Buy Cheap Elkins, AR Auto Insurance (2021)

Elkins, AR auto insurance rates average $320 a month. Minimum auto insurance requirements in Elkins, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Elkins, AR, compare Elkins auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elkins, AR for teens drivers are $7,942/year
  • The most expensive auto insurance company in Elkins after a DUI is Travelers
  • The most expensive auto insurance company in Elkins is Travelers

Finding affordable Elkins, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Elkins, AR auto insurance with confidence is right here. Auto insurance rates in Elkins are affected by local factors as well as personal ones like your driving record.

See how Elkins, AR car insurance rates compare to Little Rock auto insurance rates, Rogers auto insurance rates, and Fort Smith auto insurance rates before you read more about the cost of auto insurance in Elkins.

Don’t buy Elkins, AR auto insurance until you’ve compared rates. Get free Elkins, Arkansas auto insurance quotes when you enter your ZIP code above.

Elkins, AR Minimum Auto Insurance Requirements

The required auto insurance in Elkins, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Elkins, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Elkins, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Elkins, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elkins, AR. Take a look at Elkins, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elkins, Arkansas

Insurance Company Poor Fair Good
Allstate $5,872 $4,506 $3,659
Farmers $4,477 $3,761 $3,582
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,434 $3,567 $3,251
Progressive $5,504 $4,734 $4,418
State Farm $3,851 $2,320 $1,807
Travelers $6,669 $5,578 $5,216
USAA $2,873 $1,955 $1,664

Buy Cheap Elkins, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elkins, Arkansas auto insurance rates? Find out how car insurance rates in Elkins, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elkins, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,642 $2,656 $2,363 $2,524 $9,629 $11,553 $2,909 $3,156
Farmers $2,117 $2,103 $1,890 $1,994 $9,063 $9,381 $2,426 $2,546
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,547 $2,593 $2,289 $2,416 $6,206 $7,893 $2,919 $3,143
Progressive $2,507 $2,354 $2,063 $2,168 $11,178 $12,559 $2,999 $3,255
State Farm $1,694 $1,694 $1,506 $1,506 $4,775 $6,003 $1,905 $2,190
Travelers $2,137 $2,174 $2,132 $2,132 $12,710 $20,348 $2,301 $2,635
USAA $1,337 $1,352 $1,237 $1,248 $4,175 $4,379 $1,724 $1,860

Buy Cheap Elkins, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elkins can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elkins, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elkins, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,629 $11,553
Farmers $9,063 $9,381
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,206 $7,893
Progressive $11,178 $12,559
State Farm $4,775 $6,003
Travelers $12,710 $20,348
USAA $4,175 $4,379

Buy Cheap Elkins, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Elkins, Arkansas by comparing Elkins senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elkins, AR here.

Annual Auto Insurance Rates for Senior Drivers in Elkins, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,363 $2,524
Farmers $1,890 $1,994
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,289 $2,416
Progressive $2,063 $2,168
State Farm $1,506 $1,506
Travelers $2,132 $2,132
USAA $1,237 $1,248

Find Cheap Auto Insurance Rates in Elkins, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elkins, Arkansas auto insurance. Compare Elkins, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elkins, Arkansas

Insurance Company Low Medium High
Allstate $4,549 $4,676 $4,812
Farmers $3,735 $3,897 $4,188
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,787 $3,680 $3,785
Progressive $4,475 $4,803 $5,378
State Farm $2,545 $2,656 $2,776
Travelers $5,560 $5,837 $6,066
USAA $2,083 $2,157 $2,252

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Find Cheap Elkins, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elkins. Compare auto insurance rates in Elkins, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elkins, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,679 $4,679
Farmers $3,940 $3,940
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,751 $3,751
Progressive $4,885 $4,885
State Farm $2,597 $2,721
Travelers $5,821 $5,821
USAA $2,102 $2,226

Find Cheap Elkins, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Elkins, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elkins, AR, take a look at the average cost for various violations versus rates for a clean driving record in Elkins.

Annual Elkins, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,855 $4,851 $5,398 $4,612
Farmers $3,327 $4,272 $4,175 $3,986
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,770 $5,091 $3,217
Progressive $4,200 $5,889 $4,418 $5,034
State Farm $2,448 $2,871 $2,659 $2,659
Travelers $4,872 $5,032 $7,399 $5,982
USAA $1,663 $2,104 $3,044 $1,845

Find Cheap Elkins, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elkins, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Elkins for less when you shop around and compare rates from multiple Elkins, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elkins, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,398
Farmers $4,175
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,091
Progressive $4,418
State Farm $2,659
Travelers $7,399
USAA $3,044

Winners by Category: Where to Buy Cheap Auto Insurance in Elkins, AR

Compare rates from the cheapest auto insurance companies in Elkins, AR for your needs. Take a look at how Elkins, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elkins, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Elkins, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Elkins, AR auto insurance companies overall, you can compare them here. Find the best price for Elkins, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Elkins, Arkansas

Insurance Company Average Annual Rates
Allstate $4,679
Farmers $3,940
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,751
Progressive $4,885
State Farm $2,659
Travelers $5,821
USAA $2,164

What affects Elkins, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Elkins, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Elkins auto insurance rates.

Commute Times in Elkins

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elkins, AR is 28.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Elkins, AR

You can buy cheap Elkins, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elkins, Arkansas auto insurance quotes from top companies.

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