Buy Cheap Escondido, CA Auto Insurance (2021)

Escondido, CA auto insurance rates average $287 a month. Minimum auto insurance requirements in Escondido, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Escondido, CA, compare Escondido auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Escondido, CA for teens drivers are $5,788/year
  • The most expensive auto insurance company in Escondido after a DUI is State Farm
  • Average auto insurance rates in Escondido, CA after a DUI are $4,855/year

Finding affordable Escondido, California auto insurance can be challenging, but everything you need to know to buy cheap Escondido, CA auto insurance with confidence is right here. Auto insurance rates in Escondido are affected by local factors as well as personal ones like your driving record.

See how Escondido, CA car insurance rates compare to Anaheim auto insurance rates, Sacramento auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in Escondido.

Don’t buy Escondido, CA auto insurance until you’ve compared rates. Get free Escondido, California auto insurance quotes when you enter your ZIP code above.

Escondido, CA Minimum Auto Insurance Requirements

The required auto insurance in Escondido, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Escondido, California is outlined here.

Minimum Required Auto Insurance Coverage in Escondido, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Escondido, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Escondido, California auto insurance rates? Find out how car insurance rates in Escondido, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Escondido, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,732 $2,734 $1,998 $2,015 $7,621 $9,589 $3,495 $3,838
Farmers $2,341 $2,341 $2,115 $2,115 $7,439 $12,151 $2,772 $3,085
GEICO $1,576 $1,576 $1,482 $1,482 $4,789 $4,865 $2,262 $2,310
Liberty Mutual $2,095 $1,980 $1,952 $1,890 $4,552 $4,857 $2,356 $2,381
Nationwide $3,014 $2,874 $2,649 $2,494 $7,704 $8,499 $3,598 $3,547
Progressive $1,655 $1,704 $1,409 $1,671 $4,416 $5,322 $2,385 $2,564
State Farm $3,392 $3,392 $3,033 $3,033 $6,286 $7,806 $3,756 $3,872
Travelers $2,357 $2,280 $2,090 $2,068 $4,885 $5,582 $3,067 $2,996
USAA $1,936 $1,830 $1,894 $1,898 $4,404 $4,433 $2,685 $2,533

Buy Cheap Escondido, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Escondido can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Escondido, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Escondido, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $9,589
Farmers $7,439 $12,151
GEICO $4,789 $4,865
Liberty Mutual $4,552 $4,857
Nationwide $7,704 $8,499
Progressive $4,416 $5,322
State Farm $6,286 $7,806
Travelers $4,885 $5,582
USAA $4,404 $4,433

Buy Cheap Escondido, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Escondido, California by comparing Escondido senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Escondido, CA here.

Annual Auto Insurance Rates for Senior Drivers in Escondido, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,998 $2,015
Farmers $2,115 $2,115
GEICO $1,482 $1,482
Liberty Mutual $1,952 $1,890
Nationwide $2,649 $2,494
Progressive $1,409 $1,671
State Farm $3,033 $3,033
Travelers $2,090 $2,068
USAA $1,894 $1,898

Find Cheap Auto Insurance Rates in Escondido, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Escondido, California auto insurance. Compare Escondido, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Escondido, California

Insurance Company Low Medium High
Allstate $4,031 $4,289 $4,438
Farmers $3,986 $4,329 $4,570
GEICO $2,297 $2,573 $2,758
Liberty Mutual $2,564 $2,783 $2,927
Nationwide $3,844 $4,376 $4,672
Progressive $2,367 $2,721 $2,835
State Farm $3,859 $4,403 $4,700
Travelers $2,761 $3,252 $3,483
USAA $2,460 $2,752 $2,893

Find Cheap Escondido, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Escondido. Compare auto insurance rates in Escondido, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Escondido, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,836 $4,669
Farmers $3,897 $4,693
GEICO $2,310 $2,776
Liberty Mutual $2,533 $2,983
Nationwide $3,794 $4,800
Progressive $2,397 $2,885
State Farm $4,163 $4,479
Travelers $2,849 $3,481
USAA $2,490 $2,913

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Find Cheap Escondido, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Escondido, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Escondido, CA to see how much where you live in Escondido affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Escondido, California

ZIP Code Average Annual Rates
92025 $4,746
92026 $4,642
92027 $4,730
92029 $4,666

Find Cheap Escondido, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Escondido, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Escondido, CA, take a look at the average cost for various violations versus rates for a clean driving record in Escondido.

Annual Escondido, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,567 $4,312 $6,767 $3,366
Farmers $3,179 $4,325 $5,383 $4,293
GEICO $1,778 $2,746 $3,443 $2,205
Liberty Mutual $2,394 $3,207 $2,895 $2,537
Nationwide $3,001 $3,846 $6,496 $3,846
Progressive $1,730 $2,938 $3,405 $2,490
State Farm $3,086 $3,679 $6,939 $3,580
Travelers $2,114 $3,443 $3,996 $3,110
USAA $1,795 $2,672 $4,373 $1,967

Find Cheap Escondido, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Escondido, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Escondido for less when you shop around and compare rates from multiple Escondido, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Escondido, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,767
Farmers $5,383
GEICO $3,443
Liberty Mutual $2,895
Nationwide $6,496
Progressive $3,405
State Farm $6,939
Travelers $3,996
USAA $4,373

Winners by Category: Where to Buy Cheap Auto Insurance in Escondido, CA

Compare rates from the cheapest auto insurance companies in Escondido, CA for your needs. Take a look at how Escondido, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Escondido, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Escondido, California Auto Insurance Companies

If you’re looking for the cheapest Escondido, CA auto insurance companies overall, you can compare them here. Find the best price for Escondido, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Escondido, California

Insurance Company Average Annual Rates
Allstate $4,253
Farmers $4,295
GEICO $2,543
Liberty Mutual $2,758
Nationwide $4,297
Progressive $2,641
State Farm $4,321
Travelers $3,165
USAA $2,702

What affects Escondido, California auto insurance rates?

Local factors affect auto insurance rates in Escondido, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Escondido auto insurance rates.

Auto Theft in Escondido

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Escondido, CA auto theft show a total of 488 vehicle thefts annually.

Commute Times in Escondido

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Escondido, CA is 28.3 minutes according to City-Data.

Traffic in Escondido

How is traffic in Escondido, California? Inrix data shows that Escondido, CA traffic makes it the 179th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Escondido, CA

You can buy cheap Escondido, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Escondido, California auto insurance quotes from top companies.

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