Buy Cheap Elmira, CA Auto Insurance (2021)

Elmira, CA auto insurance rates average $300 a month. Minimum auto insurance requirements in Elmira, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Elmira, CA, compare Elmira auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Elmira after a DUI is Allstate
  • Average auto insurance rates in Elmira, CA for teens drivers are $6,084/year
  • Average auto insurance rates in Elmira, CA are $300/month

Finding affordable Elmira, California auto insurance can be challenging, but everything you need to know to buy cheap Elmira, CA auto insurance with confidence is right here. Auto insurance rates in Elmira are affected by local factors as well as personal ones like your driving record.

See how Elmira, CA car insurance rates compare to Oakland auto insurance rates, Long Beach auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Elmira.

Don’t buy Elmira, CA auto insurance until you’ve compared rates. Get free Elmira, California auto insurance quotes when you enter your ZIP code above.

Elmira, CA Minimum Auto Insurance Requirements

The required auto insurance in Elmira, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Elmira, California is outlined here.

Minimum Required Auto Insurance Coverage in Elmira, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Elmira, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elmira, California auto insurance rates? Find out how car insurance rates in Elmira, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmira, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,309 $2,309 $2,076 $2,076 $7,426 $12,251 $2,742 $3,056
GEICO $2,184 $2,184 $2,053 $2,053 $6,652 $6,764 $3,138 $3,206
Liberty Mutual $2,066 $1,955 $1,917 $1,857 $4,449 $4,746 $2,325 $2,350
Nationwide $3,187 $3,044 $2,782 $2,625 $8,076 $8,917 $3,802 $3,761
Progressive $1,948 $2,008 $1,643 $1,961 $5,212 $6,311 $2,809 $3,027
State Farm $3,089 $3,089 $2,760 $2,760 $5,684 $7,050 $3,420 $3,527
Travelers $2,296 $2,224 $2,030 $2,009 $4,709 $5,370 $2,971 $2,912
USAA $1,837 $1,743 $1,789 $1,799 $4,185 $4,204 $2,534 $2,398

Buy Cheap Elmira, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elmira can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elmira, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elmira, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $7,426 $12,251
GEICO $6,652 $6,764
Liberty Mutual $4,449 $4,746
Nationwide $8,076 $8,917
Progressive $5,212 $6,311
State Farm $5,684 $7,050
Travelers $4,709 $5,370
USAA $4,185 $4,204

Buy Cheap Elmira, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Elmira, California by comparing Elmira senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elmira, CA here.

Annual Auto Insurance Rates for Senior Drivers in Elmira, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,076 $2,076
GEICO $2,053 $2,053
Liberty Mutual $1,917 $1,857
Nationwide $2,782 $2,625
Progressive $1,643 $1,961
State Farm $2,760 $2,760
Travelers $2,030 $2,009
USAA $1,789 $1,799

Find Cheap Auto Insurance Rates in Elmira, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elmira, California auto insurance. Compare Elmira, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmira, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $4,019 $4,312 $4,510
GEICO $3,152 $3,571 $3,864
Liberty Mutual $2,520 $2,732 $2,873
Nationwide $4,081 $4,601 $4,890
Progressive $2,822 $3,202 $3,320
State Farm $3,544 $3,989 $4,234
Travelers $2,673 $3,148 $3,374
USAA $2,316 $2,612 $2,756

Find Cheap Elmira, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elmira. Compare auto insurance rates in Elmira, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elmira, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $3,885 $4,676
GEICO $3,206 $3,853
Liberty Mutual $2,486 $2,930
Nationwide $3,996 $5,053
Progressive $2,826 $3,404
State Farm $3,780 $4,065
Travelers $2,761 $3,370
USAA $2,360 $2,762

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Find Cheap Elmira, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Elmira, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elmira, CA, take a look at the average cost for various violations versus rates for a clean driving record in Elmira.

Annual Elmira, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,161 $4,307 $5,373 $4,281
GEICO $2,465 $3,816 $4,777 $3,058
Liberty Mutual $2,350 $3,149 $2,843 $2,491
Nationwide $3,157 $4,046 $6,847 $4,046
Progressive $2,038 $3,462 $4,023 $2,936
State Farm $2,798 $3,338 $6,305 $3,248
Travelers $2,057 $3,328 $3,865 $3,011
USAA $1,702 $2,532 $4,146 $1,865

Find Cheap Elmira, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elmira, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Elmira for less when you shop around and compare rates from multiple Elmira, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elmira, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,445
Farmers $5,373
GEICO $4,777
Liberty Mutual $2,843
Nationwide $6,847
Progressive $4,023
State Farm $6,305
Travelers $3,865
USAA $4,146

Winners by Category: Where to Buy Cheap Auto Insurance in Elmira, CA

Compare rates from the cheapest auto insurance companies in Elmira, CA for your needs. Take a look at how Elmira, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elmira, California

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Elmira, California Auto Insurance Companies

If you’re looking for the cheapest Elmira, CA auto insurance companies overall, you can compare them here. Find the best price for Elmira, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Elmira, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,281
GEICO $3,529
Liberty Mutual $2,708
Nationwide $4,524
Progressive $3,115
State Farm $3,922
Travelers $3,065
USAA $2,561

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Compare Auto Insurance Quotes in Elmira, CA

You can buy cheap Elmira, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elmira, California auto insurance quotes from top companies.

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