Buy Cheap Elk Creek, CA Auto Insurance (2021)

Elk Creek, CA auto insurance rates average $265 a month. Minimum auto insurance requirements in Elk Creek, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Elk Creek, CA, compare Elk Creek auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elk Creek, CA are $265/month
  • The most expensive auto insurance company in Elk Creek after a DUI is Farmers
  • Average auto insurance rates in Elk Creek, CA after a DUI are $4,439/year

Finding affordable Elk Creek, California auto insurance can be challenging, but everything you need to know to buy cheap Elk Creek, CA auto insurance with confidence is right here. Auto insurance rates in Elk Creek are affected by local factors as well as personal ones like your driving record.

See how Elk Creek, CA car insurance rates compare to Bakersfield auto insurance rates, Los Angeles auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Elk Creek.

Don’t buy Elk Creek, CA auto insurance until you’ve compared rates. Get free Elk Creek, California auto insurance quotes when you enter your ZIP code above.

Elk Creek, CA Minimum Auto Insurance Requirements

The required auto insurance in Elk Creek, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Elk Creek, California is outlined here.

Minimum Required Auto Insurance Coverage in Elk Creek, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Elk Creek, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elk Creek, California auto insurance rates? Find out how car insurance rates in Elk Creek, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Creek, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,277 $1,655 $1,680 $6,192 $7,791 $2,920 $3,232
Farmers $2,527 $2,527 $2,271 $2,271 $8,026 $13,173 $2,990 $3,325
GEICO $1,824 $1,826 $1,716 $1,716 $5,539 $5,652 $2,619 $2,687
Liberty Mutual $2,280 $2,162 $2,113 $2,049 $4,968 $5,276 $2,575 $2,594
Nationwide $2,624 $2,511 $2,286 $2,161 $6,571 $7,255 $3,126 $3,100
Progressive $1,388 $1,430 $1,163 $1,386 $3,588 $4,352 $1,981 $2,133
State Farm $2,720 $2,720 $2,428 $2,428 $4,958 $6,149 $3,008 $3,102
Travelers $2,118 $2,060 $1,873 $1,852 $4,228 $4,893 $2,743 $2,690
USAA $1,752 $1,660 $1,712 $1,720 $3,958 $3,973 $2,418 $2,286

Buy Cheap Elk Creek, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elk Creek can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elk Creek, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elk Creek, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,192 $7,791
Farmers $8,026 $13,173
GEICO $5,539 $5,652
Liberty Mutual $4,968 $5,276
Nationwide $6,571 $7,255
Progressive $3,588 $4,352
State Farm $4,958 $6,149
Travelers $4,228 $4,893
USAA $3,958 $3,973

Buy Cheap Elk Creek, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Elk Creek, California by comparing Elk Creek senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elk Creek, CA here.

Annual Auto Insurance Rates for Senior Drivers in Elk Creek, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,655 $1,680
Farmers $2,271 $2,271
GEICO $1,716 $1,716
Liberty Mutual $2,113 $2,049
Nationwide $2,286 $2,161
Progressive $1,163 $1,386
State Farm $2,428 $2,428
Travelers $1,873 $1,852
USAA $1,712 $1,720

Find Cheap Auto Insurance Rates in Elk Creek, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elk Creek, California auto insurance. Compare Elk Creek, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk Creek, California

Insurance Company Low Medium High
Allstate $3,326 $3,531 $3,649
Farmers $4,328 $4,672 $4,917
GEICO $2,700 $2,976 $3,167
Liberty Mutual $2,805 $3,028 $3,175
Nationwide $3,359 $3,765 $3,989
Progressive $2,002 $2,230 $2,301
State Farm $3,136 $3,489 $3,691
Travelers $2,502 $2,869 $3,051
USAA $2,211 $2,481 $2,613

Find Cheap Elk Creek, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elk Creek. Compare auto insurance rates in Elk Creek, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elk Creek, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,162 $3,842
Farmers $4,209 $5,068
GEICO $2,678 $3,217
Liberty Mutual $2,756 $3,248
Nationwide $3,277 $4,132
Progressive $1,980 $2,375
State Farm $3,314 $3,564
Travelers $2,530 $3,085
USAA $2,243 $2,626

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Find Cheap Elk Creek, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Elk Creek, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elk Creek, CA, take a look at the average cost for various violations versus rates for a clean driving record in Elk Creek.

Annual Elk Creek, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,116 $3,559 $5,564 $2,770
Farmers $3,429 $4,669 $5,820 $4,637
GEICO $2,063 $3,174 $3,993 $2,559
Liberty Mutual $2,605 $3,492 $3,150 $2,761
Nationwide $2,590 $3,315 $5,598 $3,315
Progressive $1,436 $2,412 $2,803 $2,060
State Farm $2,450 $2,925 $5,536 $2,845
Travelers $1,901 $3,035 $3,543 $2,749
USAA $1,620 $2,402 $3,942 $1,774

Find Cheap Elk Creek, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elk Creek, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Elk Creek for less when you shop around and compare rates from multiple Elk Creek, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elk Creek, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,564
Farmers $5,820
GEICO $3,993
Liberty Mutual $3,150
Nationwide $5,598
Progressive $2,803
State Farm $5,536
Travelers $3,543
USAA $3,942

Winners by Category: Where to Buy Cheap Auto Insurance in Elk Creek, CA

Compare rates from the cheapest auto insurance companies in Elk Creek, CA for your needs. Take a look at how Elk Creek, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elk Creek, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Elk Creek, California Auto Insurance Companies

If you’re looking for the cheapest Elk Creek, CA auto insurance companies overall, you can compare them here. Find the best price for Elk Creek, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Elk Creek, California

Insurance Company Average Annual Rates
Allstate $3,502
Farmers $4,639
GEICO $2,947
Liberty Mutual $3,002
Nationwide $3,704
Progressive $2,178
State Farm $3,439
Travelers $2,807
USAA $2,435

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What affects Elk Creek, California auto insurance rates?

Local factors affect auto insurance rates in Elk Creek, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Elk Creek auto insurance rates.

Commute Times in Elk Creek

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elk Creek, CA is 45.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Elk Creek, CA

You can buy cheap Elk Creek, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elk Creek, California auto insurance quotes from top companies.

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