Buy Cheap Energy, TX Auto Insurance (2021)

Energy, TX auto insurance rates average $295 a month. Minimum auto insurance requirements in Energy, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Energy, TX, compare Energy auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Energy, TX are $295/month
  • Average auto insurance rates in Energy, TX for teens drivers are $6,179/year
  • The most expensive auto insurance company in Energy is Allstate

Finding affordable Energy, Texas auto insurance can be challenging, but everything you need to know to buy cheap Energy, TX auto insurance with confidence is right here. Auto insurance rates in Energy are affected by local factors as well as personal ones like your driving record.

See how Energy, TX car insurance rates compare to San Antonio auto insurance rates, Houston auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Energy.

Don’t buy Energy, TX auto insurance until you’ve compared rates. Get free Energy, Texas auto insurance quotes when you enter your ZIP code above.

Energy, TX Minimum Auto Insurance Requirements

The required auto insurance in Energy, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Energy, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Energy, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Energy, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Energy, TX. Take a look at Energy, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Energy, Texas

Insurance Company Poor Fair Good
Allstate $6,921 $5,053 $4,315
American Family $5,479 $3,401 $2,973
GEICO $4,304 $2,451 $1,645
Nationwide $4,667 $3,740 $3,250
Progressive $4,374 $3,758 $3,475
State Farm $3,680 $2,290 $1,825
USAA $3,258 $1,865 $1,496

Buy Cheap Energy, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Energy, Texas auto insurance rates? Find out how car insurance rates in Energy, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Energy, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,584 $3,639 $3,543 $3,543 $9,042 $10,983 $4,439 $4,663
American Family $2,462 $2,723 $2,257 $2,567 $6,144 $8,062 $3,460 $3,936
GEICO $2,121 $2,264 $2,008 $2,235 $4,484 $4,686 $2,291 $2,309
Nationwide $2,436 $2,481 $2,149 $2,280 $6,900 $8,881 $2,860 $3,099
Progressive $2,107 $2,023 $1,868 $1,907 $8,486 $9,489 $2,506 $2,568
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

Buy Cheap Energy, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Energy can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Energy, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Energy, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,042 $10,983
American Family $6,144 $8,062
GEICO $4,484 $4,686
Nationwide $6,900 $8,881
Progressive $8,486 $9,489
State Farm $4,319 $5,493
USAA $3,881 $4,251

Buy Cheap Energy, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Energy, Texas by comparing Energy senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Energy, TX here.

Annual Auto Insurance Rates for Senior Drivers in Energy, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,543 $3,543
American Family $2,257 $2,567
GEICO $2,008 $2,235
Nationwide $2,149 $2,280
Progressive $1,868 $1,907
State Farm $1,629 $1,629
USAA $1,355 $1,354

Find Cheap Auto Insurance Rates in Energy, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Energy, Texas auto insurance. Compare Energy, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Energy, Texas

Insurance Company Low Medium High
Allstate $5,315 $5,387 $5,587
American Family $3,697 $3,816 $4,341
GEICO $2,676 $2,771 $2,954
Nationwide $4,198 $3,717 $3,741
Progressive $3,717 $3,854 $4,036
State Farm $2,476 $2,592 $2,727
USAA $2,141 $2,199 $2,279

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Find Cheap Energy, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Energy. Compare auto insurance rates in Energy, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Energy, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,309 $5,551
American Family $3,951 $3,951
GEICO $2,745 $2,855
Nationwide $3,886 $3,886
Progressive $3,869 $3,869
State Farm $2,598 $2,598
USAA $2,178 $2,234

Find Cheap Energy, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Energy, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Energy, TX, take a look at the average cost for various violations versus rates for a clean driving record in Energy.

Annual Energy, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,313 $6,421 $6,671 $4,313
American Family $3,616 $4,562 $4,012 $3,616
GEICO $2,381 $3,102 $2,648 $3,068
Nationwide $3,365 $3,365 $5,006 $3,806
Progressive $3,383 $4,335 $3,950 $3,809
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,655 $2,422 $2,849 $1,899

Find Cheap Energy, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Energy, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Energy for less when you shop around and compare rates from multiple Energy, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Energy, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,671
American Family $4,012
GEICO $2,648
Nationwide $5,006
Progressive $3,950
State Farm $3,111
USAA $2,849

Winners by Category: Where to Buy Cheap Auto Insurance in Energy, TX

Compare rates from the cheapest auto insurance companies in Energy, TX for your needs. Take a look at how Energy, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Energy, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Energy, Texas Auto Insurance Companies

If you’re looking for the cheapest Energy, TX auto insurance companies overall, you can compare them here. Find the best price for Energy, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Energy, Texas

Insurance Company Average Annual Rates
Allstate $5,430
American Family $3,951
GEICO $2,800
Nationwide $3,886
Progressive $3,869
State Farm $2,598
USAA $2,206

Compare Auto Insurance Quotes in Energy, TX

You can buy cheap Energy, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Energy, Texas auto insurance quotes from top companies.

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