Buy Cheap Elyria, OH Auto Insurance (2021)

Elyria, OH auto insurance rates average $225 a month. Minimum auto insurance requirements in Elyria, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Elyria, OH, compare Elyria auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elyria, OH after a DUI are $3,139/year
  • Average auto insurance rates in Elyria, OH for teens drivers are $5,658/year
  • Average auto insurance rates in Elyria, OH are $225/month

Finding affordable Elyria, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Elyria, OH auto insurance with confidence is right here. Auto insurance rates in Elyria are affected by local factors as well as personal ones like your driving record.

See how Elyria, OH car insurance rates compare to Parma auto insurance rates, Cincinnati auto insurance rates, and Cleveland auto insurance rates before you read more about the cost of auto insurance in Elyria.

Don’t buy Elyria, OH auto insurance until you’ve compared rates. Get free Elyria, Ohio auto insurance quotes when you enter your ZIP code above.

Elyria, OH Minimum Auto Insurance Requirements

The required auto insurance in Elyria, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Elyria, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Elyria, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Elyria, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elyria, OH. Take a look at Elyria, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elyria, Ohio

Insurance Company Poor Fair Good
Allstate $3,654 $2,673 $2,228
American Family $2,022 $1,373 $1,161
Farmers $3,907 $3,319 $3,160
GEICO $1,901 $1,589 $1,276
Liberty Mutual $5,853 $3,604 $2,826
Nationwide $3,843 $3,099 $2,619
Progressive $3,828 $3,336 $3,128
State Farm $3,453 $2,134 $1,682
Travelers $3,383 $2,947 $2,755
USAA $1,907 $1,352 $1,153

Buy Cheap Elyria, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elyria, Ohio auto insurance rates? Find out how car insurance rates in Elyria, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elyria, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,902 $1,890 $1,729 $1,847 $5,313 $6,064 $1,976 $2,096
American Family $919 $952 $849 $851 $2,992 $3,240 $1,142 $1,202
Farmers $1,783 $1,785 $1,567 $1,658 $8,234 $8,594 $1,997 $2,076
GEICO $1,148 $1,115 $1,094 $1,113 $3,064 $2,840 $1,270 $1,065
Liberty Mutual $1,886 $2,059 $1,447 $1,768 $10,070 $11,368 $1,991 $2,168
Nationwide $2,112 $2,119 $1,912 $1,921 $5,500 $7,057 $2,258 $2,617
Progressive $1,726 $1,610 $1,438 $1,486 $7,997 $9,004 $2,055 $2,129
State Farm $1,429 $1,429 $1,288 $1,288 $4,604 $5,779 $1,663 $1,908
Travelers $1,379 $1,398 $1,377 $1,368 $6,051 $9,587 $1,439 $1,629
USAA $890 $897 $848 $846 $2,751 $3,062 $1,189 $1,281

Buy Cheap Elyria, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elyria can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elyria, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elyria, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,313 $6,064
American Family $2,992 $3,240
Farmers $8,234 $8,594
GEICO $3,064 $2,840
Liberty Mutual $10,070 $11,368
Nationwide $5,500 $7,057
Progressive $7,997 $9,004
State Farm $4,604 $5,779
Travelers $6,051 $9,587
USAA $2,751 $3,062

Buy Cheap Elyria, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Elyria, Ohio by comparing Elyria senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elyria, OH here.

Annual Auto Insurance Rates for Senior Drivers in Elyria, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,729 $1,847
American Family $849 $851
Farmers $1,567 $1,658
GEICO $1,094 $1,113
Liberty Mutual $1,447 $1,768
Nationwide $1,912 $1,921
Progressive $1,438 $1,486
State Farm $1,288 $1,288
Travelers $1,377 $1,368
USAA $848 $846

Find Cheap Auto Insurance Rates in Elyria, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elyria, Ohio auto insurance. Compare Elyria, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elyria, Ohio

Insurance Company Low Medium High
Allstate $2,740 $2,846 $2,971
American Family $1,487 $1,530 $1,538
Farmers $3,254 $3,400 $3,732
GEICO $1,530 $1,581 $1,656
Liberty Mutual $3,917 $4,119 $4,247
Nationwide $3,499 $3,091 $2,971
Progressive $3,262 $3,396 $3,634
State Farm $2,291 $2,432 $2,547
Travelers $2,935 $3,071 $3,080
USAA $1,402 $1,469 $1,541

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Find Cheap Elyria, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elyria. Compare auto insurance rates in Elyria, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elyria, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,852 $2,852
American Family $1,500 $1,537
Farmers $3,462 $3,462
GEICO $1,562 $1,615
Liberty Mutual $4,094 $4,094
Nationwide $3,187 $3,187
Progressive $3,431 $3,431
State Farm $2,362 $2,485
Travelers $3,029 $3,029
USAA $1,414 $1,527

Find Cheap Elyria, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Elyria, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elyria, OH, take a look at the average cost for various violations versus rates for a clean driving record in Elyria.

Annual Elyria, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,387 $2,902 $3,411 $2,708
American Family $1,454 $1,540 $1,540 $1,540
Farmers $2,857 $3,683 $3,592 $3,716
GEICO $1,077 $1,554 $2,272 $1,453
Liberty Mutual $3,433 $4,426 $4,508 $4,011
Nationwide $2,564 $3,248 $4,106 $2,830
Progressive $2,954 $4,036 $3,150 $3,582
State Farm $2,199 $2,647 $2,423 $2,423
Travelers $2,226 $2,906 $4,392 $2,590
USAA $1,128 $1,513 $1,992 $1,249

Find Cheap Elyria, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elyria, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Elyria for less when you shop around and compare rates from multiple Elyria, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elyria, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,411
American Family $1,540
Farmers $3,592
GEICO $2,272
Liberty Mutual $4,508
Nationwide $4,106
Progressive $3,150
State Farm $2,423
Travelers $4,392
USAA $1,992

Winners by Category: Where to Buy Cheap Auto Insurance in Elyria, OH

Compare rates from the cheapest auto insurance companies in Elyria, OH for your needs. Take a look at how Elyria, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elyria, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Elyria, Ohio Auto Insurance Companies

If you’re looking for the cheapest Elyria, OH auto insurance companies overall, you can compare them here. Find the best price for Elyria, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Elyria, Ohio

Insurance Company Average Annual Rates
Allstate $2,852
American Family $1,518
Farmers $3,462
GEICO $1,589
Liberty Mutual $4,094
Nationwide $3,187
Progressive $3,431
State Farm $2,423
Travelers $3,029
USAA $1,470

What affects Elyria, Ohio auto insurance rates?

Local factors affect auto insurance rates in Elyria, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Elyria auto insurance rates.

Commute Times in Elyria

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elyria, OH is 23.6 minutes according to City-Data.

Traffic in Elyria

How is traffic in Elyria, Ohio? Inrix data shows that Elyria, OH traffic makes it the 875th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Elyria, OH

You can buy cheap Elyria, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elyria, Ohio auto insurance quotes from top companies.

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