Buy Cheap Elmhurst, IL Auto Insurance (2022)

Elmhurst, IL auto insurance rates average $281 a month. Minimum auto insurance requirements in Elmhurst, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Elmhurst, IL, compare Elmhurst auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elmhurst, IL after a DUI are $3,986/year
  • Average auto insurance rates in Elmhurst, IL for teens drivers are $6,611/year
  • The most expensive auto insurance company in Elmhurst after a DUI is Allstate

Finding affordable Elmhurst, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Elmhurst, IL auto insurance with confidence is right here. Auto insurance rates in Elmhurst are affected by local factors as well as personal ones like your driving record.

See how Elmhurst, IL car insurance rates compare to Cicero auto insurance rates, Springfield auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Elmhurst.

Don’t buy Elmhurst, IL auto insurance until you’ve compared rates. Get free Elmhurst, Illinois auto insurance quotes when you enter your ZIP code above.

Elmhurst, IL Minimum Auto Insurance Requirements

The required auto insurance in Elmhurst, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Elmhurst, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Elmhurst, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Elmhurst, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elmhurst, IL. Take a look at Elmhurst, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elmhurst, Illinois

Insurance Company Poor Fair Good
Allstate $7,115 $5,174 $4,527
American Family $4,952 $3,386 $2,869
Farmers $5,309 $4,485 $4,264
GEICO $5,335 $2,590 $2,012
Liberty Mutual $3,214 $2,027 $1,611
Nationwide $3,326 $2,697 $2,358
Progressive $3,899 $3,318 $3,072
State Farm $3,745 $2,240 $1,736
Travelers $3,154 $2,568 $2,074
USAA $3,561 $2,451 $2,021

Buy Cheap Elmhurst, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elmhurst, Illinois auto insurance rates? Find out how car insurance rates in Elmhurst, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmhurst, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,524 $3,539 $3,700 $3,700 $9,366 $12,181 $4,242 $4,589
American Family $2,298 $2,298 $2,111 $2,111 $6,647 $9,154 $2,298 $2,972
Farmers $2,447 $2,443 $2,163 $2,298 $10,979 $11,445 $2,800 $2,914
GEICO $1,864 $1,931 $1,827 $2,063 $7,024 $7,271 $2,222 $2,298
Liberty Mutual $1,352 $1,455 $1,119 $1,252 $4,832 $5,377 $1,409 $1,475
Nationwide $1,771 $1,795 $1,582 $1,667 $4,936 $6,294 $2,071 $2,233
Progressive $1,946 $1,821 $1,612 $1,691 $7,345 $8,221 $2,312 $2,490
State Farm $1,512 $1,512 $1,372 $1,372 $4,917 $6,193 $1,718 $1,995
Travelers $1,597 $1,682 $1,478 $1,572 $4,858 $6,139 $1,689 $1,776
USAA $1,593 $1,610 $1,480 $1,443 $5,209 $5,726 $2,085 $2,275

Buy Cheap Elmhurst, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elmhurst can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elmhurst, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elmhurst, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,366 $12,181
American Family $6,647 $9,154
Farmers $10,979 $11,445
GEICO $7,024 $7,271
Liberty Mutual $4,832 $5,377
Nationwide $4,936 $6,294
Progressive $7,345 $8,221
State Farm $4,917 $6,193
Travelers $4,858 $6,139
USAA $5,209 $5,726

Buy Cheap Elmhurst, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Elmhurst, Illinois by comparing Elmhurst senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elmhurst, IL here.

Annual Auto Insurance Rates for Senior Drivers in Elmhurst, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,700 $3,700
American Family $2,111 $2,111
Farmers $2,163 $2,298
GEICO $1,827 $2,063
Liberty Mutual $1,119 $1,252
Nationwide $1,582 $1,667
Progressive $1,612 $1,691
State Farm $1,372 $1,372
Travelers $1,478 $1,572
USAA $1,480 $1,443

Find Cheap Auto Insurance Rates in Elmhurst, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elmhurst, Illinois auto insurance. Compare Elmhurst, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmhurst, Illinois

Insurance Company Low Medium High
Allstate $5,446 $5,600 $5,769
American Family $3,579 $3,873 $3,756
Farmers $4,439 $4,566 $5,053
GEICO $3,001 $3,309 $3,627
Liberty Mutual $2,146 $2,280 $2,427
Nationwide $2,762 $2,820 $2,799
Progressive $3,121 $3,413 $3,755
State Farm $2,421 $2,579 $2,720
Travelers $2,435 $2,596 $2,766
USAA $2,505 $2,677 $2,852

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Find Cheap Elmhurst, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elmhurst. Compare auto insurance rates in Elmhurst, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elmhurst, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,605 $5,605
American Family $3,689 $3,783
Farmers $4,686 $4,686
GEICO $3,257 $3,368
Liberty Mutual $2,284 $2,284
Nationwide $2,794 $2,794
Progressive $3,430 $3,430
State Farm $2,510 $2,638
Travelers $2,496 $2,701
USAA $2,603 $2,753

Find Cheap Elmhurst, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Elmhurst, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elmhurst, IL, take a look at the average cost for various violations versus rates for a clean driving record in Elmhurst.

Annual Elmhurst, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,932 $6,841 $6,402 $5,247
American Family $2,745 $3,901 $5,184 $3,113
Farmers $3,949 $5,112 $4,985 $4,698
GEICO $2,212 $3,417 $5,028 $2,593
Liberty Mutual $1,898 $2,714 $2,370 $2,154
Nationwide $2,264 $2,911 $3,410 $2,590
Progressive $2,819 $4,216 $3,128 $3,556
State Farm $2,329 $2,818 $2,574 $2,574
Travelers $2,064 $2,719 $3,024 $2,589
USAA $1,906 $2,748 $3,755 $2,303

Find Cheap Elmhurst, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elmhurst, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Elmhurst for less when you shop around and compare rates from multiple Elmhurst, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elmhurst, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,402
American Family $5,184
Farmers $4,985
GEICO $5,028
Liberty Mutual $2,370
Nationwide $3,410
Progressive $3,128
State Farm $2,574
Travelers $3,024
USAA $3,755

Winners by Category: Where to Buy Cheap Auto Insurance in Elmhurst, IL

Compare rates from the cheapest auto insurance companies in Elmhurst, IL for your needs. Take a look at how Elmhurst, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elmhurst, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Elmhurst, Illinois Auto Insurance Companies

If you’re looking for the cheapest Elmhurst, IL auto insurance companies overall, you can compare them here. Find the best price for Elmhurst, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Elmhurst, Illinois

Insurance Company Average Annual Rates
Allstate $5,605
American Family $3,736
Farmers $4,686
GEICO $3,312
Liberty Mutual $2,284
Nationwide $2,794
Progressive $3,430
State Farm $2,574
Travelers $2,599
USAA $2,678

What affects Elmhurst, Illinois auto insurance rates?

Local factors affect auto insurance rates in Elmhurst, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Elmhurst auto insurance rates.

Commute Times in Elmhurst

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elmhurst, IL is 30.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Elmhurst, IL

You can buy cheap Elmhurst, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elmhurst, Illinois auto insurance quotes from top companies.

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