Buy Cheap Escanaba, MI Auto Insurance (2022)

Escanaba, MI auto insurance rates average $772 a month. Minimum auto insurance requirements in Escanaba, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Escanaba, MI, compare Escanaba auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Escanaba, MI after a DUI are $15,116/year
  • The most expensive auto insurance company in Escanaba is Allstate
  • The most expensive auto insurance company in Escanaba after a DUI is Allstate

Finding affordable Escanaba, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Escanaba, MI auto insurance with confidence is right here. Auto insurance rates in Escanaba are affected by local factors as well as personal ones like your driving record.

See how Escanaba, MI car insurance rates compare to Livonia auto insurance rates, Flint auto insurance rates, and Warren auto insurance rates before you read more about the cost of auto insurance in Escanaba.

Don’t buy Escanaba, MI auto insurance until you’ve compared rates. Get free Escanaba, Michigan auto insurance quotes when you enter your ZIP code above.

Escanaba, MI Minimum Auto Insurance Requirements

The required auto insurance in Escanaba, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Escanaba, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Escanaba, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Escanaba, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Escanaba, MI. Take a look at Escanaba, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Escanaba, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,581 $4,384 $4,055
GEICO $6,829 $5,024 $4,091
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,283 $5,483 $4,677
Progressive $5,180 $4,378 $3,975
State Farm $20,698 $10,458 $7,093
Travelers $7,919 $7,680 $7,583
USAA $5,248 $2,994 $2,279

Buy Cheap Escanaba, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Escanaba, Michigan auto insurance rates? Find out how car insurance rates in Escanaba, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Escanaba, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,799 $3,799 $3,545 $3,545 $8,427 $8,427 $4,257 $4,257
GEICO $3,712 $3,712 $3,744 $3,744 $10,252 $10,252 $3,552 $3,552
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,167 $4,167 $3,693 $3,693 $10,839 $10,839 $4,558 $4,558
Progressive $2,642 $2,500 $2,336 $2,562 $9,624 $10,394 $3,087 $2,945
State Farm $7,780 $7,780 $7,199 $7,199 $26,905 $26,905 $9,115 $9,115
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,587 $2,452 $2,431 $2,299 $6,217 $5,902 $3,146 $3,020

Buy Cheap Escanaba, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Escanaba can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Escanaba, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Escanaba, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,427 $8,427
GEICO $10,252 $10,252
Liberty Mutual $34,830 $34,830
Nationwide $10,839 $10,839
Progressive $9,624 $10,394
State Farm $26,905 $26,905
Travelers $15,616 $15,616
USAA $6,217 $5,902

Buy Cheap Escanaba, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Escanaba, Michigan by comparing Escanaba senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Escanaba, MI here.

Annual Auto Insurance Rates for Senior Drivers in Escanaba, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,545 $3,545
GEICO $3,744 $3,744
Liberty Mutual $14,122 $14,122
Nationwide $3,693 $3,693
Progressive $2,336 $2,562
State Farm $7,199 $7,199
Travelers $4,461 $4,461
USAA $2,431 $2,299

Find Cheap Auto Insurance Rates in Escanaba, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Escanaba, Michigan auto insurance. Compare Escanaba, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Escanaba, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,869 $4,995 $5,157
GEICO $4,980 $5,270 $5,695
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $6,096 $5,712 $5,634
Progressive $4,381 $4,517 $4,635
State Farm $12,086 $12,832 $13,332
Travelers $7,640 $7,737 $7,805
USAA $3,410 $3,515 $3,596

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Find Cheap Escanaba, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Escanaba. Compare auto insurance rates in Escanaba, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Escanaba, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,007 $5,007
GEICO $5,191 $5,439
Liberty Mutual $18,676 $20,073
Nationwide $5,814 $5,814
Progressive $4,511 $4,511
State Farm $12,397 $13,102
Travelers $7,683 $7,771
USAA $3,466 $3,547

Find Cheap Escanaba, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Escanaba, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Escanaba, MI, take a look at the average cost for various violations versus rates for a clean driving record in Escanaba.

Annual Escanaba, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,219 $5,359 $5,289 $5,161
GEICO $1,922 $3,964 $11,882 $3,492
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,988 $6,600 $6,053 $5,616
Progressive $3,856 $4,999 $4,506 $4,683
State Farm $8,204 $9,785 $20,853 $12,157
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,825 $3,517 $4,608 $3,078

Find Cheap Escanaba, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Escanaba, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Escanaba for less when you shop around and compare rates from multiple Escanaba, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Escanaba, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,289
GEICO $11,882
Liberty Mutual $28,910
Nationwide $6,053
Progressive $4,506
State Farm $20,853
Travelers $12,018
USAA $4,608

Winners by Category: Where to Buy Cheap Auto Insurance in Escanaba, MI

Compare rates from the cheapest auto insurance companies in Escanaba, MI for your needs. Take a look at how Escanaba, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Escanaba, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Escanaba, Michigan Auto Insurance Companies

If you’re looking for the cheapest Escanaba, MI auto insurance companies overall, you can compare them here. Find the best price for Escanaba, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Escanaba, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,007
GEICO $5,315
Liberty Mutual $19,375
Nationwide $5,814
Progressive $4,511
State Farm $12,750
Travelers $7,727
USAA $3,507

What affects Escanaba, Michigan auto insurance rates?

Local factors affect auto insurance rates in Escanaba, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Escanaba auto insurance rates.

Auto Theft in Escanaba

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Escanaba, MI auto theft show a total of 8 vehicle thefts annually.

Commute Times in Escanaba

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Escanaba, MI is 12.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Escanaba, MI

You can buy cheap Escanaba, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Escanaba, Michigan auto insurance quotes from top companies.

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