Buy Cheap Essexville, MI Auto Insurance (2022)

Essexville, MI auto insurance rates average $797 a month. Minimum auto insurance requirements in Essexville, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Essexville, MI, compare Essexville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Essexville, MI are $797/month
  • Average auto insurance rates in Essexville, MI after a DUI are $16,052/year
  • Average auto insurance rates in Essexville, MI for teens drivers are $18,164/year

Finding affordable Essexville, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Essexville, MI auto insurance with confidence is right here. Auto insurance rates in Essexville are affected by local factors as well as personal ones like your driving record.

See how Essexville, MI car insurance rates compare to Grand Rapids auto insurance rates, Dearborn auto insurance rates, and Detroit auto insurance rates before you read more about the cost of auto insurance in Essexville.

Don’t buy Essexville, MI auto insurance until you’ve compared rates. Get free Essexville, Michigan auto insurance quotes when you enter your ZIP code above.

Essexville, MI Minimum Auto Insurance Requirements

The required auto insurance in Essexville, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Essexville, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Essexville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Essexville, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Essexville, MI. Take a look at Essexville, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Essexville, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $6,415 $4,229 $3,901
GEICO $6,381 $4,698 $3,828
Liberty Mutual $26,478 $15,304 $8,466
Nationwide $7,362 $5,546 $4,711
Progressive $5,255 $4,441 $4,009
State Farm $17,257 $8,741 $5,942
Travelers $12,592 $12,211 $12,057
USAA $5,529 $3,156 $2,399

Buy Cheap Essexville, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Essexville, Michigan auto insurance rates? Find out how car insurance rates in Essexville, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Essexville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $3,685 $3,685 $3,449 $3,449 $8,127 $8,127 $4,134 $4,134
GEICO $3,399 $3,399 $3,487 $3,487 $9,738 $9,738 $3,253 $3,253
Liberty Mutual $12,593 $12,593 $12,470 $12,470 $29,342 $29,342 $12,593 $12,593
Nationwide $4,188 $4,188 $3,735 $3,735 $10,978 $10,978 $4,589 $4,589
Progressive $2,682 $2,487 $2,383 $2,655 $9,862 $10,504 $3,109 $2,865
State Farm $6,391 $6,391 $5,959 $5,959 $22,728 $22,728 $7,510 $7,510
Travelers $8,210 $8,210 $7,034 $7,034 $24,976 $24,976 $8,927 $8,927
USAA $2,692 $2,539 $2,535 $2,383 $6,678 $6,324 $3,279 $3,130

Buy Cheap Essexville, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Essexville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Essexville, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Essexville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $8,127 $8,127
GEICO $9,738 $9,738
Liberty Mutual $29,342 $29,342
Nationwide $10,978 $10,978
Progressive $9,862 $10,504
State Farm $22,728 $22,728
Travelers $24,976 $24,976
USAA $6,678 $6,324

Buy Cheap Essexville, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Essexville, Michigan by comparing Essexville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Essexville, MI here.

Annual Auto Insurance Rates for Senior Drivers in Essexville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $3,449 $3,449
GEICO $3,487 $3,487
Liberty Mutual $12,470 $12,470
Nationwide $3,735 $3,735
Progressive $2,383 $2,655
State Farm $5,959 $5,959
Travelers $7,034 $7,034
USAA $2,535 $2,383

Find Cheap Auto Insurance Rates in Essexville, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Essexville, Michigan auto insurance. Compare Essexville, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Essexville, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $4,722 $4,838 $4,986
GEICO $4,647 $4,926 $5,335
Liberty Mutual $16,363 $16,712 $17,174
Nationwide $6,153 $5,772 $5,693
Progressive $4,423 $4,574 $4,707
State Farm $10,094 $10,715 $11,132
Travelers $12,158 $12,300 $12,402
USAA $3,584 $3,704 $3,797

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Find Cheap Essexville, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Essexville. Compare auto insurance rates in Essexville, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Essexville, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,491 $22,491
Farmers $4,849 $4,849
GEICO $4,859 $5,080
Liberty Mutual $16,180 $17,319
Nationwide $5,873 $5,873
Progressive $4,568 $4,568
State Farm $10,358 $10,935
Travelers $12,216 $12,358
USAA $3,653 $3,737

Find Cheap Essexville, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Essexville, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Essexville, MI, take a look at the average cost for various violations versus rates for a clean driving record in Essexville.

Annual Essexville, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $4,081 $5,188 $5,127 $4,998
GEICO $1,737 $3,706 $11,209 $3,225
Liberty Mutual $11,528 $14,062 $26,530 $14,879
Nationwide $5,022 $6,722 $6,092 $5,654
Progressive $3,882 $5,086 $4,572 $4,732
State Farm $6,694 $8,069 $17,692 $10,131
Travelers $8,271 $11,864 $19,218 $9,794
USAA $2,969 $3,715 $4,860 $3,236

Find Cheap Essexville, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Essexville, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Essexville for less when you shop around and compare rates from multiple Essexville, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Essexville, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $5,127
GEICO $11,209
Liberty Mutual $26,530
Nationwide $6,092
Progressive $4,572
State Farm $17,692
Travelers $19,218
USAA $4,860

Winners by Category: Where to Buy Cheap Auto Insurance in Essexville, MI

Compare rates from the cheapest auto insurance companies in Essexville, MI for your needs. Take a look at how Essexville, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Essexville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Essexville, Michigan Auto Insurance Companies

If you’re looking for the cheapest Essexville, MI auto insurance companies overall, you can compare them here. Find the best price for Essexville, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Essexville, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $4,849
GEICO $4,969
Liberty Mutual $16,750
Nationwide $5,873
Progressive $4,568
State Farm $10,647
Travelers $12,287
USAA $3,695

What affects Essexville, Michigan auto insurance rates?

Local factors affect auto insurance rates in Essexville, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Essexville auto insurance rates.

Commute Times in Essexville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Essexville, MI is 22.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Essexville, MI

You can buy cheap Essexville, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Essexville, Michigan auto insurance quotes from top companies.

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