Buy Cheap Elmont, NY Auto Insurance (2021)

Elmont, NY auto insurance rates average $594 a month. Minimum auto insurance requirements in Elmont, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Elmont, NY, compare Elmont auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elmont, NY are $594/month
  • The most expensive auto insurance company in Elmont is Liberty Mutual
  • Average auto insurance rates in Elmont, NY for teens drivers are $12,551/year

Finding affordable Elmont, New York auto insurance can be challenging, but everything you need to know to buy cheap Elmont, NY auto insurance with confidence is right here. Auto insurance rates in Elmont are affected by local factors as well as personal ones like your driving record.

See how Elmont, NY car insurance rates compare to New York auto insurance rates, Albany auto insurance rates, and Syracuse auto insurance rates before you read more about the cost of auto insurance in Elmont.

Don’t buy Elmont, NY auto insurance until you’ve compared rates. Get free Elmont, New York auto insurance quotes when you enter your ZIP code above.

Elmont, NY Minimum Auto Insurance Requirements

The required auto insurance in Elmont, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Elmont, New York is outlined here.

Minimum Required Auto Insurance Coverage in Elmont, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Elmont, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elmont, NY. Take a look at Elmont, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elmont, New York

Insurance Company Poor Fair Good
Allstate $11,242 $6,294 $5,309
GEICO $6,063 $4,451 $3,996
Liberty Mutual $13,368 $8,717 $6,510
Nationwide $7,325 $7,325 $7,325
Progressive $12,855 $5,917 $4,163
State Farm $9,924 $6,220 $4,935
Travelers $11,103 $6,634 $5,625
USAA $8,111 $4,116 $3,630

Buy Cheap Elmont, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elmont, New York auto insurance rates? Find out how car insurance rates in Elmont, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmont, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,227 $4,739 $4,945 $4,945 $15,296 $16,103 $4,876 $4,786
GEICO $3,494 $3,352 $3,383 $3,333 $7,588 $11,223 $3,137 $3,187
Liberty Mutual $7,108 $7,108 $6,620 $6,620 $13,964 $20,178 $7,108 $7,545
Nationwide $5,363 $5,363 $5,034 $5,034 $10,129 $15,322 $5,363 $6,993
Progressive $4,965 $4,410 $3,774 $3,875 $15,691 $16,801 $6,098 $5,545
State Farm $4,460 $4,460 $3,918 $3,918 $13,188 $16,158 $4,937 $5,172
Travelers $5,629 $5,464 $5,137 $5,357 $13,265 $15,679 $5,852 $5,914
USAA $2,710 $2,657 $2,470 $2,462 $11,286 $13,382 $3,477 $3,842

Buy Cheap Elmont, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elmont can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elmont, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elmont, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,296 $16,103
GEICO $7,588 $11,223
Liberty Mutual $13,964 $20,178
Nationwide $10,129 $15,322
Progressive $15,691 $16,801
State Farm $13,188 $16,158
Travelers $13,265 $15,679
USAA $11,286 $13,382

Buy Cheap Elmont, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Elmont, New York by comparing Elmont senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elmont, NY here.

Annual Auto Insurance Rates for Senior Drivers in Elmont, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,945 $4,945
GEICO $3,383 $3,333
Liberty Mutual $6,620 $6,620
Nationwide $5,034 $5,034
Progressive $3,774 $3,875
State Farm $3,918 $3,918
Travelers $5,137 $5,357
USAA $2,470 $2,462

Find Cheap Auto Insurance Rates in Elmont, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elmont, New York auto insurance. Compare Elmont, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmont, New York

Insurance Company Low Medium High
Allstate $6,943 $7,572 $8,330
GEICO $4,527 $4,805 $5,179
Liberty Mutual $9,004 $9,504 $10,087
Nationwide $6,783 $7,248 $7,945
Progressive $7,186 $7,582 $8,166
State Farm $6,595 $7,076 $7,408
Travelers $7,222 $7,662 $8,477
USAA $5,083 $5,249 $5,525

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Find Cheap Elmont, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elmont. Compare auto insurance rates in Elmont, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elmont, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,505 $7,724
GEICO $4,696 $4,978
Liberty Mutual $9,255 $9,808
Nationwide $7,325 $7,325
Progressive $7,645 $7,645
State Farm $6,764 $7,289
Travelers $7,787 $7,787
USAA $5,232 $5,339

Find Cheap Elmont, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Elmont, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elmont, NY, take a look at the average cost for various violations versus rates for a clean driving record in Elmont.

Annual Elmont, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,417 $6,417 $9,473 $8,151
GEICO $3,707 $4,045 $7,889 $3,707
Liberty Mutual $7,481 $7,481 $15,684 $7,481
Nationwide $5,490 $5,490 $12,697 $5,624
Progressive $7,411 $7,411 $8,285 $7,473
State Farm $6,670 $6,670 $7,382 $7,382
Travelers $6,550 $8,374 $8,487 $7,737
USAA $4,687 $4,766 $6,923 $4,766

Find Cheap Elmont, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elmont, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Elmont for less when you shop around and compare rates from multiple Elmont, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elmont, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,473
GEICO $7,889
Liberty Mutual $15,684
Nationwide $12,697
Progressive $8,285
State Farm $7,382
Travelers $8,487
USAA $6,923

Winners by Category: Where to Buy Cheap Auto Insurance in Elmont, NY

Compare rates from the cheapest auto insurance companies in Elmont, NY for your needs. Take a look at how Elmont, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elmont, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Find Cheap Elmont, New York Auto Insurance Companies

If you’re looking for the cheapest Elmont, NY auto insurance companies overall, you can compare them here. Find the best price for Elmont, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Elmont, New York

Insurance Company Average Annual Rates
Allstate $7,615
GEICO $4,837
Liberty Mutual $9,531
Nationwide $7,325
Progressive $7,645
State Farm $7,026
Travelers $7,787
USAA $5,286

What affects Elmont, New York auto insurance rates?

Local factors affect auto insurance rates in Elmont, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Elmont auto insurance rates.

Commute Times in Elmont

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elmont, NY is 40.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Elmont, NY

You can buy cheap Elmont, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elmont, New York auto insurance quotes from top companies.

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