Buy Cheap Essex, NY Auto Insurance (2021)

Essex, NY auto insurance rates average $253 a month. Minimum auto insurance requirements in Essex, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Essex, NY, compare Essex auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Essex, NY for teens drivers are $5,243/year
  • The most expensive auto insurance company in Essex is Liberty Mutual
  • Average auto insurance rates in Essex, NY after a DUI are $4,024/year

Finding affordable Essex, New York auto insurance can be challenging, but everything you need to know to buy cheap Essex, NY auto insurance with confidence is right here. Auto insurance rates in Essex are affected by local factors as well as personal ones like your driving record.

See how Essex, NY car insurance rates compare to Rochester auto insurance rates, Buffalo auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Essex.

Don’t buy Essex, NY auto insurance until you’ve compared rates. Get free Essex, New York auto insurance quotes when you enter your ZIP code above.

Essex, NY Minimum Auto Insurance Requirements

The required auto insurance in Essex, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Essex, New York is outlined here.

Minimum Required Auto Insurance Coverage in Essex, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Essex, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Essex, NY. Take a look at Essex, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Essex, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,352 $1,729 $1,551
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,567 $2,567 $2,567
Progressive $3,843 $2,008 $1,477
State Farm $4,361 $2,736 $2,171
Travelers $4,814 $3,036 $2,634
USAA $4,423 $2,195 $1,945

Buy Cheap Essex, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Essex, New York auto insurance rates? Find out how car insurance rates in Essex, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Essex, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,383 $1,333 $1,346 $1,326 $2,887 $4,213 $1,248 $1,285
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $1,958 $1,958 $1,852 $1,852 $3,416 $5,065 $1,958 $2,480
Progressive $1,472 $1,384 $1,186 $1,204 $4,969 $5,548 $1,906 $1,871
State Farm $1,943 $1,943 $1,693 $1,693 $5,700 $7,351 $2,135 $2,260
Travelers $2,505 $2,521 $2,292 $2,451 $5,844 $6,925 $2,655 $2,763
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Buy Cheap Essex, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Essex can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Essex, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Essex, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,887 $4,213
Liberty Mutual $6,550 $10,619
Nationwide $3,416 $5,065
Progressive $4,969 $5,548
State Farm $5,700 $7,351
Travelers $5,844 $6,925
USAA $6,012 $7,189

Buy Cheap Essex, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Essex, New York by comparing Essex senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Essex, NY here.

Annual Auto Insurance Rates for Senior Drivers in Essex, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,346 $1,326
Liberty Mutual $3,142 $3,142
Nationwide $1,852 $1,852
Progressive $1,186 $1,204
State Farm $1,693 $1,693
Travelers $2,292 $2,451
USAA $1,346 $1,345

Find Cheap Auto Insurance Rates in Essex, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Essex, New York auto insurance. Compare Essex, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Essex, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,785 $1,872 $1,976
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,432 $2,549 $2,722
Progressive $2,327 $2,431 $2,570
State Farm $2,940 $3,106 $3,222
Travelers $3,325 $3,460 $3,698
USAA $2,786 $2,844 $2,933

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Find Cheap Essex, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Essex. Compare auto insurance rates in Essex, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Essex, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,822 $1,933
Liberty Mutual $4,514 $4,774
Nationwide $2,567 $2,567
Progressive $2,443 $2,443
State Farm $2,981 $3,198
Travelers $3,494 $3,494
USAA $2,826 $2,883

Find Cheap Essex, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Essex, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Essex, NY, take a look at the average cost for various violations versus rates for a clean driving record in Essex.

Annual Essex, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,482 $1,615 $2,931 $1,482
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $1,974 $1,974 $4,305 $2,018
Progressive $2,377 $2,377 $2,626 $2,390
State Farm $2,944 $2,944 $3,235 $3,235
Travelers $2,984 $3,732 $3,789 $3,473
USAA $2,530 $2,572 $3,744 $2,572

Find Cheap Essex, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Essex, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Essex for less when you shop around and compare rates from multiple Essex, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Essex, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,153
GEICO $2,931
Liberty Mutual $7,405
Nationwide $4,305
Progressive $2,626
State Farm $3,235
Travelers $3,789
USAA $3,744

Winners by Category: Where to Buy Cheap Auto Insurance in Essex, NY

Compare rates from the cheapest auto insurance companies in Essex, NY for your needs. Take a look at how Essex, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Essex, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Essex, New York Auto Insurance Companies

If you’re looking for the cheapest Essex, NY auto insurance companies overall, you can compare them here. Find the best price for Essex, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Essex, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,878
Liberty Mutual $4,644
Nationwide $2,567
Progressive $2,443
State Farm $3,089
Travelers $3,494
USAA $2,854

Compare Auto Insurance Quotes in Essex, NY

You can buy cheap Essex, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Essex, New York auto insurance quotes from top companies.

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