Buy Cheap Elkader, IA Auto Insurance (2021)

Elkader, IA auto insurance rates average $242 a month. Minimum auto insurance requirements in Elkader, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Elkader, IA, compare Elkader auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elkader, IA are $242/month
  • Average auto insurance rates in Elkader, IA after a DUI are $3,487/year
  • The most expensive auto insurance company in Elkader after a DUI is Travelers

Finding affordable Elkader, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Elkader, IA auto insurance with confidence is right here. Auto insurance rates in Elkader are affected by local factors as well as personal ones like your driving record.

See how Elkader, IA car insurance rates compare to Davenport auto insurance rates, Sioux City auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Elkader.

Don’t buy Elkader, IA auto insurance until you’ve compared rates. Get free Elkader, Iowa auto insurance quotes when you enter your ZIP code above.

Elkader, IA Minimum Auto Insurance Requirements

The required auto insurance in Elkader, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Elkader, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Elkader, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Elkader, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elkader, IA. Take a look at Elkader, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elkader, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,950 $2,903 $2,439
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $3,188 $2,543 $2,291
State Farm $3,312 $2,048 $1,615
Travelers $5,018 $4,275 $4,071
USAA $2,445 $1,677 $1,452

Buy Cheap Elkader, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elkader, Iowa auto insurance rates? Find out how car insurance rates in Elkader, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elkader, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,941 $1,891 $1,598 $1,649 $4,423 $5,012 $2,343 $2,533
State Farm $1,561 $1,561 $1,354 $1,354 $3,974 $5,071 $1,749 $1,979
Travelers $2,057 $2,102 $1,980 $1,990 $8,809 $14,021 $2,133 $2,546
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Buy Cheap Elkader, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elkader can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elkader, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elkader, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,322 $7,474
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,423 $5,012
State Farm $3,974 $5,071
Travelers $8,809 $14,021
USAA $3,352 $3,562

Buy Cheap Elkader, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Elkader, Iowa by comparing Elkader senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elkader, IA here.

Annual Auto Insurance Rates for Senior Drivers in Elkader, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,787 $1,787
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,598 $1,649
State Farm $1,354 $1,354
Travelers $1,980 $1,990
USAA $1,139 $1,163

Find Cheap Auto Insurance Rates in Elkader, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elkader, Iowa auto insurance. Compare Elkader, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elkader, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,116 $3,269 $2,906
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,552 $2,680 $2,789
State Farm $2,229 $2,336 $2,411
Travelers $4,208 $4,521 $4,635
USAA $1,768 $1,863 $1,942

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Find Cheap Elkader, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elkader. Compare auto insurance rates in Elkader, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elkader, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $3,061 $3,133
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,674 $2,674
State Farm $2,270 $2,381
Travelers $4,455 $4,455
USAA $1,790 $1,925

Find Cheap Elkader, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Elkader, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elkader, IA, take a look at the average cost for various violations versus rates for a clean driving record in Elkader.

Annual Elkader, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,236 $3,271 $4,251 $2,630
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,160 $3,492 $2,337 $2,707
State Farm $2,169 $2,481 $2,325 $2,325
Travelers $3,267 $4,326 $5,773 $4,452
USAA $1,420 $1,903 $2,478 $1,630

Find Cheap Elkader, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elkader, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Elkader for less when you shop around and compare rates from multiple Elkader, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elkader, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,288
American Family $4,251
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,337
State Farm $2,325
Travelers $5,773
USAA $2,478

Winners by Category: Where to Buy Cheap Auto Insurance in Elkader, IA

Compare rates from the cheapest auto insurance companies in Elkader, IA for your needs. Take a look at how Elkader, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elkader, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Elkader, Iowa Auto Insurance Companies

If you’re looking for the cheapest Elkader, IA auto insurance companies overall, you can compare them here. Find the best price for Elkader, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Elkader, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,097
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,674
State Farm $2,325
Travelers $4,455
USAA $1,858

What affects Elkader, Iowa auto insurance rates?

Local factors affect auto insurance rates in Elkader, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Elkader auto insurance rates.

Commute Times in Elkader

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elkader, IA is 18.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Elkader, IA

You can buy cheap Elkader, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elkader, Iowa auto insurance quotes from top companies.

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