Buy Cheap Epworth, IA Auto Insurance (2021)

Epworth, IA auto insurance rates average $244 a month. Minimum auto insurance requirements in Epworth, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Epworth, IA, compare Epworth auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Epworth, IA after a DUI are $3,543/year
  • The most expensive auto insurance company in Epworth is Travelers
  • The most expensive auto insurance company in Epworth after a DUI is Travelers

Finding affordable Epworth, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Epworth, IA auto insurance with confidence is right here. Auto insurance rates in Epworth are affected by local factors as well as personal ones like your driving record.

See how Epworth, IA car insurance rates compare to West Des Moines auto insurance rates, Council Bluffs auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Epworth.

Don’t buy Epworth, IA auto insurance until you’ve compared rates. Get free Epworth, Iowa auto insurance quotes when you enter your ZIP code above.

Epworth, IA Minimum Auto Insurance Requirements

The required auto insurance in Epworth, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Epworth, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Epworth, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Epworth, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Epworth, IA. Take a look at Epworth, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Epworth, Iowa

Insurance Company Poor Fair Good
Allstate $3,434 $2,732 $2,462
American Family $3,862 $2,838 $2,385
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,095 $2,430 $2,126
Progressive $2,601 $2,100 $1,901
State Farm $3,212 $1,987 $1,567
Travelers $6,246 $5,341 $5,093
USAA $2,410 $1,661 $1,440

Buy Cheap Epworth, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Epworth, Iowa auto insurance rates? Find out how car insurance rates in Epworth, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Epworth, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,807 $1,682 $1,710 $5,535 $6,244 $2,045 $2,101
American Family $1,953 $1,953 $1,747 $1,747 $5,210 $7,309 $1,953 $2,353
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,760 $1,805 $1,570 $1,672 $4,115 $5,309 $2,000 $2,171
Progressive $1,553 $1,496 $1,283 $1,329 $3,787 $4,274 $1,868 $2,016
State Farm $1,463 $1,463 $1,287 $1,287 $3,981 $5,049 $1,645 $1,872
Travelers $2,463 $2,511 $2,405 $2,410 $11,192 $17,925 $2,565 $3,007
USAA $1,219 $1,228 $1,121 $1,137 $3,363 $3,558 $1,460 $1,609

Buy Cheap Epworth, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Epworth can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Epworth, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Epworth, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,535 $6,244
American Family $5,210 $7,309
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,115 $5,309
Progressive $3,787 $4,274
State Farm $3,981 $5,049
Travelers $11,192 $17,925
USAA $3,363 $3,558

Buy Cheap Epworth, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Epworth, Iowa by comparing Epworth senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Epworth, IA here.

Annual Auto Insurance Rates for Senior Drivers in Epworth, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,682 $1,710
American Family $1,747 $1,747
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,570 $1,672
Progressive $1,283 $1,329
State Farm $1,287 $1,287
Travelers $2,405 $2,410
USAA $1,121 $1,137

Find Cheap Auto Insurance Rates in Epworth, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Epworth, Iowa auto insurance. Compare Epworth, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Epworth, Iowa

Insurance Company Low Medium High
Allstate $2,782 $2,879 $2,967
American Family $3,044 $3,196 $2,844
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,662 $2,538 $2,450
Progressive $2,076 $2,209 $2,317
State Farm $2,141 $2,269 $2,356
Travelers $5,196 $5,646 $5,837
USAA $1,745 $1,843 $1,923

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Find Cheap Epworth, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Epworth. Compare auto insurance rates in Epworth, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Epworth, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,808 $2,945
American Family $2,993 $3,063
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,550 $2,550
Progressive $2,201 $2,201
State Farm $2,201 $2,310
Travelers $5,560 $5,560
USAA $1,770 $1,904

Find Cheap Epworth, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Epworth, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Epworth, IA, take a look at the average cost for various violations versus rates for a clean driving record in Epworth.

Annual Epworth, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,438 $2,955 $3,379 $2,733
American Family $2,186 $3,201 $4,155 $2,570
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,851 $2,651 $3,607 $2,091
Progressive $1,771 $2,896 $1,921 $2,215
State Farm $2,087 $2,424 $2,256 $2,256
Travelers $4,044 $5,405 $7,249 $5,542
USAA $1,401 $1,885 $2,452 $1,610

Find Cheap Epworth, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Epworth, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Epworth for less when you shop around and compare rates from multiple Epworth, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Epworth, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,379
American Family $4,155
Farmers $2,458
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,607
Progressive $1,921
State Farm $2,256
Travelers $7,249
USAA $2,452

Winners by Category: Where to Buy Cheap Auto Insurance in Epworth, IA

Compare rates from the cheapest auto insurance companies in Epworth, IA for your needs. Take a look at how Epworth, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Epworth, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Epworth, Iowa Auto Insurance Companies

If you’re looking for the cheapest Epworth, IA auto insurance companies overall, you can compare them here. Find the best price for Epworth, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Epworth, Iowa

Insurance Company Average Annual Rates
Allstate $2,876
American Family $3,028
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,550
Progressive $2,201
State Farm $2,256
Travelers $5,560
USAA $1,837

What affects Epworth, Iowa auto insurance rates?

Local factors affect auto insurance rates in Epworth, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Epworth auto insurance rates.

Commute Times in Epworth

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Epworth, IA is 18.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Epworth, IA

You can buy cheap Epworth, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Epworth, Iowa auto insurance quotes from top companies.

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