Buy Cheap Emerson, AR Auto Insurance (2021)

Emerson, AR auto insurance rates average $344 a month. Minimum auto insurance requirements in Emerson, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Emerson, AR, compare Emerson auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Emerson, AR for teens drivers are $8,284/year
  • The most expensive auto insurance company in Emerson is Travelers
  • Average auto insurance rates in Emerson, AR after a DUI are $4,998/year

Finding affordable Emerson, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Emerson, AR auto insurance with confidence is right here. Auto insurance rates in Emerson are affected by local factors as well as personal ones like your driving record.

See how Emerson, AR car insurance rates compare to Fort Smith auto insurance rates, Jonesboro auto insurance rates, and Pine Bluff auto insurance rates before you read more about the cost of auto insurance in Emerson.

Don’t buy Emerson, AR auto insurance until you’ve compared rates. Get free Emerson, Arkansas auto insurance quotes when you enter your ZIP code above.

Emerson, AR Minimum Auto Insurance Requirements

The required auto insurance in Emerson, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Emerson, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Emerson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Emerson, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Emerson, AR. Take a look at Emerson, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Emerson, Arkansas

Insurance Company Poor Fair Good
Allstate $6,716 $5,122 $4,154
Farmers $4,708 $3,931 $3,747
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,476 $4,627 $4,286
State Farm $4,130 $2,486 $1,935
Travelers $7,103 $5,913 $5,522
USAA $3,059 $2,081 $1,771

Buy Cheap Emerson, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Emerson, Arkansas auto insurance rates? Find out how car insurance rates in Emerson, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Emerson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,085 $3,131 $2,728 $2,925 $10,757 $12,812 $3,447 $3,760
Farmers $2,287 $2,281 $2,048 $2,148 $9,275 $9,616 $2,613 $2,761
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,621 $2,507 $2,151 $2,238 $10,492 $11,845 $3,137 $3,381
State Farm $1,830 $1,830 $1,623 $1,623 $5,080 $6,408 $2,057 $2,352
Travelers $2,346 $2,395 $2,290 $2,303 $13,303 $21,383 $2,495 $2,919
USAA $1,421 $1,437 $1,314 $1,327 $4,446 $4,665 $1,835 $1,983

Buy Cheap Emerson, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Emerson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Emerson, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Emerson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,757 $12,812
Farmers $9,275 $9,616
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $10,492 $11,845
State Farm $5,080 $6,408
Travelers $13,303 $21,383
USAA $4,446 $4,665

Buy Cheap Emerson, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Emerson, Arkansas by comparing Emerson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Emerson, AR here.

Annual Auto Insurance Rates for Senior Drivers in Emerson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,728 $2,925
Farmers $2,048 $2,148
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,151 $2,238
State Farm $1,623 $1,623
Travelers $2,290 $2,303
USAA $1,314 $1,327

Find Cheap Auto Insurance Rates in Emerson, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Emerson, Arkansas auto insurance. Compare Emerson, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Emerson, Arkansas

Insurance Company Low Medium High
Allstate $5,200 $5,327 $5,464
Farmers $3,939 $4,089 $4,358
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,455 $4,726 $5,209
State Farm $2,725 $2,847 $2,979
Travelers $5,898 $6,197 $6,442
USAA $2,214 $2,296 $2,401

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Find Cheap Emerson, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Emerson. Compare auto insurance rates in Emerson, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Emerson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,331 $5,331
Farmers $4,129 $4,129
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $4,796 $4,796
State Farm $2,783 $2,918
Travelers $6,179 $6,179
USAA $2,237 $2,370

Find Cheap Emerson, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Emerson, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Emerson, AR, take a look at the average cost for various violations versus rates for a clean driving record in Emerson.

Annual Emerson, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,440 $5,540 $6,093 $5,250
Farmers $3,496 $4,466 $4,361 $4,191
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,146 $5,707 $4,352 $4,981
State Farm $2,629 $3,072 $2,850 $2,850
Travelers $5,185 $5,358 $7,809 $6,365
USAA $1,769 $2,241 $3,240 $1,964

Find Cheap Emerson, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Emerson, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Emerson for less when you shop around and compare rates from multiple Emerson, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Emerson, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,093
Farmers $4,361
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,352
State Farm $2,850
Travelers $7,809
USAA $3,240

Winners by Category: Where to Buy Cheap Auto Insurance in Emerson, AR

Compare rates from the cheapest auto insurance companies in Emerson, AR for your needs. Take a look at how Emerson, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Emerson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Emerson, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Emerson, AR auto insurance companies overall, you can compare them here. Find the best price for Emerson, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Emerson, Arkansas

Insurance Company Average Annual Rates
Allstate $5,331
Farmers $4,129
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,833
Progressive $4,796
State Farm $2,850
Travelers $6,179
USAA $2,303

What affects Emerson, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Emerson, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Emerson auto insurance rates.

Commute Times in Emerson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Emerson, AR is 26.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Emerson, AR

You can buy cheap Emerson, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Emerson, Arkansas auto insurance quotes from top companies.

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