Buy Cheap Emmetsburg, IA Auto Insurance (2021)

Emmetsburg, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Emmetsburg, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Emmetsburg, IA, compare Emmetsburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Emmetsburg is Travelers
  • Average auto insurance rates in Emmetsburg, IA for teens drivers are $5,677/year
  • Average auto insurance rates in Emmetsburg, IA after a DUI are $3,576/year

Finding affordable Emmetsburg, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Emmetsburg, IA auto insurance with confidence is right here. Auto insurance rates in Emmetsburg are affected by local factors as well as personal ones like your driving record.

See how Emmetsburg, IA car insurance rates compare to Council Bluffs auto insurance rates, Des Moines auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Emmetsburg.

Don’t buy Emmetsburg, IA auto insurance until you’ve compared rates. Get free Emmetsburg, Iowa auto insurance quotes when you enter your ZIP code above.

Emmetsburg, IA Minimum Auto Insurance Requirements

The required auto insurance in Emmetsburg, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Emmetsburg, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Emmetsburg, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Emmetsburg, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Emmetsburg, IA. Take a look at Emmetsburg, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Emmetsburg, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,829 $2,814 $2,367
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,730 $4,167 $3,278
Nationwide $3,030 $2,381 $2,085
Progressive $2,576 $2,086 $1,891
State Farm $2,903 $1,796 $1,417
Travelers $6,273 $5,351 $5,096
USAA $2,283 $1,568 $1,358

Buy Cheap Emmetsburg, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Emmetsburg, Iowa auto insurance rates? Find out how car insurance rates in Emmetsburg, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Emmetsburg, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,233 $2,424 $1,972 $2,401 $11,030 $12,421 $2,532 $2,787
Nationwide $1,725 $1,767 $1,539 $1,639 $4,031 $5,198 $1,960 $2,127
Progressive $1,528 $1,466 $1,261 $1,311 $3,805 $4,289 $1,834 $1,979
State Farm $1,315 $1,315 $1,159 $1,159 $3,616 $4,578 $1,480 $1,688
Travelers $2,527 $2,580 $2,448 $2,456 $11,110 $17,729 $2,623 $3,113
USAA $1,169 $1,184 $1,073 $1,096 $3,110 $3,307 $1,402 $1,549

Buy Cheap Emmetsburg, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Emmetsburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Emmetsburg, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Emmetsburg, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,179 $7,255
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $11,030 $12,421
Nationwide $4,031 $5,198
Progressive $3,805 $4,289
State Farm $3,616 $4,578
Travelers $11,110 $17,729
USAA $3,110 $3,307

Buy Cheap Emmetsburg, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Emmetsburg, Iowa by comparing Emmetsburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Emmetsburg, IA here.

Annual Auto Insurance Rates for Senior Drivers in Emmetsburg, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,731 $1,731
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,972 $2,401
Nationwide $1,539 $1,639
Progressive $1,261 $1,311
State Farm $1,159 $1,159
Travelers $2,448 $2,456
USAA $1,073 $1,096

Find Cheap Auto Insurance Rates in Emmetsburg, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Emmetsburg, Iowa auto insurance. Compare Emmetsburg, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Emmetsburg, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,013 $3,171 $2,826
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,523 $4,715 $4,937
Nationwide $2,595 $2,490 $2,410
Progressive $2,052 $2,193 $2,308
State Farm $1,935 $2,051 $2,130
Travelers $5,235 $5,658 $5,827
USAA $1,644 $1,742 $1,823

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Find Cheap Emmetsburg, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Emmetsburg. Compare auto insurance rates in Emmetsburg, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Emmetsburg, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,968 $3,039
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,725 $4,725
Nationwide $2,498 $2,498
Progressive $2,184 $2,184
State Farm $1,990 $2,088
Travelers $5,573 $5,573
USAA $1,673 $1,800

Find Cheap Emmetsburg, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Emmetsburg, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Emmetsburg, IA, take a look at the average cost for various violations versus rates for a clean driving record in Emmetsburg.

Annual Emmetsburg, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $4,077 $5,055 $5,147 $4,622
Nationwide $1,814 $2,597 $3,532 $2,050
Progressive $1,755 $2,881 $1,905 $2,195
State Farm $1,884 $2,194 $2,039 $2,039
Travelers $4,068 $5,411 $7,246 $5,568
USAA $1,329 $1,780 $2,313 $1,524

Find Cheap Emmetsburg, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Emmetsburg, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Emmetsburg for less when you shop around and compare rates from multiple Emmetsburg, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Emmetsburg, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,121
Farmers $2,558
GEICO $3,058
Liberty Mutual $5,147
Nationwide $3,532
Progressive $1,905
State Farm $2,039
Travelers $7,246
USAA $2,313

Winners by Category: Where to Buy Cheap Auto Insurance in Emmetsburg, IA

Compare rates from the cheapest auto insurance companies in Emmetsburg, IA for your needs. Take a look at how Emmetsburg, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Emmetsburg, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Emmetsburg, Iowa Auto Insurance Companies

If you’re looking for the cheapest Emmetsburg, IA auto insurance companies overall, you can compare them here. Find the best price for Emmetsburg, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Emmetsburg, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,003
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,725
Nationwide $2,498
Progressive $2,184
State Farm $2,039
Travelers $5,573
USAA $1,736

What affects Emmetsburg, Iowa auto insurance rates?

Local factors affect auto insurance rates in Emmetsburg, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Emmetsburg auto insurance rates.

Commute Times in Emmetsburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Emmetsburg, IA is 11.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Emmetsburg, IA

You can buy cheap Emmetsburg, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Emmetsburg, Iowa auto insurance quotes from top companies.

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