Buy Cheap Elkton, OH Auto Insurance (2021)

Elkton, OH auto insurance rates average $226 a month. Minimum auto insurance requirements in Elkton, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Elkton, OH, compare Elkton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elkton, OH after a DUI are $3,147/year
  • Average auto insurance rates in Elkton, OH for teens drivers are $5,615/year
  • The most expensive auto insurance company in Elkton after a DUI is Liberty Mutual

Finding affordable Elkton, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Elkton, OH auto insurance with confidence is right here. Auto insurance rates in Elkton are affected by local factors as well as personal ones like your driving record.

See how Elkton, OH car insurance rates compare to Lorain auto insurance rates, Dayton auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Elkton.

Don’t buy Elkton, OH auto insurance until you’ve compared rates. Get free Elkton, Ohio auto insurance quotes when you enter your ZIP code above.

Elkton, OH Minimum Auto Insurance Requirements

The required auto insurance in Elkton, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Elkton, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Elkton, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Elkton, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elkton, OH. Take a look at Elkton, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elkton, Ohio

Insurance Company Poor Fair Good
Allstate $3,805 $2,765 $2,315
American Family $2,066 $1,407 $1,192
Farmers $4,036 $3,403 $3,240
GEICO $2,015 $1,683 $1,350
Liberty Mutual $6,261 $3,830 $3,004
Nationwide $3,463 $2,794 $2,363
Progressive $3,719 $3,210 $2,998
State Farm $3,341 $2,065 $1,628
Travelers $3,333 $2,901 $2,710
USAA $2,008 $1,421 $1,212

Buy Cheap Elkton, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elkton, Ohio auto insurance rates? Find out how car insurance rates in Elkton, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elkton, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,998 $1,998 $1,796 $1,921 $5,414 $6,194 $2,110 $2,261
American Family $963 $1,001 $882 $887 $3,000 $3,261 $1,190 $1,255
Farmers $1,892 $1,889 $1,668 $1,758 $8,304 $8,621 $2,123 $2,222
GEICO $1,220 $1,186 $1,150 $1,164 $3,237 $3,007 $1,353 $1,145
Liberty Mutual $2,055 $2,247 $1,580 $1,926 $10,577 $11,954 $2,189 $2,393
Nationwide $1,924 $1,934 $1,739 $1,751 $4,887 $6,295 $2,061 $2,395
Progressive $1,713 $1,617 $1,425 $1,472 $7,557 $8,516 $2,051 $2,120
State Farm $1,412 $1,412 $1,262 $1,262 $4,385 $5,513 $1,639 $1,876
Travelers $1,376 $1,398 $1,365 $1,359 $5,917 $9,364 $1,433 $1,637
USAA $943 $952 $894 $896 $2,871 $3,201 $1,262 $1,358

Buy Cheap Elkton, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elkton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elkton, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elkton, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,414 $6,194
American Family $3,000 $3,261
Farmers $8,304 $8,621
GEICO $3,237 $3,007
Liberty Mutual $10,577 $11,954
Nationwide $4,887 $6,295
Progressive $7,557 $8,516
State Farm $4,385 $5,513
Travelers $5,917 $9,364
USAA $2,871 $3,201

Buy Cheap Elkton, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Elkton, Ohio by comparing Elkton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elkton, OH here.

Annual Auto Insurance Rates for Senior Drivers in Elkton, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,796 $1,921
American Family $882 $887
Farmers $1,668 $1,758
GEICO $1,150 $1,164
Liberty Mutual $1,580 $1,926
Nationwide $1,739 $1,751
Progressive $1,425 $1,472
State Farm $1,262 $1,262
Travelers $1,365 $1,359
USAA $894 $896

Find Cheap Auto Insurance Rates in Elkton, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elkton, Ohio auto insurance. Compare Elkton, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elkton, Ohio

Insurance Company Low Medium High
Allstate $2,871 $2,956 $3,058
American Family $1,524 $1,567 $1,574
Farmers $3,378 $3,505 $3,796
GEICO $1,625 $1,674 $1,749
Liberty Mutual $4,197 $4,388 $4,511
Nationwide $3,170 $2,786 $2,664
Progressive $3,180 $3,281 $3,466
State Farm $2,229 $2,352 $2,454
Travelers $2,895 $3,022 $3,026
USAA $1,472 $1,546 $1,624

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Find Cheap Elkton, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elkton. Compare auto insurance rates in Elkton, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elkton, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,962 $2,962
American Family $1,536 $1,574
Farmers $3,560 $3,560
GEICO $1,653 $1,713
Liberty Mutual $4,365 $4,365
Nationwide $2,873 $2,873
Progressive $3,309 $3,309
State Farm $2,287 $2,403
Travelers $2,981 $2,981
USAA $1,486 $1,608

Find Cheap Elkton, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Elkton, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elkton, OH, take a look at the average cost for various violations versus rates for a clean driving record in Elkton.

Annual Elkton, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,503 $3,014 $3,511 $2,819
American Family $1,489 $1,577 $1,577 $1,577
Farmers $2,935 $3,778 $3,685 $3,841
GEICO $1,146 $1,646 $2,384 $1,555
Liberty Mutual $3,669 $4,704 $4,811 $4,276
Nationwide $2,307 $2,928 $3,709 $2,549
Progressive $2,854 $3,875 $3,039 $3,467
State Farm $2,138 $2,552 $2,345 $2,345
Travelers $2,198 $2,860 $4,314 $2,552
USAA $1,186 $1,588 $2,100 $1,315

Find Cheap Elkton, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elkton, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Elkton for less when you shop around and compare rates from multiple Elkton, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elkton, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,511
American Family $1,577
Farmers $3,685
GEICO $2,384
Liberty Mutual $4,811
Nationwide $3,709
Progressive $3,039
State Farm $2,345
Travelers $4,314
USAA $2,100

Winners by Category: Where to Buy Cheap Auto Insurance in Elkton, OH

Compare rates from the cheapest auto insurance companies in Elkton, OH for your needs. Take a look at how Elkton, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elkton, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Elkton, Ohio Auto Insurance Companies

If you’re looking for the cheapest Elkton, OH auto insurance companies overall, you can compare them here. Find the best price for Elkton, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Elkton, Ohio

Insurance Company Average Annual Rates
Allstate $2,962
American Family $1,555
Farmers $3,560
GEICO $1,683
Liberty Mutual $4,365
Nationwide $2,873
Progressive $3,309
State Farm $2,345
Travelers $2,981
USAA $1,547

What affects Elkton, Ohio auto insurance rates?

Local factors affect auto insurance rates in Elkton, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Elkton auto insurance rates.

Commute Times in Elkton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elkton, OH is 37.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Elkton, OH

You can buy cheap Elkton, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elkton, Ohio auto insurance quotes from top companies.

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