Buy Cheap Elk Grove, CA Auto Insurance (2021)

Elk Grove, CA auto insurance rates average $317 a month. Minimum auto insurance requirements in Elk Grove, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Elk Grove, CA, compare Elk Grove auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Elk Grove is Farmers
  • Average auto insurance rates in Elk Grove, CA for teens drivers are $6,411/year
  • The most expensive auto insurance company in Elk Grove after a DUI is Allstate

Finding affordable Elk Grove, California auto insurance can be challenging, but everything you need to know to buy cheap Elk Grove, CA auto insurance with confidence is right here. Auto insurance rates in Elk Grove are affected by local factors as well as personal ones like your driving record.

See how Elk Grove, CA car insurance rates compare to Fresno auto insurance rates, Los Angeles auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Elk Grove.

Don’t buy Elk Grove, CA auto insurance until you’ve compared rates. Get free Elk Grove, California auto insurance quotes when you enter your ZIP code above.

Elk Grove, CA Minimum Auto Insurance Requirements

The required auto insurance in Elk Grove, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Elk Grove, California is outlined here.

Minimum Required Auto Insurance Coverage in Elk Grove, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Elk Grove, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elk Grove, California auto insurance rates? Find out how car insurance rates in Elk Grove, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Grove, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,220 $3,221 $2,337 $2,360 $8,941 $11,244 $4,118 $4,520
Farmers $2,764 $2,764 $2,495 $2,495 $8,791 $14,364 $3,273 $3,643
GEICO $1,649 $1,651 $1,552 $1,552 $5,002 $5,086 $2,366 $2,420
Liberty Mutual $2,573 $2,435 $2,387 $2,313 $5,608 $5,971 $2,901 $2,927
Nationwide $3,391 $3,238 $2,975 $2,805 $8,573 $9,492 $4,036 $3,983
Progressive $1,696 $1,744 $1,459 $1,723 $4,567 $5,489 $2,458 $2,641
State Farm $3,539 $3,539 $3,163 $3,163 $6,533 $8,115 $3,917 $4,037
Travelers $2,536 $2,454 $2,237 $2,214 $5,252 $5,981 $3,292 $3,225
USAA $1,940 $1,838 $1,893 $1,900 $4,428 $4,448 $2,681 $2,534

Buy Cheap Elk Grove, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elk Grove can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elk Grove, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elk Grove, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,941 $11,244
Farmers $8,791 $14,364
GEICO $5,002 $5,086
Liberty Mutual $5,608 $5,971
Nationwide $8,573 $9,492
Progressive $4,567 $5,489
State Farm $6,533 $8,115
Travelers $5,252 $5,981
USAA $4,428 $4,448

Buy Cheap Elk Grove, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Elk Grove, California by comparing Elk Grove senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elk Grove, CA here.

Annual Auto Insurance Rates for Senior Drivers in Elk Grove, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,337 $2,360
Farmers $2,495 $2,495
GEICO $1,552 $1,552
Liberty Mutual $2,387 $2,313
Nationwide $2,975 $2,805
Progressive $1,459 $1,723
State Farm $3,163 $3,163
Travelers $2,237 $2,214
USAA $1,893 $1,900

Find Cheap Auto Insurance Rates in Elk Grove, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elk Grove, California auto insurance. Compare Elk Grove, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk Grove, California

Insurance Company Low Medium High
Allstate $4,707 $5,041 $5,237
Farmers $4,710 $5,114 $5,397
GEICO $2,412 $2,691 $2,877
Liberty Mutual $3,165 $3,418 $3,585
Nationwide $4,285 $4,897 $5,253
Progressive $2,408 $2,809 $2,949
State Farm $4,030 $4,582 $4,889
Travelers $2,949 $3,492 $3,755
USAA $2,451 $2,761 $2,911

Find Cheap Elk Grove, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elk Grove. Compare auto insurance rates in Elk Grove, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elk Grove, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,498 $5,492
Farmers $4,603 $5,544
GEICO $2,416 $2,904
Liberty Mutual $3,110 $3,668
Nationwide $4,250 $5,373
Progressive $2,471 $2,973
State Farm $4,336 $4,665
Travelers $3,058 $3,740
USAA $2,495 $2,921

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Elk Grove, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Elk Grove, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Elk Grove, CA to see how much where you live in Elk Grove affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Elk Grove, California

ZIP Code Average Annual Rates
95624 $5,323
95757 $5,092
95758 $5,227

Find Cheap Elk Grove, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Elk Grove, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elk Grove, CA, take a look at the average cost for various violations versus rates for a clean driving record in Elk Grove.

Annual Elk Grove, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,003 $5,061 $7,971 $3,944
Farmers $3,755 $5,109 $6,359 $5,071
GEICO $1,861 $2,867 $3,603 $2,309
Liberty Mutual $2,942 $3,942 $3,557 $3,117
Nationwide $3,354 $4,304 $7,283 $4,304
Progressive $1,777 $3,031 $3,519 $2,561
State Farm $3,213 $3,831 $7,231 $3,728
Travelers $2,264 $3,699 $4,293 $3,339
USAA $1,799 $2,677 $4,385 $1,970

Find Cheap Elk Grove, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elk Grove, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Elk Grove for less when you shop around and compare rates from multiple Elk Grove, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elk Grove, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,971
Farmers $6,359
GEICO $3,603
Liberty Mutual $3,557
Nationwide $7,283
Progressive $3,519
State Farm $7,231
Travelers $4,293
USAA $4,385

Winners by Category: Where to Buy Cheap Auto Insurance in Elk Grove, CA

Compare rates from the cheapest auto insurance companies in Elk Grove, CA for your needs. Take a look at how Elk Grove, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elk Grove, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Elk Grove, California Auto Insurance Companies

If you’re looking for the cheapest Elk Grove, CA auto insurance companies overall, you can compare them here. Find the best price for Elk Grove, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Elk Grove, California

Insurance Company Average Annual Rates
Allstate $4,995
Farmers $5,074
GEICO $2,660
Liberty Mutual $3,389
Nationwide $4,812
Progressive $2,722
State Farm $4,501
Travelers $3,399
USAA $2,708

What affects Elk Grove, California auto insurance rates?

Local factors affect auto insurance rates in Elk Grove, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Elk Grove auto insurance rates.

Auto Theft in Elk Grove

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Elk Grove, CA auto theft show a total of 179 vehicle thefts annually.

Commute Times in Elk Grove

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elk Grove, CA is 32.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Elk Grove, CA

You can buy cheap Elk Grove, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elk Grove, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption