Buy Cheap Essex, CA Auto Insurance (2021)

Essex, CA auto insurance rates average $289 a month. Minimum auto insurance requirements in Essex, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Essex, CA, compare Essex auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Essex, CA after a DUI are $4,894/year
  • Average auto insurance rates in Essex, CA for teens drivers are $5,839/year
  • The most expensive auto insurance company in Essex is Nationwide

Finding affordable Essex, California auto insurance can be challenging, but everything you need to know to buy cheap Essex, CA auto insurance with confidence is right here. Auto insurance rates in Essex are affected by local factors as well as personal ones like your driving record.

See how Essex, CA car insurance rates compare to Oakland auto insurance rates, Long Beach auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Essex.

Don’t buy Essex, CA auto insurance until you’ve compared rates. Get free Essex, California auto insurance quotes when you enter your ZIP code above.

Essex, CA Minimum Auto Insurance Requirements

The required auto insurance in Essex, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Essex, California is outlined here.

Minimum Required Auto Insurance Coverage in Essex, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Essex, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Essex, California auto insurance rates? Find out how car insurance rates in Essex, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Essex, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,790 $2,820 $2,012 $2,064 $7,513 $9,513 $3,666 $4,137
Farmers $2,359 $2,359 $2,124 $2,124 $7,498 $12,291 $2,792 $3,107
GEICO $1,938 $1,938 $1,821 $1,821 $5,914 $6,026 $2,787 $2,852
Liberty Mutual $2,110 $2,003 $1,960 $1,901 $4,639 $4,916 $2,385 $2,397
Nationwide $3,111 $2,968 $2,721 $2,564 $7,934 $8,749 $3,712 $3,669
Progressive $1,705 $1,755 $1,447 $1,718 $4,536 $5,472 $2,455 $2,640
State Farm $3,099 $3,099 $2,766 $2,766 $5,705 $7,098 $3,427 $3,530
Travelers $2,121 $2,062 $1,873 $1,853 $4,242 $4,885 $2,735 $2,689
USAA $1,989 $1,883 $1,940 $1,946 $4,567 $4,582 $2,749 $2,596

Buy Cheap Essex, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Essex can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Essex, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Essex, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,513 $9,513
Farmers $7,498 $12,291
GEICO $5,914 $6,026
Liberty Mutual $4,639 $4,916
Nationwide $7,934 $8,749
Progressive $4,536 $5,472
State Farm $5,705 $7,098
Travelers $4,242 $4,885
USAA $4,567 $4,582

Buy Cheap Essex, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Essex, California by comparing Essex senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Essex, CA here.

Annual Auto Insurance Rates for Senior Drivers in Essex, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,012 $2,064
Farmers $2,124 $2,124
GEICO $1,821 $1,821
Liberty Mutual $1,960 $1,901
Nationwide $2,721 $2,564
Progressive $1,447 $1,718
State Farm $2,766 $2,766
Travelers $1,873 $1,853
USAA $1,940 $1,946

Find Cheap Auto Insurance Rates in Essex, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Essex, California auto insurance. Compare Essex, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Essex, California

Insurance Company Low Medium High
Allstate $4,141 $4,343 $4,459
Farmers $4,037 $4,364 $4,595
GEICO $2,845 $3,169 $3,398
Liberty Mutual $2,616 $2,813 $2,938
Nationwide $3,992 $4,504 $4,790
Progressive $2,442 $2,796 $2,909
State Farm $3,516 $4,010 $4,283
Travelers $2,493 $2,874 $3,055
USAA $2,511 $2,837 $2,996

Find Cheap Essex, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Essex. Compare auto insurance rates in Essex, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Essex, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,895 $4,734
Farmers $3,931 $4,733
GEICO $2,850 $3,424
Liberty Mutual $2,562 $3,016
Nationwide $3,908 $4,949
Progressive $2,465 $2,968
State Farm $3,791 $4,081
Travelers $2,530 $3,085
USAA $2,561 $3,002

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Find Cheap Essex, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Essex, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Essex, CA, take a look at the average cost for various violations versus rates for a clean driving record in Essex.

Annual Essex, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,578 $4,409 $6,870 $3,400
Farmers $3,203 $4,361 $5,433 $4,330
GEICO $2,192 $3,392 $4,246 $2,719
Liberty Mutual $2,421 $3,244 $2,926 $2,565
Nationwide $3,092 $3,961 $6,699 $3,961
Progressive $1,780 $3,020 $3,501 $2,563
State Farm $2,809 $3,350 $6,327 $3,260
Travelers $1,905 $3,032 $3,541 $2,753
USAA $1,847 $2,750 $4,505 $2,023

Find Cheap Essex, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Essex, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Essex for less when you shop around and compare rates from multiple Essex, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Essex, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,870
Farmers $5,433
GEICO $4,246
Liberty Mutual $2,926
Nationwide $6,699
Progressive $3,501
State Farm $6,327
Travelers $3,541
USAA $4,505

Winners by Category: Where to Buy Cheap Auto Insurance in Essex, CA

Compare rates from the cheapest auto insurance companies in Essex, CA for your needs. Take a look at how Essex, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Essex, California

Category Insurance Company
Teenagers Travelers
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Essex, California Auto Insurance Companies

If you’re looking for the cheapest Essex, CA auto insurance companies overall, you can compare them here. Find the best price for Essex, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Essex, California

Insurance Company Average Annual Rates
Allstate $4,314
Farmers $4,332
GEICO $3,137
Liberty Mutual $2,789
Nationwide $4,429
Progressive $2,716
State Farm $3,936
Travelers $2,807
USAA $2,781

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Compare Auto Insurance Quotes in Essex, CA

You can buy cheap Essex, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Essex, California auto insurance quotes from top companies.

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