Buy Cheap Ellsworth, MI Auto Insurance (2022)

Ellsworth, MI auto insurance rates average $786 a month. Minimum auto insurance requirements in Ellsworth, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Ellsworth, MI, compare Ellsworth auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ellsworth is Allstate
  • Average auto insurance rates in Ellsworth, MI are $786/month
  • Average auto insurance rates in Ellsworth, MI after a DUI are $15,908/year

Finding affordable Ellsworth, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Ellsworth, MI auto insurance with confidence is right here. Auto insurance rates in Ellsworth are affected by local factors as well as personal ones like your driving record.

See how Ellsworth, MI car insurance rates compare to Troy auto insurance rates, Livonia auto insurance rates, and Warren auto insurance rates before you read more about the cost of auto insurance in Ellsworth.

Don’t buy Ellsworth, MI auto insurance until you’ve compared rates. Get free Ellsworth, Michigan auto insurance quotes when you enter your ZIP code above.

Ellsworth, MI Minimum Auto Insurance Requirements

The required auto insurance in Ellsworth, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Ellsworth, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Ellsworth, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Ellsworth, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ellsworth, MI. Take a look at Ellsworth, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ellsworth, Michigan

Insurance Company Poor Fair Good
Allstate $37,251 $20,462 $15,271
Farmers $5,765 $3,882 $3,593
GEICO $6,908 $5,082 $4,137
Liberty Mutual $28,338 $16,372 $9,047
Nationwide $8,198 $6,128 $5,194
Progressive $5,559 $4,681 $4,221
State Farm $16,798 $8,512 $5,788
Travelers $8,169 $7,922 $7,822
USAA $4,814 $2,759 $2,112

Buy Cheap Ellsworth, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ellsworth, Michigan auto insurance rates? Find out how car insurance rates in Ellsworth, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ellsworth, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,178 $18,178 $17,007 $17,007 $43,020 $43,020 $19,109 $19,109
Farmers $3,307 $3,307 $3,090 $3,090 $7,541 $7,541 $3,716 $3,716
GEICO $3,705 $3,705 $3,780 $3,780 $10,474 $10,474 $3,545 $3,545
Liberty Mutual $13,423 $13,423 $13,290 $13,290 $31,542 $31,542 $13,423 $13,423
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,848 $2,653 $2,519 $2,808 $10,335 $11,015 $3,313 $3,071
State Farm $6,359 $6,359 $5,858 $5,858 $21,794 $21,794 $7,453 $7,453
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,372 $2,255 $2,232 $2,115 $5,726 $5,456 $2,888 $2,781

Buy Cheap Ellsworth, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ellsworth can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ellsworth, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ellsworth, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,020 $43,020
Farmers $7,541 $7,541
GEICO $10,474 $10,474
Liberty Mutual $31,542 $31,542
Nationwide $12,064 $12,064
Progressive $10,335 $11,015
State Farm $21,794 $21,794
Travelers $16,137 $16,137
USAA $5,726 $5,456

Buy Cheap Ellsworth, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Ellsworth, Michigan by comparing Ellsworth senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ellsworth, MI here.

Annual Auto Insurance Rates for Senior Drivers in Ellsworth, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,007 $17,007
Farmers $3,090 $3,090
GEICO $3,780 $3,780
Liberty Mutual $13,290 $13,290
Nationwide $4,166 $4,166
Progressive $2,519 $2,808
State Farm $5,858 $5,858
Travelers $4,589 $4,589
USAA $2,232 $2,115

Find Cheap Auto Insurance Rates in Ellsworth, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ellsworth, Michigan auto insurance. Compare Ellsworth, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ellsworth, Michigan

Insurance Company Low Medium High
Allstate $23,774 $24,378 $24,834
Farmers $4,290 $4,403 $4,547
GEICO $5,040 $5,330 $5,758
Liberty Mutual $17,501 $17,878 $18,379
Nationwide $6,846 $6,388 $6,286
Progressive $4,682 $4,826 $4,952
State Farm $9,895 $10,424 $10,779
Travelers $7,889 $7,978 $8,047
USAA $3,130 $3,236 $3,318

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Find Cheap Ellsworth, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ellsworth. Compare auto insurance rates in Ellsworth, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ellsworth, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,328 $24,328
Farmers $4,413 $4,413
GEICO $5,254 $5,498
Liberty Mutual $17,304 $18,535
Nationwide $6,507 $6,507
Progressive $4,820 $4,820
State Farm $10,094 $10,638
Travelers $7,926 $8,017
USAA $3,191 $3,265

Find Cheap Ellsworth, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Ellsworth, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ellsworth, MI, take a look at the average cost for various violations versus rates for a clean driving record in Ellsworth.

Annual Ellsworth, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,781 $15,856 $53,166 $16,511
Farmers $3,712 $4,728 $4,663 $4,551
GEICO $1,894 $4,005 $12,106 $3,498
Liberty Mutual $12,457 $15,103 $28,109 $16,009
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,094 $5,362 $4,824 $5,001
State Farm $6,692 $7,970 $16,915 $9,887
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,604 $3,236 $4,237 $2,835

Find Cheap Ellsworth, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ellsworth, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Ellsworth for less when you shop around and compare rates from multiple Ellsworth, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ellsworth, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,166
Farmers $4,663
GEICO $12,106
Liberty Mutual $28,109
Nationwide $6,765
Progressive $4,824
State Farm $16,915
Travelers $12,382
USAA $4,237

Winners by Category: Where to Buy Cheap Auto Insurance in Ellsworth, MI

Compare rates from the cheapest auto insurance companies in Ellsworth, MI for your needs. Take a look at how Ellsworth, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ellsworth, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Ellsworth, Michigan Auto Insurance Companies

If you’re looking for the cheapest Ellsworth, MI auto insurance companies overall, you can compare them here. Find the best price for Ellsworth, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Ellsworth, Michigan

Insurance Company Average Annual Rates
Allstate $24,328
Farmers $4,413
GEICO $5,376
Liberty Mutual $17,919
Nationwide $6,507
Progressive $4,820
State Farm $10,366
Travelers $7,971
USAA $3,228

What affects Ellsworth, Michigan auto insurance rates?

Local factors affect auto insurance rates in Ellsworth, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Ellsworth auto insurance rates.

Commute Times in Ellsworth

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ellsworth, MI is 21.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Ellsworth, MI

You can buy cheap Ellsworth, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ellsworth, Michigan auto insurance quotes from top companies.

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