Buy Cheap Ely, IA Auto Insurance (2021)

Ely, IA auto insurance rates average $240 a month. Minimum auto insurance requirements in Ely, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Ely, IA, compare Ely auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ely after a DUI is Travelers
  • Average auto insurance rates in Ely, IA are $240/month
  • Average auto insurance rates in Ely, IA after a DUI are $3,469/year

Finding affordable Ely, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Ely, IA auto insurance with confidence is right here. Auto insurance rates in Ely are affected by local factors as well as personal ones like your driving record.

See how Ely, IA car insurance rates compare to Cedar Rapids auto insurance rates, Ames auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Ely.

Don’t buy Ely, IA auto insurance until you’ve compared rates. Get free Ely, Iowa auto insurance quotes when you enter your ZIP code above.

Ely, IA Minimum Auto Insurance Requirements

The required auto insurance in Ely, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Ely, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Ely, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Ely, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ely, IA. Take a look at Ely, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ely, Iowa

Insurance Company Poor Fair Good
Allstate $3,204 $2,550 $2,296
American Family $3,673 $2,700 $2,274
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $2,932 $2,307 $2,020
Progressive $2,751 $2,244 $2,041
State Farm $3,338 $2,065 $1,628
Travelers $6,189 $5,304 $5,061
USAA $2,296 $1,585 $1,376

Buy Cheap Ely, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ely, Iowa auto insurance rates? Find out how car insurance rates in Ely, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ely, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,779 $1,709 $1,584 $1,612 $5,110 $5,751 $1,933 $1,987
American Family $1,850 $1,850 $1,659 $1,659 $4,995 $6,970 $1,850 $2,225
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,669 $1,709 $1,491 $1,586 $3,911 $5,035 $1,898 $2,058
Progressive $1,605 $1,532 $1,328 $1,378 $4,182 $4,707 $1,933 $2,097
State Farm $1,461 $1,461 $1,305 $1,305 $4,282 $5,390 $1,650 $1,898
Travelers $2,426 $2,472 $2,381 $2,383 $11,184 $17,796 $2,540 $2,963
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

Buy Cheap Ely, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ely can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ely, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ely, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,110 $5,751
American Family $4,995 $6,970
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $3,911 $5,035
Progressive $4,182 $4,707
State Farm $4,282 $5,390
Travelers $11,184 $17,796
USAA $3,209 $3,392

Buy Cheap Ely, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Ely, Iowa by comparing Ely senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ely, IA here.

Annual Auto Insurance Rates for Senior Drivers in Ely, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,584 $1,612
American Family $1,659 $1,659
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,491 $1,586
Progressive $1,328 $1,378
State Farm $1,305 $1,305
Travelers $2,381 $2,383
USAA $1,074 $1,087

Find Cheap Auto Insurance Rates in Ely, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ely, Iowa auto insurance. Compare Ely, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ely, Iowa

Insurance Company Low Medium High
Allstate $2,587 $2,686 $2,776
American Family $2,887 $3,043 $2,717
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,512 $2,412 $2,334
Progressive $2,217 $2,357 $2,462
State Farm $2,211 $2,360 $2,460
Travelers $5,213 $5,599 $5,742
USAA $1,658 $1,758 $1,840

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Find Cheap Ely, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ely. Compare auto insurance rates in Ely, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ely, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,620 $2,746
American Family $2,849 $2,916
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,420 $2,420
Progressive $2,345 $2,345
State Farm $2,287 $2,401
Travelers $5,518 $5,518
USAA $1,689 $1,816

Find Cheap Ely, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Ely, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ely, IA, take a look at the average cost for various violations versus rates for a clean driving record in Ely.

Annual Ely, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,284 $2,759 $3,138 $2,552
American Family $2,080 $3,052 $3,952 $2,444
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,761 $2,515 $3,415 $1,987
Progressive $1,878 $3,114 $2,039 $2,350
State Farm $2,148 $2,539 $2,344 $2,344
Travelers $4,002 $5,377 $7,204 $5,489
USAA $1,336 $1,799 $2,338 $1,536

Find Cheap Ely, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ely, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Ely for less when you shop around and compare rates from multiple Ely, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ely, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,138
American Family $3,952
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,415
Progressive $2,039
State Farm $2,344
Travelers $7,204
USAA $2,338

Winners by Category: Where to Buy Cheap Auto Insurance in Ely, IA

Compare rates from the cheapest auto insurance companies in Ely, IA for your needs. Take a look at how Ely, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ely, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Ely, Iowa Auto Insurance Companies

If you’re looking for the cheapest Ely, IA auto insurance companies overall, you can compare them here. Find the best price for Ely, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Ely, Iowa

Insurance Company Average Annual Rates
Allstate $2,683
American Family $2,882
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,420
Progressive $2,345
State Farm $2,344
Travelers $5,518
USAA $1,752

What affects Ely, Iowa auto insurance rates?

Local factors affect auto insurance rates in Ely, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Ely auto insurance rates.

Commute Times in Ely

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ely, IA is 24.5 minutes according to City-Data.

Traffic in Ely

How is traffic in Ely, Iowa? Inrix data shows that Ely, IA traffic makes it the 875th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Ely, IA

You can buy cheap Ely, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ely, Iowa auto insurance quotes from top companies.

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