Buy Cheap Elk Run Heights, IA Auto Insurance (2021)

Elk Run Heights, IA auto insurance rates average $239 a month. Minimum auto insurance requirements in Elk Run Heights, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Elk Run Heights, IA, compare Elk Run Heights auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Elk Run Heights after a DUI is Travelers
  • Average auto insurance rates in Elk Run Heights, IA for teens drivers are $5,514/year
  • Average auto insurance rates in Elk Run Heights, IA after a DUI are $3,452/year

Finding affordable Elk Run Heights, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Elk Run Heights, IA auto insurance with confidence is right here. Auto insurance rates in Elk Run Heights are affected by local factors as well as personal ones like your driving record.

See how Elk Run Heights, IA car insurance rates compare to Waterloo auto insurance rates, Ankeny auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Elk Run Heights.

Don’t buy Elk Run Heights, IA auto insurance until you’ve compared rates. Get free Elk Run Heights, Iowa auto insurance quotes when you enter your ZIP code above.

Elk Run Heights, IA Minimum Auto Insurance Requirements

The required auto insurance in Elk Run Heights, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Elk Run Heights, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Elk Run Heights, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Elk Run Heights, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elk Run Heights, IA. Take a look at Elk Run Heights, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elk Run Heights, Iowa

Insurance Company Poor Fair Good
Allstate $3,415 $2,715 $2,443
American Family $3,527 $2,591 $2,189
Farmers $2,709 $2,249 $2,129
GEICO $3,156 $2,623 $2,091
Liberty Mutual $5,610 $3,496 $2,748
Nationwide $3,084 $2,436 $2,129
Progressive $2,979 $2,428 $2,208
State Farm $3,396 $2,100 $1,656
Travelers $5,217 $4,471 $4,266
USAA $2,541 $1,747 $1,514

Buy Cheap Elk Run Heights, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elk Run Heights, Iowa auto insurance rates? Find out how car insurance rates in Elk Run Heights, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Run Heights, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,875 $1,795 $1,671 $1,700 $5,498 $6,204 $2,033 $2,088
American Family $1,767 $1,767 $1,588 $1,588 $4,841 $6,713 $1,767 $2,119
Farmers $1,449 $1,478 $1,297 $1,423 $4,444 $4,747 $1,967 $2,095
GEICO $2,101 $1,886 $1,928 $1,782 $4,954 $4,599 $1,950 $1,786
Liberty Mutual $1,820 $1,968 $1,617 $1,962 $9,375 $10,542 $2,061 $2,265
Nationwide $1,741 $1,778 $1,556 $1,650 $4,172 $5,353 $1,990 $2,154
Progressive $1,744 $1,666 $1,442 $1,497 $4,507 $5,077 $2,099 $2,274
State Farm $1,465 $1,465 $1,316 $1,316 $4,408 $5,534 $1,657 $1,914
Travelers $2,044 $2,082 $2,010 $2,011 $9,412 $15,034 $2,137 $2,481
USAA $1,284 $1,296 $1,179 $1,198 $3,531 $3,742 $1,541 $1,701

Buy Cheap Elk Run Heights, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elk Run Heights can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elk Run Heights, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elk Run Heights, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,498 $6,204
American Family $4,841 $6,713
Farmers $4,444 $4,747
GEICO $4,954 $4,599
Liberty Mutual $9,375 $10,542
Nationwide $4,172 $5,353
Progressive $4,507 $5,077
State Farm $4,408 $5,534
Travelers $9,412 $15,034
USAA $3,531 $3,742

Buy Cheap Elk Run Heights, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Elk Run Heights, Iowa by comparing Elk Run Heights senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elk Run Heights, IA here.

Annual Auto Insurance Rates for Senior Drivers in Elk Run Heights, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,671 $1,700
American Family $1,588 $1,588
Farmers $1,297 $1,423
GEICO $1,928 $1,782
Liberty Mutual $1,617 $1,962
Nationwide $1,556 $1,650
Progressive $1,442 $1,497
State Farm $1,316 $1,316
Travelers $2,010 $2,011
USAA $1,179 $1,198

Find Cheap Auto Insurance Rates in Elk Run Heights, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elk Run Heights, Iowa auto insurance. Compare Elk Run Heights, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk Run Heights, Iowa

Insurance Company Low Medium High
Allstate $2,739 $2,862 $2,973
American Family $2,758 $2,924 $2,625
Farmers $2,255 $2,370 $2,462
GEICO $2,460 $2,625 $2,786
Liberty Mutual $3,781 $3,944 $4,128
Nationwide $2,640 $2,546 $2,462
Progressive $2,390 $2,550 $2,674
State Farm $2,245 $2,402 $2,506
Travelers $4,355 $4,723 $4,876
USAA $1,838 $1,940 $2,024

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Find Cheap Elk Run Heights, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elk Run Heights. Compare auto insurance rates in Elk Run Heights, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elk Run Heights, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,790 $2,926
American Family $2,737 $2,801
Farmers $2,362 $2,362
GEICO $2,578 $2,669
Liberty Mutual $3,951 $3,951
Nationwide $2,549 $2,549
Progressive $2,538 $2,538
State Farm $2,327 $2,442
Travelers $4,651 $4,651
USAA $1,863 $2,005

Find Cheap Elk Run Heights, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Elk Run Heights, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elk Run Heights, IA, take a look at the average cost for various violations versus rates for a clean driving record in Elk Run Heights.

Annual Elk Run Heights, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,422 $2,942 $3,354 $2,714
American Family $1,998 $2,937 $3,795 $2,346
Farmers $2,014 $2,496 $2,536 $2,404
GEICO $1,937 $2,778 $3,701 $2,079
Liberty Mutual $3,407 $4,235 $4,295 $3,867
Nationwide $1,860 $2,650 $3,591 $2,096
Progressive $2,033 $3,368 $2,208 $2,544
State Farm $2,178 $2,591 $2,384 $2,384
Travelers $3,378 $4,529 $6,070 $4,629
USAA $1,474 $1,984 $2,583 $1,694

Find Cheap Elk Run Heights, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elk Run Heights, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Elk Run Heights for less when you shop around and compare rates from multiple Elk Run Heights, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elk Run Heights, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,354
American Family $3,795
Farmers $2,536
GEICO $3,701
Liberty Mutual $4,295
Nationwide $3,591
Progressive $2,208
State Farm $2,384
Travelers $6,070
USAA $2,583

Winners by Category: Where to Buy Cheap Auto Insurance in Elk Run Heights, IA

Compare rates from the cheapest auto insurance companies in Elk Run Heights, IA for your needs. Take a look at how Elk Run Heights, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elk Run Heights, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Elk Run Heights, Iowa Auto Insurance Companies

If you’re looking for the cheapest Elk Run Heights, IA auto insurance companies overall, you can compare them here. Find the best price for Elk Run Heights, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Elk Run Heights, Iowa

Insurance Company Average Annual Rates
Allstate $2,858
American Family $2,769
Farmers $2,362
GEICO $2,623
Liberty Mutual $3,951
Nationwide $2,549
Progressive $2,538
State Farm $2,384
Travelers $4,651
USAA $1,934

What affects Elk Run Heights, Iowa auto insurance rates?

Local factors affect auto insurance rates in Elk Run Heights, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Elk Run Heights auto insurance rates.

Commute Times in Elk Run Heights

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elk Run Heights, IA is 17.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Elk Run Heights, IA

You can buy cheap Elk Run Heights, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elk Run Heights, Iowa auto insurance quotes from top companies.

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