, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,386 $2,408
American Family $2,169 $2,169
Farmers $2,404 $2,597
GEICO $1,916 $2,183
Liberty Mutual $1,424 $1,568
Nationwide $2,104 $2,222
Progressive $2,123 $2,114
State Farm $1,827 $1,827
USAA $1,883 $1,880

Find Cheap Auto Insurance Rates in Estes Park, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Estes Park, Colorado auto insurance. Compare Estes Park, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Estes Park, Colorado

Insurance Company Low Medium High
Allstate $4,049 $4,276 $4,550
American Family $3,332 $3,586 $3,621
Farmers $3,990 $4,469 $5,125
GEICO $2,563 $2,807 $3,205
Liberty Mutual $2,468 $2,610 $2,776
Nationwide $3,554 $3,544 $3,527
Progressive $3,690 $4,019 $4,309
State Farm $3,066 $3,262 $3,451
USAA $2,802 $2,943 $3,085

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Find Cheap Estes Park, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Estes Park. Compare auto insurance rates in Estes Park, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Estes Park, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,292 $4,292
American Family $3,438 $3,588
Farmers $4,528 $4,528
GEICO $2,800 $2,916
Liberty Mutual $2,618 $2,618
Nationwide $3,542 $3,542
Progressive $4,006 $4,006
State Farm $3,181 $3,338
USAA $2,861 $3,026

Find Cheap Estes Park, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Estes Park, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Estes Park, CO, take a look at the average cost for various violations versus rates for a clean driving record in Estes Park.

Annual Estes Park, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $4,207 $5,155 $4,147
American Family $2,599 $3,693 $4,815 $2,945
Farmers $3,823 $4,920 $4,852 $4,517
GEICO $2,009 $3,142 $3,667 $2,615
Liberty Mutual $2,304 $2,689 $2,778 $2,702
Nationwide $2,726 $3,721 $4,720 $2,999
Progressive $3,466 $4,862 $3,657 $4,037
State Farm $2,997 $3,522 $3,260 $3,260
USAA $2,153 $2,627 $4,570 $2,423

Find Cheap Estes Park, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Estes Park, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Estes Park for less when you shop around and compare rates from multiple Estes Park, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Estes Park, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,155
American Family $4,815
Farmers $4,852
GEICO $3,667
Liberty Mutual $2,778
Nationwide $4,720
Progressive $3,657
State Farm $3,260
USAA $4,570

Winners by Category: Where to Buy Cheap Auto Insurance in Estes Park, CO

Compare rates from the cheapest auto insurance companies in Estes Park, CO for your needs. Take a look at how Estes Park, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Estes Park, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Estes Park, Colorado Auto Insurance Companies

If you’re looking for the cheapest Estes Park, CO auto insurance companies overall, you can compare them here. Find the best price for Estes Park, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Estes Park, Colorado

Insurance Company Average Annual Rates
Allstate $4,292
American Family $3,513
Farmers $4,528
GEICO $2,858
Liberty Mutual $2,618
Nationwide $3,542
Progressive $4,006
State Farm $3,260
USAA $2,943

What affects Estes Park, Colorado auto insurance rates?

Local factors affect auto insurance rates in Estes Park, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Estes Park auto insurance rates.

Commute Times in Estes Park

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Estes Park, CO is 19.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Estes Park, CO

You can buy cheap Estes Park, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Estes Park, Colorado auto insurance quotes from top companies.

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