Buy Cheap Embudo, NM Auto Insurance (2021)

Embudo, NM auto insurance rates average $309 a month. Minimum auto insurance requirements in Embudo, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Embudo, NM, compare Embudo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Embudo is GEICO
  • The most expensive auto insurance company in Embudo after a DUI is GEICO
  • Average auto insurance rates in Embudo, NM after a DUI are $4,776/year

Finding affordable Embudo, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Embudo, NM auto insurance with confidence is right here. Auto insurance rates in Embudo are affected by local factors as well as personal ones like your driving record.

See how Embudo, NM car insurance rates compare to Rio Rancho auto insurance rates, Alamogordo auto insurance rates, and Las Cruces auto insurance rates before you read more about the cost of auto insurance in Embudo.

Don’t buy Embudo, NM auto insurance until you’ve compared rates. Get free Embudo, New Mexico auto insurance quotes when you enter your ZIP code above.

Embudo, NM Minimum Auto Insurance Requirements

The required auto insurance in Embudo, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Embudo, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Embudo, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Embudo, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Embudo, NM. Take a look at Embudo, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Embudo, New Mexico

Insurance Company Poor Fair Good
Allstate $5,028 $4,148 $3,795
Farmers $5,160 $4,273 $4,061
GEICO $5,580 $4,858 $4,495
Nationwide $4,737 $3,689 $3,196
Progressive $3,595 $3,199 $3,023
State Farm $3,626 $2,239 $1,774
USAA $3,105 $2,326 $2,017

Buy Cheap Embudo, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Embudo, New Mexico auto insurance rates? Find out how car insurance rates in Embudo, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Embudo, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,539 $2,540 $2,335 $2,453 $8,762 $10,198 $2,797 $2,967
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,633 $2,673 $2,394 $2,507 $6,472 $8,140 $2,983 $3,190
Progressive $1,758 $1,704 $1,598 $1,603 $7,149 $8,053 $2,121 $2,191
State Farm $1,647 $1,647 $1,502 $1,502 $4,522 $5,663 $1,843 $2,043
USAA $1,634 $1,617 $1,562 $1,551 $4,371 $4,937 $2,025 $2,164

Buy Cheap Embudo, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Embudo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Embudo, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Embudo, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,762 $10,198
Farmers $10,278 $10,545
GEICO $8,952 $12,283
Nationwide $6,472 $8,140
Progressive $7,149 $8,053
State Farm $4,522 $5,663
USAA $4,371 $4,937

Buy Cheap Embudo, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Embudo, New Mexico by comparing Embudo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Embudo, NM here.

Annual Auto Insurance Rates for Senior Drivers in Embudo, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,335 $2,453
Farmers $2,218 $2,377
GEICO $2,903 $2,903
Nationwide $2,394 $2,507
Progressive $1,598 $1,603
State Farm $1,502 $1,502
USAA $1,562 $1,551

Find Cheap Auto Insurance Rates in Embudo, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Embudo, New Mexico auto insurance. Compare Embudo, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Embudo, New Mexico

Insurance Company Low Medium High
Allstate $4,135 $4,315 $4,521
Farmers $4,060 $4,451 $4,983
GEICO $4,635 $4,964 $5,335
Nationwide $3,792 $3,840 $3,990
Progressive $3,095 $3,266 $3,456
State Farm $2,319 $2,554 $2,766
USAA $2,305 $2,495 $2,648

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Find Cheap Embudo, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Embudo. Compare auto insurance rates in Embudo, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Embudo, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,324 $4,324
Farmers $4,498 $4,498
GEICO $4,902 $5,054
Nationwide $3,874 $3,874
Progressive $3,272 $3,272
State Farm $2,484 $2,609
USAA $2,408 $2,557

Find Cheap Embudo, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Embudo, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Embudo, NM, take a look at the average cost for various violations versus rates for a clean driving record in Embudo.

Annual Embudo, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,533 $4,690 $5,067 $4,005
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,901 $4,067 $5,244 $3,284
Progressive $2,827 $3,870 $3,050 $3,341
State Farm $2,388 $2,599 $2,599 $2,599
USAA $1,840 $2,568 $3,377 $2,145

Find Cheap Embudo, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Embudo, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Embudo for less when you shop around and compare rates from multiple Embudo, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Embudo, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,067
Farmers $4,788
GEICO $9,310
Nationwide $5,244
Progressive $3,050
State Farm $2,599
USAA $3,377

Winners by Category: Where to Buy Cheap Auto Insurance in Embudo, NM

Compare rates from the cheapest auto insurance companies in Embudo, NM for your needs. Take a look at how Embudo, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Embudo, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Embudo, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Embudo, NM auto insurance companies overall, you can compare them here. Find the best price for Embudo, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Embudo, New Mexico

Insurance Company Average Annual Rates
Allstate $4,324
Farmers $4,498
GEICO $4,978
Nationwide $3,874
Progressive $3,272
State Farm $2,546
USAA $2,483

Compare Auto Insurance Quotes in Embudo, NM

You can buy cheap Embudo, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Embudo, New Mexico auto insurance quotes from top companies.

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