Buy Cheap Esparto, CA Auto Insurance (2021)

Esparto, CA auto insurance rates average $285 a month. Minimum auto insurance requirements in Esparto, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Esparto, CA, compare Esparto auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Esparto after a DUI is State Farm
  • Average auto insurance rates in Esparto, CA are $285/month
  • Average auto insurance rates in Esparto, CA after a DUI are $4,796/year

Finding affordable Esparto, California auto insurance can be challenging, but everything you need to know to buy cheap Esparto, CA auto insurance with confidence is right here. Auto insurance rates in Esparto are affected by local factors as well as personal ones like your driving record.

See how Esparto, CA car insurance rates compare to Bakersfield auto insurance rates, Sacramento auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Esparto.

Don’t buy Esparto, CA auto insurance until you’ve compared rates. Get free Esparto, California auto insurance quotes when you enter your ZIP code above.

Esparto, CA Minimum Auto Insurance Requirements

The required auto insurance in Esparto, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Esparto, California is outlined here.

Minimum Required Auto Insurance Coverage in Esparto, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Esparto, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Esparto, California auto insurance rates? Find out how car insurance rates in Esparto, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Esparto, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,566 $2,573 $1,880 $1,899 $7,122 $8,976 $3,289 $3,627
Farmers $2,701 $2,701 $2,435 $2,435 $8,609 $14,110 $3,199 $3,562
GEICO $1,696 $1,697 $1,596 $1,596 $5,131 $5,228 $2,432 $2,493
Liberty Mutual $2,275 $2,156 $2,114 $2,050 $4,990 $5,300 $2,569 $2,586
Nationwide $2,824 $2,700 $2,466 $2,329 $7,101 $7,845 $3,361 $3,328
Progressive $1,528 $1,572 $1,305 $1,545 $4,065 $4,896 $2,202 $2,368
State Farm $3,388 $3,388 $3,027 $3,027 $6,212 $7,697 $3,751 $3,869
Travelers $2,184 $2,115 $1,931 $1,913 $4,469 $5,059 $2,812 $2,757
USAA $1,767 $1,676 $1,723 $1,732 $4,029 $4,040 $2,438 $2,306

Buy Cheap Esparto, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Esparto can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Esparto, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Esparto, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,122 $8,976
Farmers $8,609 $14,110
GEICO $5,131 $5,228
Liberty Mutual $4,990 $5,300
Nationwide $7,101 $7,845
Progressive $4,065 $4,896
State Farm $6,212 $7,697
Travelers $4,469 $5,059
USAA $4,029 $4,040

Buy Cheap Esparto, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Esparto, California by comparing Esparto senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Esparto, CA here.

Annual Auto Insurance Rates for Senior Drivers in Esparto, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,880 $1,899
Farmers $2,435 $2,435
GEICO $1,596 $1,596
Liberty Mutual $2,114 $2,050
Nationwide $2,466 $2,329
Progressive $1,305 $1,545
State Farm $3,027 $3,027
Travelers $1,931 $1,913
USAA $1,723 $1,732

Find Cheap Auto Insurance Rates in Esparto, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Esparto, California auto insurance. Compare Esparto, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Esparto, California

Insurance Company Low Medium High
Allstate $3,797 $4,024 $4,154
Farmers $4,629 $5,006 $5,271
GEICO $2,472 $2,762 $2,967
Liberty Mutual $2,810 $3,031 $3,173
Nationwide $3,602 $4,060 $4,321
Progressive $2,177 $2,508 $2,620
State Farm $3,907 $4,360 $4,618
Travelers $2,508 $2,986 $3,221
USAA $2,229 $2,512 $2,651

Find Cheap Esparto, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Esparto. Compare auto insurance rates in Esparto, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Esparto, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,602 $4,381
Farmers $4,508 $5,429
GEICO $2,484 $2,984
Liberty Mutual $2,760 $3,250
Nationwide $3,531 $4,458
Progressive $2,212 $2,658
State Farm $4,140 $4,450
Travelers $2,620 $3,190
USAA $2,269 $2,659

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Find Cheap Esparto, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Esparto, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Esparto, CA, take a look at the average cost for various violations versus rates for a clean driving record in Esparto.

Annual Esparto, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,412 $4,048 $6,343 $3,163
Farmers $3,673 $5,002 $6,232 $4,968
GEICO $1,914 $2,943 $3,704 $2,374
Liberty Mutual $2,608 $3,495 $3,153 $2,764
Nationwide $2,790 $3,574 $6,040 $3,574
Progressive $1,595 $2,708 $3,143 $2,294
State Farm $3,062 $3,654 $6,908 $3,555
Travelers $1,953 $3,160 $3,652 $2,855
USAA $1,639 $2,433 $3,990 $1,794

Find Cheap Esparto, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Esparto, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Esparto for less when you shop around and compare rates from multiple Esparto, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Esparto, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,343
Farmers $6,232
GEICO $3,704
Liberty Mutual $3,153
Nationwide $6,040
Progressive $3,143
State Farm $6,908
Travelers $3,652
USAA $3,990

Winners by Category: Where to Buy Cheap Auto Insurance in Esparto, CA

Compare rates from the cheapest auto insurance companies in Esparto, CA for your needs. Take a look at how Esparto, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Esparto, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Esparto, California Auto Insurance Companies

If you’re looking for the cheapest Esparto, CA auto insurance companies overall, you can compare them here. Find the best price for Esparto, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Esparto, California

Insurance Company Average Annual Rates
Allstate $3,992
Farmers $4,969
GEICO $2,734
Liberty Mutual $3,005
Nationwide $3,994
Progressive $2,435
State Farm $4,295
Travelers $2,905
USAA $2,464

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What affects Esparto, California auto insurance rates?

Local factors affect auto insurance rates in Esparto, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Esparto auto insurance rates.

Commute Times in Esparto

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Esparto, CA is 31.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Esparto, CA

You can buy cheap Esparto, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Esparto, California auto insurance quotes from top companies.

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