Buy Cheap Elk Horn, IA Auto Insurance (2021)

Elk Horn, IA auto insurance rates average $251 a month. Minimum auto insurance requirements in Elk Horn, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Elk Horn, IA, compare Elk Horn auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elk Horn, IA after a DUI are $3,632/year
  • Average auto insurance rates in Elk Horn, IA for teens drivers are $5,687/year
  • The most expensive auto insurance company in Elk Horn after a DUI is Travelers

Finding affordable Elk Horn, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Elk Horn, IA auto insurance with confidence is right here. Auto insurance rates in Elk Horn are affected by local factors as well as personal ones like your driving record.

See how Elk Horn, IA car insurance rates compare to Ankeny auto insurance rates, Waterloo auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Elk Horn.

Don’t buy Elk Horn, IA auto insurance until you’ve compared rates. Get free Elk Horn, Iowa auto insurance quotes when you enter your ZIP code above.

Elk Horn, IA Minimum Auto Insurance Requirements

The required auto insurance in Elk Horn, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Elk Horn, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Elk Horn, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Elk Horn, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elk Horn, IA. Take a look at Elk Horn, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elk Horn, Iowa

Insurance Company Poor Fair Good
Allstate $3,861 $3,069 $2,757
American Family $3,960 $2,910 $2,445
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,043 $2,382 $2,087
Progressive $2,871 $2,302 $2,077
State Farm $3,218 $1,990 $1,570
Travelers $6,273 $5,341 $5,083
USAA $2,538 $1,734 $1,499

Buy Cheap Elk Horn, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elk Horn, Iowa auto insurance rates? Find out how car insurance rates in Elk Horn, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Horn, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,126 $2,041 $1,886 $1,920 $6,188 $6,969 $2,317 $2,385
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,741 $1,789 $1,551 $1,657 $4,001 $5,180 $1,971 $2,144
Progressive $1,736 $1,683 $1,432 $1,481 $4,063 $4,594 $2,090 $2,253
State Farm $1,481 $1,481 $1,296 $1,296 $3,949 $5,014 $1,664 $1,893
Travelers $2,567 $2,623 $2,477 $2,486 $11,028 $17,492 $2,665 $3,184
USAA $1,301 $1,324 $1,186 $1,221 $3,408 $3,641 $1,569 $1,739

Buy Cheap Elk Horn, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elk Horn can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elk Horn, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elk Horn, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,188 $6,969
American Family $5,344 $7,497
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,001 $5,180
Progressive $4,063 $4,594
State Farm $3,949 $5,014
Travelers $11,028 $17,492
USAA $3,408 $3,641

Buy Cheap Elk Horn, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Elk Horn, Iowa by comparing Elk Horn senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elk Horn, IA here.

Annual Auto Insurance Rates for Senior Drivers in Elk Horn, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,886 $1,920
American Family $1,790 $1,790
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,551 $1,657
Progressive $1,432 $1,481
State Farm $1,296 $1,296
Travelers $2,477 $2,486
USAA $1,186 $1,221

Find Cheap Auto Insurance Rates in Elk Horn, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elk Horn, Iowa auto insurance. Compare Elk Horn, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk Horn, Iowa

Insurance Company Low Medium High
Allstate $3,110 $3,233 $3,344
American Family $3,125 $3,277 $2,913
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,617 $2,491 $2,405
Progressive $2,287 $2,424 $2,538
State Farm $2,156 $2,271 $2,351
Travelers $5,263 $5,648 $5,785
USAA $1,832 $1,929 $2,010

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Find Cheap Elk Horn, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elk Horn. Compare auto insurance rates in Elk Horn, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elk Horn, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,152 $3,306
American Family $3,069 $3,141
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,504 $2,504
Progressive $2,416 $2,416
State Farm $2,205 $2,314
Travelers $5,565 $5,565
USAA $1,853 $1,994

Find Cheap Elk Horn, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Elk Horn, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elk Horn, IA, take a look at the average cost for various violations versus rates for a clean driving record in Elk Horn.

Annual Elk Horn, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,742 $3,324 $3,781 $3,068
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,811 $2,604 $3,552 $2,050
Progressive $1,949 $3,164 $2,112 $2,440
State Farm $2,096 $2,423 $2,259 $2,259
Travelers $4,070 $5,402 $7,221 $5,568
USAA $1,474 $1,968 $2,562 $1,690

Find Cheap Elk Horn, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elk Horn, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Elk Horn for less when you shop around and compare rates from multiple Elk Horn, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elk Horn, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,781
American Family $4,262
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,552
Progressive $2,112
State Farm $2,259
Travelers $7,221
USAA $2,562

Winners by Category: Where to Buy Cheap Auto Insurance in Elk Horn, IA

Compare rates from the cheapest auto insurance companies in Elk Horn, IA for your needs. Take a look at how Elk Horn, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elk Horn, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Elk Horn, Iowa Auto Insurance Companies

If you’re looking for the cheapest Elk Horn, IA auto insurance companies overall, you can compare them here. Find the best price for Elk Horn, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Elk Horn, Iowa

Insurance Company Average Annual Rates
Allstate $3,229
American Family $3,105
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,504
Progressive $2,416
State Farm $2,259
Travelers $5,565
USAA $1,924

What affects Elk Horn, Iowa auto insurance rates?

Local factors affect auto insurance rates in Elk Horn, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Elk Horn auto insurance rates.

Commute Times in Elk Horn

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elk Horn, IA is 18.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Elk Horn, IA

You can buy cheap Elk Horn, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elk Horn, Iowa auto insurance quotes from top companies.

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