Buy Cheap Ellisburg, NY Auto Insurance (2022)

Ellisburg, NY auto insurance rates average $244 a month. Minimum auto insurance requirements in Ellisburg, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Ellisburg, NY, compare Ellisburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ellisburg after a DUI is Liberty Mutual
  • Average auto insurance rates in Ellisburg, NY are $244/month
  • Average auto insurance rates in Ellisburg, NY after a DUI are $3,871/year

Finding affordable Ellisburg, New York auto insurance can be challenging, but everything you need to know to buy cheap Ellisburg, NY auto insurance with confidence is right here. Auto insurance rates in Ellisburg are affected by local factors as well as personal ones like your driving record.

See how Ellisburg, NY car insurance rates compare to Mount Vernon auto insurance rates, Schenectady auto insurance rates, and Syracuse auto insurance rates before you read more about the cost of auto insurance in Ellisburg.

Don’t buy Ellisburg, NY auto insurance until you’ve compared rates. Get free Ellisburg, New York auto insurance quotes when you enter your ZIP code above.

Ellisburg, NY Minimum Auto Insurance Requirements

The required auto insurance in Ellisburg, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Ellisburg, New York is outlined here.

Minimum Required Auto Insurance Coverage in Ellisburg, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Ellisburg, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ellisburg, NY. Take a look at Ellisburg, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ellisburg, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,407 $1,769 $1,587
Liberty Mutual $6,171 $4,049 $3,042
Nationwide $2,555 $2,555 $2,555
Progressive $3,952 $2,062 $1,515
State Farm $4,337 $2,720 $2,159
Travelers $4,580 $2,888 $2,509
USAA $3,314 $1,686 $1,497

Buy Cheap Ellisburg, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ellisburg, New York auto insurance rates? Find out how car insurance rates in Ellisburg, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ellisburg, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,407 $1,356 $1,370 $1,350 $2,965 $4,347 $1,268 $1,306
Liberty Mutual $3,214 $3,214 $2,995 $2,995 $6,229 $10,094 $3,214 $3,413
Nationwide $1,948 $1,948 $1,842 $1,842 $3,400 $5,040 $1,948 $2,467
Progressive $1,535 $1,454 $1,250 $1,265 $5,036 $5,624 $1,977 $1,936
State Farm $1,928 $1,928 $1,679 $1,679 $5,663 $7,330 $2,117 $2,254
Travelers $2,390 $2,411 $2,183 $2,339 $5,531 $6,579 $2,533 $2,639
USAA $1,142 $1,120 $1,040 $1,037 $4,548 $5,410 $1,444 $1,585

Buy Cheap Ellisburg, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ellisburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ellisburg, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ellisburg, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,965 $4,347
Liberty Mutual $6,229 $10,094
Nationwide $3,400 $5,040
Progressive $5,036 $5,624
State Farm $5,663 $7,330
Travelers $5,531 $6,579
USAA $4,548 $5,410

Buy Cheap Ellisburg, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Ellisburg, New York by comparing Ellisburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ellisburg, NY here.

Annual Auto Insurance Rates for Senior Drivers in Ellisburg, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,370 $1,350
Liberty Mutual $2,995 $2,995
Nationwide $1,842 $1,842
Progressive $1,250 $1,265
State Farm $1,679 $1,679
Travelers $2,183 $2,339
USAA $1,040 $1,037

Find Cheap Auto Insurance Rates in Ellisburg, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ellisburg, New York auto insurance. Compare Ellisburg, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ellisburg, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,819 $1,914 $2,030
Liberty Mutual $4,235 $4,406 $4,622
Nationwide $2,410 $2,534 $2,720
Progressive $2,391 $2,497 $2,640
State Farm $2,921 $3,089 $3,207
Travelers $3,152 $3,291 $3,534
USAA $2,107 $2,156 $2,234

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Find Cheap Ellisburg, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ellisburg. Compare auto insurance rates in Ellisburg, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ellisburg, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,864 $1,978
Liberty Mutual $4,298 $4,544
Nationwide $2,555 $2,555
Progressive $2,510 $2,510
State Farm $2,967 $3,178
Travelers $3,326 $3,326
USAA $2,144 $2,187

Find Cheap Ellisburg, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Ellisburg, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ellisburg, NY, take a look at the average cost for various violations versus rates for a clean driving record in Ellisburg.

Annual Ellisburg, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,509 $1,644 $3,023 $1,509
Liberty Mutual $3,548 $3,548 $7,041 $3,548
Nationwide $1,964 $1,964 $4,282 $2,008
Progressive $2,444 $2,444 $2,692 $2,458
State Farm $2,929 $2,929 $3,216 $3,216
Travelers $2,849 $3,548 $3,599 $3,307
USAA $1,923 $1,954 $2,831 $1,954

Find Cheap Ellisburg, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ellisburg, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Ellisburg for less when you shop around and compare rates from multiple Ellisburg, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ellisburg, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,286
GEICO $3,023
Liberty Mutual $7,041
Nationwide $4,282
Progressive $2,692
State Farm $3,216
Travelers $3,599
USAA $2,831

Winners by Category: Where to Buy Cheap Auto Insurance in Ellisburg, NY

Compare rates from the cheapest auto insurance companies in Ellisburg, NY for your needs. Take a look at how Ellisburg, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ellisburg, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Ellisburg, New York Auto Insurance Companies

If you’re looking for the cheapest Ellisburg, NY auto insurance companies overall, you can compare them here. Find the best price for Ellisburg, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Ellisburg, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,921
Liberty Mutual $4,421
Nationwide $2,555
Progressive $2,510
State Farm $3,072
Travelers $3,326
USAA $2,166

What affects Ellisburg, New York auto insurance rates?

Local factors affect auto insurance rates in Ellisburg, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Ellisburg auto insurance rates.

Commute Times in Ellisburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ellisburg, NY is 21.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Ellisburg, NY

You can buy cheap Ellisburg, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ellisburg, New York auto insurance quotes from top companies.

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