Buy Cheap Elmsford, NY Auto Insurance (2021)

Elmsford, NY auto insurance rates average $404 a month. Minimum auto insurance requirements in Elmsford, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Elmsford, NY, compare Elmsford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elmsford, NY are $404/month
  • The most expensive auto insurance company in Elmsford after a DUI is Liberty Mutual
  • Average auto insurance rates in Elmsford, NY after a DUI are $6,462/year

Finding affordable Elmsford, New York auto insurance can be challenging, but everything you need to know to buy cheap Elmsford, NY auto insurance with confidence is right here. Auto insurance rates in Elmsford are affected by local factors as well as personal ones like your driving record.

See how Elmsford, NY car insurance rates compare to Utica auto insurance rates, Syracuse auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Elmsford.

Don’t buy Elmsford, NY auto insurance until you’ve compared rates. Get free Elmsford, New York auto insurance quotes when you enter your ZIP code above.

Elmsford, NY Minimum Auto Insurance Requirements

The required auto insurance in Elmsford, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Elmsford, New York is outlined here.

Minimum Required Auto Insurance Coverage in Elmsford, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Elmsford, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elmsford, NY. Take a look at Elmsford, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elmsford, New York

Insurance Company Poor Fair Good
Allstate $7,060 $4,117 $3,545
GEICO $3,391 $2,490 $2,235
Liberty Mutual $9,804 $6,411 $4,800
Nationwide $4,565 $4,565 $4,565
Progressive $8,088 $4,064 $2,951
State Farm $6,836 $4,290 $3,407
Travelers $7,410 $4,600 $3,963
USAA $6,792 $3,430 $3,026

Buy Cheap Elmsford, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elmsford, New York auto insurance rates? Find out how car insurance rates in Elmsford, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmsford, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,277 $3,066 $3,081 $3,127 $9,773 $10,508 $3,205 $3,220
GEICO $1,948 $1,877 $1,898 $1,870 $4,223 $6,275 $1,750 $1,803
Liberty Mutual $5,239 $5,239 $4,877 $4,877 $10,203 $14,794 $5,239 $5,569
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $3,027 $2,763 $2,362 $2,419 $10,524 $11,586 $3,882 $3,712
State Farm $3,064 $3,064 $2,688 $2,688 $9,082 $11,194 $3,386 $3,589
Travelers $3,743 $3,746 $3,447 $3,674 $9,055 $10,858 $3,965 $4,108
USAA $2,279 $2,236 $2,073 $2,069 $9,382 $11,143 $2,920 $3,224

Buy Cheap Elmsford, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elmsford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elmsford, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elmsford, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,773 $10,508
GEICO $4,223 $6,275
Liberty Mutual $10,203 $14,794
Nationwide $6,238 $9,362
Progressive $10,524 $11,586
State Farm $9,082 $11,194
Travelers $9,055 $10,858
USAA $9,382 $11,143

Buy Cheap Elmsford, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Elmsford, New York by comparing Elmsford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elmsford, NY here.

Annual Auto Insurance Rates for Senior Drivers in Elmsford, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,127
GEICO $1,898 $1,870
Liberty Mutual $4,877 $4,877
Nationwide $3,190 $3,190
Progressive $2,362 $2,419
State Farm $2,688 $2,688
Travelers $3,447 $3,674
USAA $2,073 $2,069

Find Cheap Auto Insurance Rates in Elmsford, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elmsford, New York auto insurance. Compare Elmsford, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmsford, New York

Insurance Company Low Medium High
Allstate $4,598 $4,886 $5,237
GEICO $2,545 $2,695 $2,876
Liberty Mutual $6,678 $6,987 $7,350
Nationwide $4,255 $4,521 $4,917
Progressive $4,743 $5,000 $5,360
State Farm $4,545 $4,877 $5,112
Travelers $5,002 $5,260 $5,712
USAA $4,254 $4,387 $4,607

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Find Cheap Elmsford, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elmsford. Compare auto insurance rates in Elmsford, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elmsford, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,839 $4,976
GEICO $2,625 $2,786
Liberty Mutual $6,802 $7,208
Nationwide $4,565 $4,565
Progressive $5,035 $5,035
State Farm $4,671 $5,018
Travelers $5,324 $5,324
USAA $4,371 $4,460

Find Cheap Elmsford, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Elmsford, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elmsford, NY, take a look at the average cost for various violations versus rates for a clean driving record in Elmsford.

Annual Elmsford, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $4,139 $6,100 $5,251
GEICO $2,090 $2,280 $4,363 $2,090
Liberty Mutual $5,562 $5,562 $11,332 $5,562
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $4,887 $4,887 $5,443 $4,921
State Farm $4,603 $4,603 $5,086 $5,086
Travelers $4,508 $5,705 $5,789 $5,296
USAA $3,918 $3,983 $5,779 $3,983

Find Cheap Elmsford, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elmsford, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Elmsford for less when you shop around and compare rates from multiple Elmsford, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elmsford, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,100
GEICO $4,363
Liberty Mutual $11,332
Nationwide $7,808
Progressive $5,443
State Farm $5,086
Travelers $5,789
USAA $5,779

Winners by Category: Where to Buy Cheap Auto Insurance in Elmsford, NY

Compare rates from the cheapest auto insurance companies in Elmsford, NY for your needs. Take a look at how Elmsford, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elmsford, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Elmsford, New York Auto Insurance Companies

If you’re looking for the cheapest Elmsford, NY auto insurance companies overall, you can compare them here. Find the best price for Elmsford, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Elmsford, New York

Insurance Company Average Annual Rates
Allstate $4,907
GEICO $2,705
Liberty Mutual $7,005
Nationwide $4,565
Progressive $5,035
State Farm $4,845
Travelers $5,324
USAA $4,416

What affects Elmsford, New York auto insurance rates?

Local factors affect auto insurance rates in Elmsford, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Elmsford auto insurance rates.

Commute Times in Elmsford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elmsford, NY is 28.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Elmsford, NY

You can buy cheap Elmsford, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elmsford, New York auto insurance quotes from top companies.

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