Buy Cheap Essex, MA Auto Insurance (2022)

Essex, MA auto insurance rates average $229 a month. Minimum auto insurance requirements in Essex, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Essex, MA, compare Essex auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Essex, MA for teens drivers are $5,449/year
  • Average auto insurance rates in Essex, MA are $229/month
  • Average auto insurance rates in Essex, MA after a DUI are $3,364/year

Finding affordable Essex, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Essex, MA auto insurance with confidence is right here. Auto insurance rates in Essex are affected by local factors as well as personal ones like your driving record.

See how Essex, MA car insurance rates compare to Worcester auto insurance rates, Springfield auto insurance rates, and Quincy auto insurance rates before you read more about the cost of auto insurance in Essex.

Don’t buy Essex, MA auto insurance until you’ve compared rates. Get free Essex, Massachusetts auto insurance quotes when you enter your ZIP code above.

Essex, MA Minimum Auto Insurance Requirements

The required auto insurance in Essex, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Essex, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Essex, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Essex, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Essex, Massachusetts auto insurance rates? Find out how car insurance rates in Essex, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Essex, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,914 $1,914 $1,914 $1,914 $6,689 $6,689 $2,143 $2,143
GEICO $1,718 $1,718 $1,586 $1,586 $4,898 $4,898 $1,774 $1,774
Liberty Mutual $2,503 $2,503 $2,181 $2,181 $8,226 $8,226 $2,618 $2,618
Progressive $2,062 $2,062 $1,979 $1,979 $7,747 $7,747 $2,230 $2,230
State Farm $843 $843 $843 $843 $2,322 $2,322 $843 $843
Travelers $2,622 $2,622 $2,323 $2,323 $5,344 $5,344 $2,914 $2,914
USAA $1,259 $1,259 $1,240 $1,240 $2,918 $2,918 $1,389 $1,389

Buy Cheap Essex, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Essex can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Essex, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Essex, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,689 $6,689
GEICO $4,898 $4,898
Liberty Mutual $8,226 $8,226
Progressive $7,747 $7,747
State Farm $2,322 $2,322
Travelers $5,344 $5,344
USAA $2,918 $2,918

Buy Cheap Essex, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Essex, Massachusetts by comparing Essex senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Essex, MA here.

Annual Auto Insurance Rates for Senior Drivers in Essex, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,914 $1,914
GEICO $1,586 $1,586
Liberty Mutual $2,181 $2,181
Progressive $1,979 $1,979
State Farm $843 $843
Travelers $2,323 $2,323
USAA $1,240 $1,240

Find Cheap Auto Insurance Rates in Essex, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Essex, Massachusetts auto insurance. Compare Essex, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Essex, Massachusetts

Insurance Company Low Medium High
Allstate $2,933 $3,219 $3,343
GEICO $2,296 $2,542 $2,644
Liberty Mutual $3,635 $3,933 $4,079
Progressive $3,201 $3,572 $3,740
State Farm $1,104 $1,235 $1,299
Travelers $2,992 $3,372 $3,538
USAA $1,577 $1,730 $1,798

Find Cheap Essex, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Essex. Compare auto insurance rates in Essex, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Essex, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,064 $3,265
GEICO $2,451 $2,537
Liberty Mutual $3,729 $4,036
Progressive $3,505 $3,505
State Farm $1,184 $1,241
Travelers $3,147 $3,455
USAA $1,655 $1,748

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Find Cheap Essex, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Essex, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Essex, MA, take a look at the average cost for various violations versus rates for a clean driving record in Essex.

Annual Essex, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,461 $3,642 $4,095 $2,461
GEICO $1,996 $2,742 $3,133 $2,105
Liberty Mutual $3,062 $4,174 $5,027 $3,267
Progressive $2,947 $4,146 $3,294 $3,631
State Farm $961 $1,306 $1,554 $1,029
Travelers $2,581 $3,564 $3,786 $3,273
USAA $1,214 $1,574 $2,661 $1,357

Find Cheap Essex, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Essex, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Essex for less when you shop around and compare rates from multiple Essex, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Essex, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,095
GEICO $3,133
Liberty Mutual $5,027
Progressive $3,294
State Farm $1,554
Travelers $3,786
USAA $2,661

Winners by Category: Where to Buy Cheap Auto Insurance in Essex, MA

Compare rates from the cheapest auto insurance companies in Essex, MA for your needs. Take a look at how Essex, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Essex, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Essex, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Essex, MA auto insurance companies overall, you can compare them here. Find the best price for Essex, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Essex, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,165
GEICO $2,494
Liberty Mutual $3,882
Progressive $3,505
State Farm $1,213
Travelers $3,301
USAA $1,701

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What affects Essex, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Essex, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Essex auto insurance rates.

Commute Times in Essex

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Essex, MA is 37.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Essex, MA

You can buy cheap Essex, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Essex, Massachusetts auto insurance quotes from top companies.

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