Buy Cheap Elm Springs, AR Auto Insurance (2021)

Elm Springs, AR auto insurance rates average $319 a month. Minimum auto insurance requirements in Elm Springs, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Elm Springs, AR, compare Elm Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elm Springs, AR after a DUI are $4,604/year
  • Average auto insurance rates in Elm Springs, AR for teens drivers are $7,953/year
  • The most expensive auto insurance company in Elm Springs is Travelers

Finding affordable Elm Springs, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Elm Springs, AR auto insurance with confidence is right here. Auto insurance rates in Elm Springs are affected by local factors as well as personal ones like your driving record.

See how Elm Springs, AR car insurance rates compare to Little Rock auto insurance rates, Fort Smith auto insurance rates, and Fayetteville auto insurance rates before you read more about the cost of auto insurance in Elm Springs.

Don’t buy Elm Springs, AR auto insurance until you’ve compared rates. Get free Elm Springs, Arkansas auto insurance quotes when you enter your ZIP code above.

Elm Springs, AR Minimum Auto Insurance Requirements

The required auto insurance in Elm Springs, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Elm Springs, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Elm Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Elm Springs, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elm Springs, AR. Take a look at Elm Springs, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elm Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $5,980 $4,593 $3,728
Farmers $4,626 $3,888 $3,702
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,434 $3,567 $3,251
Progressive $5,514 $4,745 $4,429
State Farm $3,453 $2,082 $1,623
Travelers $6,635 $5,556 $5,198
USAA $2,775 $1,903 $1,626

Buy Cheap Elm Springs, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elm Springs, Arkansas auto insurance rates? Find out how car insurance rates in Elm Springs, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elm Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,681 $2,694 $2,400 $2,564 $9,842 $11,811 $2,949 $3,196
Farmers $2,192 $2,173 $1,958 $2,064 $9,355 $9,671 $2,517 $2,643
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,547 $2,593 $2,289 $2,416 $6,206 $7,893 $2,919 $3,143
Progressive $2,514 $2,358 $2,072 $2,175 $11,206 $12,582 $3,006 $3,255
State Farm $1,465 $1,465 $1,326 $1,326 $4,417 $5,532 $1,654 $1,904
Travelers $2,101 $2,136 $2,103 $2,104 $12,690 $20,402 $2,264 $2,572
USAA $1,286 $1,293 $1,199 $1,198 $4,118 $4,298 $1,649 $1,770

Buy Cheap Elm Springs, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elm Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elm Springs, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elm Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,842 $11,811
Farmers $9,355 $9,671
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,206 $7,893
Progressive $11,206 $12,582
State Farm $4,417 $5,532
Travelers $12,690 $20,402
USAA $4,118 $4,298

Buy Cheap Elm Springs, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Elm Springs, Arkansas by comparing Elm Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elm Springs, AR here.

Annual Auto Insurance Rates for Senior Drivers in Elm Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,400 $2,564
Farmers $1,958 $2,064
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,289 $2,416
Progressive $2,072 $2,175
State Farm $1,326 $1,326
Travelers $2,103 $2,104
USAA $1,199 $1,198

Find Cheap Auto Insurance Rates in Elm Springs, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elm Springs, Arkansas auto insurance. Compare Elm Springs, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elm Springs, Arkansas

Insurance Company Low Medium High
Allstate $4,637 $4,764 $4,900
Farmers $3,875 $4,031 $4,309
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,787 $3,680 $3,785
Progressive $4,480 $4,816 $5,391
State Farm $2,254 $2,383 $2,520
Travelers $5,501 $5,811 $6,077
USAA $2,012 $2,094 $2,198

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Find Cheap Elm Springs, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elm Springs. Compare auto insurance rates in Elm Springs, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elm Springs, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,767 $4,767
Farmers $4,072 $4,072
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,751 $3,751
Progressive $4,896 $4,896
State Farm $2,328 $2,444
Travelers $5,797 $5,797
USAA $2,043 $2,160

Find Cheap Elm Springs, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Elm Springs, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elm Springs, AR, take a look at the average cost for various violations versus rates for a clean driving record in Elm Springs.

Annual Elm Springs, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,924 $4,942 $5,503 $4,698
Farmers $3,436 $4,413 $4,314 $4,124
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,770 $5,091 $3,217
Progressive $4,210 $5,902 $4,429 $5,044
State Farm $2,177 $2,594 $2,386 $2,386
Travelers $4,851 $5,010 $7,374 $5,952
USAA $1,612 $2,050 $2,955 $1,789

Find Cheap Elm Springs, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elm Springs, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Elm Springs for less when you shop around and compare rates from multiple Elm Springs, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elm Springs, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,503
Farmers $4,314
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,091
Progressive $4,429
State Farm $2,386
Travelers $7,374
USAA $2,955

Winners by Category: Where to Buy Cheap Auto Insurance in Elm Springs, AR

Compare rates from the cheapest auto insurance companies in Elm Springs, AR for your needs. Take a look at how Elm Springs, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elm Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Elm Springs, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Elm Springs, AR auto insurance companies overall, you can compare them here. Find the best price for Elm Springs, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Elm Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $4,767
Farmers $4,072
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,751
Progressive $4,896
State Farm $2,386
Travelers $5,797
USAA $2,101

What affects Elm Springs, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Elm Springs, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Elm Springs auto insurance rates.

Commute Times in Elm Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elm Springs, AR is 19.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Elm Springs, AR

You can buy cheap Elm Springs, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elm Springs, Arkansas auto insurance quotes from top companies.

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