Buy Cheap Elmo, TX Auto Insurance (2021)

Elmo, TX auto insurance rates average $329 a month. Minimum auto insurance requirements in Elmo, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Elmo, TX, compare Elmo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elmo, TX after a DUI are $4,505/year
  • The most expensive auto insurance company in Elmo is Allstate
  • Average auto insurance rates in Elmo, TX are $329/month

Finding affordable Elmo, Texas auto insurance can be challenging, but everything you need to know to buy cheap Elmo, TX auto insurance with confidence is right here. Auto insurance rates in Elmo are affected by local factors as well as personal ones like your driving record.

See how Elmo, TX car insurance rates compare to Arlington auto insurance rates, Laredo auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in Elmo.

Don’t buy Elmo, TX auto insurance until you’ve compared rates. Get free Elmo, Texas auto insurance quotes when you enter your ZIP code above.

Elmo, TX Minimum Auto Insurance Requirements

The required auto insurance in Elmo, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Elmo, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Elmo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Elmo, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elmo, TX. Take a look at Elmo, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elmo, Texas

Insurance Company Poor Fair Good
Allstate $7,554 $5,532 $4,738
American Family $5,633 $3,513 $3,077
GEICO $5,407 $3,055 $2,032
Nationwide $4,374 $3,520 $3,059
Progressive $5,235 $4,536 $4,207
State Farm $4,432 $2,758 $2,198
USAA $3,930 $2,267 $1,822

Buy Cheap Elmo, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elmo, Texas auto insurance rates? Find out how car insurance rates in Elmo, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,853 $3,880 $3,803 $3,803 $10,200 $12,294 $4,755 $4,942
American Family $2,485 $2,754 $2,306 $2,629 $6,419 $8,440 $3,532 $4,030
GEICO $2,586 $2,798 $2,501 $2,845 $5,712 $5,944 $2,801 $2,796
Nationwide $2,284 $2,320 $2,021 $2,136 $6,510 $8,343 $2,688 $2,905
Progressive $2,467 $2,336 $2,199 $2,240 $10,478 $11,677 $2,920 $2,957
State Farm $2,164 $2,164 $1,931 $1,931 $5,292 $6,764 $2,360 $2,430
USAA $1,704 $1,715 $1,628 $1,616 $4,791 $5,220 $2,272 $2,439

Buy Cheap Elmo, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elmo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elmo, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elmo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,200 $12,294
American Family $6,419 $8,440
GEICO $5,712 $5,944
Nationwide $6,510 $8,343
Progressive $10,478 $11,677
State Farm $5,292 $6,764
USAA $4,791 $5,220

Buy Cheap Elmo, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Elmo, Texas by comparing Elmo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elmo, TX here.

Annual Auto Insurance Rates for Senior Drivers in Elmo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,803 $3,803
American Family $2,306 $2,629
GEICO $2,501 $2,845
Nationwide $2,021 $2,136
Progressive $2,199 $2,240
State Farm $1,931 $1,931
USAA $1,628 $1,616

Find Cheap Auto Insurance Rates in Elmo, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elmo, Texas auto insurance. Compare Elmo, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmo, Texas

Insurance Company Low Medium High
Allstate $5,795 $5,886 $6,143
American Family $3,810 $3,934 $4,478
GEICO $3,311 $3,453 $3,729
Nationwide $3,923 $3,496 $3,533
Progressive $4,438 $4,637 $4,903
State Farm $2,960 $3,120 $3,308
USAA $2,582 $2,662 $2,776

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Find Cheap Elmo, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elmo. Compare auto insurance rates in Elmo, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elmo, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,794 $6,089
American Family $4,074 $4,074
GEICO $3,433 $3,563
Nationwide $3,651 $3,651
Progressive $4,659 $4,659
State Farm $3,129 $3,129
USAA $2,639 $2,707

Find Cheap Elmo, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Elmo, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elmo, TX, take a look at the average cost for various violations versus rates for a clean driving record in Elmo.

Annual Elmo, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,595 $7,139 $7,437 $4,595
American Family $3,720 $4,716 $4,141 $3,720
GEICO $2,967 $3,934 $3,270 $3,821
Nationwide $3,170 $3,170 $4,687 $3,577
Progressive $4,061 $5,265 $4,741 $4,571
State Farm $2,769 $3,191 $3,788 $2,769
USAA $1,992 $2,944 $3,470 $2,287

Find Cheap Elmo, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elmo, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Elmo for less when you shop around and compare rates from multiple Elmo, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elmo, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,437
American Family $4,141
GEICO $3,270
Nationwide $4,687
Progressive $4,741
State Farm $3,788
USAA $3,470

Winners by Category: Where to Buy Cheap Auto Insurance in Elmo, TX

Compare rates from the cheapest auto insurance companies in Elmo, TX for your needs. Take a look at how Elmo, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elmo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Elmo, Texas Auto Insurance Companies

If you’re looking for the cheapest Elmo, TX auto insurance companies overall, you can compare them here. Find the best price for Elmo, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Elmo, Texas

Insurance Company Average Annual Rates
Allstate $5,941
American Family $4,074
GEICO $3,498
Nationwide $3,651
Progressive $4,659
State Farm $3,129
USAA $2,673

What affects Elmo, Texas auto insurance rates?

Local factors affect auto insurance rates in Elmo, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Elmo auto insurance rates.

Commute Times in Elmo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elmo, TX is 23.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Elmo, TX

You can buy cheap Elmo, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elmo, Texas auto insurance quotes from top companies.

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