Buy Cheap Erie, PA Auto Insurance (2022)

Erie, PA auto insurance rates average $346 a month. Minimum auto insurance requirements in Erie, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Erie, PA, compare Erie auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Erie after a DUI is Travelers
  • Average auto insurance rates in Erie, PA for teens drivers are $9,730/year
  • Average auto insurance rates in Erie, PA are $346/month

Finding affordable Erie, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Erie, PA auto insurance with confidence is right here. Auto insurance rates in Erie are affected by local factors as well as personal ones like your driving record.

See how Erie, PA car insurance rates compare to York auto insurance rates, Lancaster auto insurance rates, and Erie auto insurance rates before you read more about the cost of auto insurance in Erie.

Don’t buy Erie, PA auto insurance until you’ve compared rates. Get free Erie, Pennsylvania auto insurance quotes when you enter your ZIP code above.

Erie, PA Minimum Auto Insurance Requirements

The required auto insurance in Erie, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Erie, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in Erie, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Erie, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Erie, PA. Take a look at Erie, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Erie, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,045 $3,777 $3,045
GEICO $3,713 $2,093 $1,618
Liberty Mutual $7,800 $5,590 $4,936
Nationwide $3,245 $2,674 $2,387
Progressive $5,770 $4,067 $3,271
State Farm $4,369 $2,703 $2,133
Travelers $9,299 $8,433 $7,977
USAA $2,323 $1,731 $1,534

Buy Cheap Erie, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Erie, Pennsylvania auto insurance rates? Find out how car insurance rates in Erie, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Erie, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,439 $2,439 $2,267 $2,267 $8,452 $8,452 $2,664 $2,664
GEICO $1,934 $1,674 $1,834 $1,589 $4,895 $4,245 $1,945 $1,684
Liberty Mutual $4,009 $4,009 $3,675 $3,675 $11,667 $11,667 $5,083 $5,083
Nationwide $1,876 $1,876 $1,779 $1,779 $5,314 $5,314 $2,106 $2,106
Progressive $2,705 $2,705 $2,423 $2,423 $8,902 $8,902 $3,448 $3,448
State Farm $1,844 $1,844 $1,637 $1,637 $6,749 $6,749 $2,043 $2,043
Travelers $1,842 $1,842 $2,006 $2,006 $28,231 $28,231 $2,200 $2,200
USAA $1,184 $1,184 $1,068 $1,068 $3,626 $3,626 $1,572 $1,572

Buy Cheap Erie, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Erie can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Erie, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Erie, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,452 $8,452
GEICO $4,895 $4,245
Liberty Mutual $11,667 $11,667
Nationwide $5,314 $5,314
Progressive $8,902 $8,902
State Farm $6,749 $6,749
Travelers $28,231 $28,231
USAA $3,626 $3,626

Buy Cheap Erie, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in Erie, Pennsylvania by comparing Erie senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Erie, PA here.

Annual Auto Insurance Rates for Senior Drivers in Erie, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,267 $2,267
GEICO $1,834 $1,589
Liberty Mutual $3,675 $3,675
Nationwide $1,779 $1,779
Progressive $2,423 $2,423
State Farm $1,637 $1,637
Travelers $2,006 $2,006
USAA $1,068 $1,068

Find Cheap Auto Insurance Rates in Erie, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Erie, Pennsylvania auto insurance. Compare Erie, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Erie, Pennsylvania

Insurance Company Low Medium High
Allstate $3,736 $3,988 $4,143
GEICO $2,259 $2,502 $2,663
Liberty Mutual $5,767 $6,159 $6,399
Nationwide $2,775 $2,808 $2,722
Progressive $3,955 $4,410 $4,744
State Farm $2,848 $3,116 $3,242
Travelers $8,543 $8,602 $8,564
USAA $1,734 $1,880 $1,974

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Find Cheap Erie, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Erie. Compare auto insurance rates in Erie, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Erie, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,875 $4,036
GEICO $2,437 $2,513
Liberty Mutual $5,953 $6,264
Nationwide $2,769 $2,769
Progressive $4,370 $4,370
State Farm $2,977 $3,160
Travelers $8,570 $8,570
USAA $1,809 $1,916

Find Cheap Erie, PA Auto Insurance Rates by ZIP Code

Auto insurance rates in Erie, Pennsylvania can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Erie, PA to see how much where you live in Erie affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Erie, Pennsylvania

ZIP Code Average Annual Rates
16501 $5,495
16502 $5,455
16503 $5,466
16504 $5,231
16505 $4,868
16506 $4,842
16507 $5,410
16508 $4,966
16509 $4,978
16510 $5,215
16511 $5,253
16515 $5,470
16541 $5,308
16546 $5,226
16565 $4,958

Find Cheap Erie, PA Auto Insurance Rates by Driving Record

Auto insurance rates in Erie, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Erie, PA, take a look at the average cost for various violations versus rates for a clean driving record in Erie.

Annual Erie, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,781 $4,478 $3,781 $3,781
GEICO $1,827 $3,114 $2,441 $2,518
Liberty Mutual $5,545 $6,411 $6,239 $6,239
Nationwide $2,002 $2,678 $3,724 $2,671
Progressive $3,952 $5,497 $4,070 $3,960
State Farm $2,792 $3,345 $3,068 $3,068
Travelers $6,040 $8,645 $10,949 $8,645
USAA $1,497 $2,073 $2,208 $1,673

Find Cheap Erie, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Erie, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Erie for less when you shop around and compare rates from multiple Erie, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Erie, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,781
GEICO $2,441
Liberty Mutual $6,239
Nationwide $3,724
Progressive $4,070
State Farm $3,068
Travelers $10,949
USAA $2,208

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Winners by Category: Where to Buy Cheap Auto Insurance in Erie, PA

Compare rates from the cheapest auto insurance companies in Erie, PA for your needs. Take a look at how Erie, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Erie, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Erie, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest Erie, PA auto insurance companies overall, you can compare them here. Find the best price for Erie, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in Erie, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,956
GEICO $2,475
Liberty Mutual $6,109
Nationwide $2,769
Progressive $4,370
State Farm $3,068
Travelers $8,570
USAA $1,863

What affects Erie, Pennsylvania auto insurance rates?

Local factors affect auto insurance rates in Erie, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Erie auto insurance rates.

Commute Times in Erie

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Erie, PA is 17.9 minutes according to City-Data.

Traffic in Erie

How is traffic in Erie, Pennsylvania? Inrix data shows that Erie, PA traffic makes it the 870th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Erie, PA

You can buy cheap Erie, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Erie, Pennsylvania auto insurance quotes from top companies.

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