Buy Cheap Elmore, AL Auto Insurance (2021)

Elmore, AL auto insurance rates average $311 a month. Minimum auto insurance requirements in Elmore, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Elmore, AL, compare Elmore auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elmore, AL for teens drivers are $7,657/year
  • Average auto insurance rates in Elmore, AL are $311/month
  • The most expensive auto insurance company in Elmore is Liberty Mutual

Finding affordable Elmore, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Elmore, AL auto insurance with confidence is right here. Auto insurance rates in Elmore are affected by local factors as well as personal ones like your driving record.

See how Elmore, AL car insurance rates compare to Birmingham auto insurance rates, Mobile auto insurance rates, and Montgomery auto insurance rates before you read more about the cost of auto insurance in Elmore.

Don’t buy Elmore, AL auto insurance until you’ve compared rates. Get free Elmore, Alabama auto insurance quotes when you enter your ZIP code above.

Elmore, AL Minimum Auto Insurance Requirements

The required auto insurance in Elmore, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Elmore, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Elmore, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Elmore, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elmore, AL. Take a look at Elmore, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elmore, Alabama

Insurance Company Poor Fair Good
Allstate $3,965 $3,117 $2,548
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,289 $2,566 $2,321
Progressive $5,153 $4,444 $4,161
State Farm $7,890 $3,989 $2,707
Travelers $4,278 $3,711 $3,783
USAA $2,845 $1,848 $1,649

Buy Cheap Elmore, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elmore, Alabama auto insurance rates? Find out how car insurance rates in Elmore, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmore, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,934 $1,845 $1,751 $1,785 $6,740 $7,250 $2,164 $2,210
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,777 $1,799 $1,618 $1,676 $4,696 $6,054 $1,974 $2,208
Progressive $2,442 $2,279 $2,010 $2,143 $10,350 $11,547 $2,861 $3,055
State Farm $2,942 $2,942 $2,675 $2,675 $9,100 $11,391 $3,330 $3,840
Travelers $1,575 $1,599 $1,482 $1,476 $8,570 $13,501 $1,488 $1,700
USAA $1,324 $1,347 $1,235 $1,215 $3,890 $4,316 $1,721 $1,864

Buy Cheap Elmore, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elmore can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elmore, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elmore, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,740 $7,250
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,257 $12,520
Nationwide $4,696 $6,054
Progressive $10,350 $11,547
State Farm $9,100 $11,391
Travelers $8,570 $13,501
USAA $3,890 $4,316

Buy Cheap Elmore, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Elmore, Alabama by comparing Elmore senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elmore, AL here.

Annual Auto Insurance Rates for Senior Drivers in Elmore, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,751 $1,785
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,479 $2,772
Nationwide $1,618 $1,676
Progressive $2,010 $2,143
State Farm $2,675 $2,675
Travelers $1,482 $1,476
USAA $1,235 $1,215

Find Cheap Auto Insurance Rates in Elmore, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elmore, Alabama auto insurance. Compare Elmore, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmore, Alabama

Insurance Company Low Medium High
Allstate $3,092 $3,206 $3,332
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,711 $2,701 $2,763
Progressive $4,101 $4,566 $5,091
State Farm $4,582 $4,857 $5,147
Travelers $3,723 $4,003 $4,047
USAA $2,039 $2,103 $2,200

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Find Cheap Elmore, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elmore. Compare auto insurance rates in Elmore, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elmore, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,210 $3,210
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,250 $5,250
Nationwide $2,725 $2,725
Progressive $4,586 $4,586
State Farm $4,743 $4,981
Travelers $3,924 $3,924
USAA $2,017 $2,211

Find Cheap Elmore, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Elmore, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elmore, AL, take a look at the average cost for various violations versus rates for a clean driving record in Elmore.

Annual Elmore, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,221 $3,804 $3,083
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,383 $2,383 $3,473 $2,661
Progressive $4,128 $5,220 $4,469 $4,526
State Farm $4,375 $5,457 $4,808 $4,808
Travelers $3,265 $3,426 $5,026 $3,980
USAA $1,627 $2,037 $3,032 $1,760

Find Cheap Elmore, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elmore, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Elmore for less when you shop around and compare rates from multiple Elmore, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elmore, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,804
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,600
Nationwide $3,473
Progressive $4,469
State Farm $4,808
Travelers $5,026
USAA $3,032

Winners by Category: Where to Buy Cheap Auto Insurance in Elmore, AL

Compare rates from the cheapest auto insurance companies in Elmore, AL for your needs. Take a look at how Elmore, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elmore, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Elmore, Alabama Auto Insurance Companies

If you’re looking for the cheapest Elmore, AL auto insurance companies overall, you can compare them here. Find the best price for Elmore, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Elmore, Alabama

Insurance Company Average Annual Rates
Allstate $3,210
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,250
Nationwide $2,725
Progressive $4,586
State Farm $4,862
Travelers $3,924
USAA $2,114

What affects Elmore, Alabama auto insurance rates?

Local factors affect auto insurance rates in Elmore, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Elmore auto insurance rates.

Commute Times in Elmore

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elmore, AL is 23.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Elmore, AL

You can buy cheap Elmore, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elmore, Alabama auto insurance quotes from top companies.

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