Buy Cheap Elsa, TX Auto Insurance (2021)

Elsa, TX auto insurance rates average $380 a month. Minimum auto insurance requirements in Elsa, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Elsa, TX, compare Elsa auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elsa, TX are $380/month
  • Average auto insurance rates in Elsa, TX after a DUI are $5,220/year
  • The most expensive auto insurance company in Elsa after a DUI is Allstate

Finding affordable Elsa, Texas auto insurance can be challenging, but everything you need to know to buy cheap Elsa, TX auto insurance with confidence is right here. Auto insurance rates in Elsa are affected by local factors as well as personal ones like your driving record.

See how Elsa, TX car insurance rates compare to Austin auto insurance rates, Laredo auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Elsa.

Don’t buy Elsa, TX auto insurance until you’ve compared rates. Get free Elsa, Texas auto insurance quotes when you enter your ZIP code above.

Elsa, TX Minimum Auto Insurance Requirements

The required auto insurance in Elsa, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Elsa, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Elsa, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Elsa, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elsa, TX. Take a look at Elsa, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elsa, Texas

Insurance Company Poor Fair Good
Allstate $8,058 $5,879 $5,025
American Family $6,551 $4,149 $3,619
GEICO $5,913 $3,332 $2,210
Nationwide $6,591 $5,219 $4,530
Progressive $6,050 $5,164 $4,760
State Farm $4,369 $2,715 $2,160
USAA $4,666 $2,708 $2,184

Buy Cheap Elsa, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elsa, Texas auto insurance rates? Find out how car insurance rates in Elsa, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elsa, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,124 $4,174 $4,073 $4,073 $10,686 $12,963 $5,118 $5,356
American Family $2,936 $3,267 $2,696 $3,090 $7,511 $9,775 $4,174 $4,734
GEICO $2,849 $3,117 $2,845 $3,332 $6,174 $6,243 $3,054 $2,933
Nationwide $3,468 $3,543 $3,050 $3,253 $9,499 $12,319 $4,041 $4,399
Progressive $2,940 $2,777 $2,592 $2,654 $11,709 $13,040 $3,444 $3,445
State Farm $2,186 $2,186 $1,937 $1,937 $5,117 $6,490 $2,368 $2,432
USAA $2,052 $2,085 $1,968 $1,984 $5,562 $6,095 $2,755 $2,987

Buy Cheap Elsa, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elsa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elsa, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elsa, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,686 $12,963
American Family $7,511 $9,775
GEICO $6,174 $6,243
Nationwide $9,499 $12,319
Progressive $11,709 $13,040
State Farm $5,117 $6,490
USAA $5,562 $6,095

Buy Cheap Elsa, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Elsa, Texas by comparing Elsa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elsa, TX here.

Annual Auto Insurance Rates for Senior Drivers in Elsa, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,073 $4,073
American Family $2,696 $3,090
GEICO $2,845 $3,332
Nationwide $3,050 $3,253
Progressive $2,592 $2,654
State Farm $1,937 $1,937
USAA $1,968 $1,984

Find Cheap Auto Insurance Rates in Elsa, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elsa, Texas auto insurance. Compare Elsa, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elsa, Texas

Insurance Company Low Medium High
Allstate $6,197 $6,274 $6,491
American Family $4,381 $4,562 $5,376
GEICO $3,476 $3,712 $4,266
Nationwide $5,796 $5,197 $5,346
Progressive $4,914 $5,287 $5,773
State Farm $2,885 $3,058 $3,301
USAA $3,048 $3,166 $3,344

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Find Cheap Elsa, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elsa. Compare auto insurance rates in Elsa, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elsa, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,166 $6,475
American Family $4,773 $4,773
GEICO $3,739 $3,897
Nationwide $5,447 $5,447
Progressive $5,325 $5,325
State Farm $3,081 $3,081
USAA $3,144 $3,228

Find Cheap Elsa, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Elsa, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elsa, TX, take a look at the average cost for various violations versus rates for a clean driving record in Elsa.

Annual Elsa, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,949 $7,555 $7,831 $4,949
American Family $4,373 $5,498 $4,847 $4,373
GEICO $3,234 $4,280 $3,556 $4,203
Nationwide $4,700 $4,700 $7,052 $5,335
Progressive $4,637 $5,986 $5,445 $5,231
State Farm $2,747 $3,138 $3,694 $2,747
USAA $2,379 $3,515 $4,114 $2,735

Find Cheap Elsa, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elsa, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Elsa for less when you shop around and compare rates from multiple Elsa, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elsa, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,831
American Family $4,847
GEICO $3,556
Nationwide $7,052
Progressive $5,445
State Farm $3,694
USAA $4,114

Winners by Category: Where to Buy Cheap Auto Insurance in Elsa, TX

Compare rates from the cheapest auto insurance companies in Elsa, TX for your needs. Take a look at how Elsa, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elsa, Texas

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Elsa, Texas Auto Insurance Companies

If you’re looking for the cheapest Elsa, TX auto insurance companies overall, you can compare them here. Find the best price for Elsa, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Elsa, Texas

Insurance Company Average Annual Rates
Allstate $6,321
American Family $4,773
GEICO $3,818
Nationwide $5,447
Progressive $5,325
State Farm $3,081
USAA $3,186

What affects Elsa, Texas auto insurance rates?

Local factors affect auto insurance rates in Elsa, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Elsa auto insurance rates.

Commute Times in Elsa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elsa, TX is 25.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Elsa, TX

You can buy cheap Elsa, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elsa, Texas auto insurance quotes from top companies.

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