Buy Cheap Empire, CA Auto Insurance (2021)

Empire, CA auto insurance rates average $318 a month. Minimum auto insurance requirements in Empire, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Empire, CA, compare Empire auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Empire after a DUI is State Farm
  • The most expensive auto insurance company in Empire is Farmers
  • Average auto insurance rates in Empire, CA for teens drivers are $6,407/year

Finding affordable Empire, California auto insurance can be challenging, but everything you need to know to buy cheap Empire, CA auto insurance with confidence is right here. Auto insurance rates in Empire are affected by local factors as well as personal ones like your driving record.

See how Empire, CA car insurance rates compare to Anaheim auto insurance rates, San Diego auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Empire.

Don’t buy Empire, CA auto insurance until you’ve compared rates. Get free Empire, California auto insurance quotes when you enter your ZIP code above.

Empire, CA Minimum Auto Insurance Requirements

The required auto insurance in Empire, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Empire, California is outlined here.

Minimum Required Auto Insurance Coverage in Empire, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Empire, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Empire, California auto insurance rates? Find out how car insurance rates in Empire, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Empire, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,975 $2,977 $2,163 $2,184 $8,219 $10,337 $3,803 $4,178
Farmers $2,858 $2,858 $2,577 $2,577 $9,104 $14,902 $3,385 $3,768
GEICO $1,784 $1,785 $1,679 $1,679 $5,399 $5,486 $2,558 $2,615
Liberty Mutual $2,286 $2,164 $2,122 $2,055 $4,949 $5,277 $2,575 $2,601
Nationwide $3,272 $3,124 $2,866 $2,702 $8,293 $9,167 $3,902 $3,854
Progressive $1,766 $1,817 $1,508 $1,787 $4,726 $5,687 $2,552 $2,742
State Farm $3,952 $3,952 $3,530 $3,530 $7,273 $9,020 $4,376 $4,511
Travelers $2,601 $2,518 $2,298 $2,273 $5,396 $6,200 $3,399 $3,322
USAA $1,886 $1,789 $1,837 $1,846 $4,311 $4,332 $2,605 $2,464

Buy Cheap Empire, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Empire can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Empire, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Empire, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,219 $10,337
Farmers $9,104 $14,902
GEICO $5,399 $5,486
Liberty Mutual $4,949 $5,277
Nationwide $8,293 $9,167
Progressive $4,726 $5,687
State Farm $7,273 $9,020
Travelers $5,396 $6,200
USAA $4,311 $4,332

Buy Cheap Empire, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Empire, California by comparing Empire senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Empire, CA here.

Annual Auto Insurance Rates for Senior Drivers in Empire, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,163 $2,184
Farmers $2,577 $2,577
GEICO $1,679 $1,679
Liberty Mutual $2,122 $2,055
Nationwide $2,866 $2,702
Progressive $1,508 $1,787
State Farm $3,530 $3,530
Travelers $2,298 $2,273
USAA $1,837 $1,846

Find Cheap Auto Insurance Rates in Empire, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Empire, California auto insurance. Compare Empire, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Empire, California

Insurance Company Low Medium High
Allstate $4,343 $4,646 $4,824
Farmers $4,887 $5,295 $5,580
GEICO $2,582 $2,909 $3,128
Liberty Mutual $2,799 $3,029 $3,182
Nationwide $4,161 $4,731 $5,051
Progressive $2,515 $2,911 $3,043
State Farm $4,534 $5,104 $5,415
Travelers $3,074 $3,592 $3,836
USAA $2,383 $2,686 $2,833

Find Cheap Empire, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Empire. Compare auto insurance rates in Empire, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Empire, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,147 $5,061
Farmers $4,766 $5,741
GEICO $2,610 $3,136
Liberty Mutual $2,757 $3,250
Nationwide $4,106 $5,189
Progressive $2,561 $3,085
State Farm $4,836 $5,200
Travelers $3,146 $3,856
USAA $2,427 $2,841

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Find Cheap Empire, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Empire, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Empire, CA, take a look at the average cost for various violations versus rates for a clean driving record in Empire.

Annual Empire, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,773 $4,665 $7,342 $3,639
Farmers $3,886 $5,290 $6,587 $5,252
GEICO $2,010 $3,095 $3,892 $2,494
Liberty Mutual $2,606 $3,493 $3,153 $2,762
Nationwide $3,241 $4,158 $7,034 $4,158
Progressive $1,846 $3,142 $3,644 $2,660
State Farm $3,580 $4,270 $8,066 $4,155
Travelers $2,329 $3,805 $4,433 $3,436
USAA $1,750 $2,605 $4,263 $1,917

Find Cheap Empire, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Empire, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Empire for less when you shop around and compare rates from multiple Empire, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Empire, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,342
Farmers $6,587
GEICO $3,892
Liberty Mutual $3,153
Nationwide $7,034
Progressive $3,644
State Farm $8,066
Travelers $4,433
USAA $4,263

Winners by Category: Where to Buy Cheap Auto Insurance in Empire, CA

Compare rates from the cheapest auto insurance companies in Empire, CA for your needs. Take a look at how Empire, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Empire, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Empire, California Auto Insurance Companies

If you’re looking for the cheapest Empire, CA auto insurance companies overall, you can compare them here. Find the best price for Empire, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Empire, California

Insurance Company Average Annual Rates
Allstate $4,604
Farmers $5,254
GEICO $2,873
Liberty Mutual $3,004
Nationwide $4,648
Progressive $2,823
State Farm $5,018
Travelers $3,501
USAA $2,634

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What affects Empire, California auto insurance rates?

Local factors affect auto insurance rates in Empire, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Empire auto insurance rates.

Commute Times in Empire

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Empire, CA is 25.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Empire, CA

You can buy cheap Empire, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Empire, California auto insurance quotes from top companies.

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