Buy Cheap Elk, CA Auto Insurance (2021)

Elk, CA auto insurance rates average $275 a month. Minimum auto insurance requirements in Elk, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Elk, CA, compare Elk auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Elk is Nationwide
  • The most expensive auto insurance company in Elk after a DUI is Nationwide
  • Average auto insurance rates in Elk, CA after a DUI are $4,626/year

Finding affordable Elk, California auto insurance can be challenging, but everything you need to know to buy cheap Elk, CA auto insurance with confidence is right here. Auto insurance rates in Elk are affected by local factors as well as personal ones like your driving record.

See how Elk, CA car insurance rates compare to Anaheim auto insurance rates, Los Angeles auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Elk.

Don’t buy Elk, CA auto insurance until you’ve compared rates. Get free Elk, California auto insurance quotes when you enter your ZIP code above.

Elk, CA Minimum Auto Insurance Requirements

The required auto insurance in Elk, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Elk, California is outlined here.

Minimum Required Auto Insurance Coverage in Elk, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Elk, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elk, California auto insurance rates? Find out how car insurance rates in Elk, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,479 $2,487 $1,801 $1,834 $6,815 $8,579 $3,216 $3,570
Farmers $2,167 $2,167 $1,941 $1,941 $6,949 $11,490 $2,570 $2,861
GEICO $1,764 $1,765 $1,658 $1,658 $5,386 $5,498 $2,537 $2,601
Liberty Mutual $2,186 $2,074 $2,033 $1,970 $4,808 $5,098 $2,471 $2,486
Nationwide $2,964 $2,833 $2,573 $2,431 $7,477 $8,246 $3,530 $3,504
Progressive $1,712 $1,767 $1,423 $1,707 $4,484 $5,459 $2,449 $2,643
State Farm $2,957 $2,957 $2,638 $2,638 $5,395 $6,691 $3,271 $3,373
Travelers $2,259 $2,197 $1,996 $1,972 $4,526 $5,272 $2,941 $2,883
USAA $1,735 $1,645 $1,695 $1,703 $3,931 $3,955 $2,405 $2,273

Buy Cheap Elk, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elk can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elk, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elk, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,815 $8,579
Farmers $6,949 $11,490
GEICO $5,386 $5,498
Liberty Mutual $4,808 $5,098
Nationwide $7,477 $8,246
Progressive $4,484 $5,459
State Farm $5,395 $6,691
Travelers $4,526 $5,272
USAA $3,931 $3,955

Buy Cheap Elk, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Elk, California by comparing Elk senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elk, CA here.

Annual Auto Insurance Rates for Senior Drivers in Elk, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,801 $1,834
Farmers $1,941 $1,941
GEICO $1,658 $1,658
Liberty Mutual $2,033 $1,970
Nationwide $2,573 $2,431
Progressive $1,423 $1,707
State Farm $2,638 $2,638
Travelers $1,996 $1,972
USAA $1,695 $1,703

Find Cheap Auto Insurance Rates in Elk, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elk, California auto insurance. Compare Elk, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk, California

Insurance Company Low Medium High
Allstate $3,672 $3,876 $3,995
Farmers $3,775 $4,038 $4,219
GEICO $2,626 $2,885 $3,064
Liberty Mutual $2,708 $2,915 $3,049
Nationwide $3,824 $4,257 $4,503
Progressive $2,504 $2,768 $2,844
State Farm $3,409 $3,797 $4,015
Travelers $2,701 $3,069 $3,247
USAA $2,209 $2,461 $2,584

Find Cheap Elk, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elk. Compare auto insurance rates in Elk, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elk, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,478 $4,217
Farmers $3,640 $4,381
GEICO $2,597 $3,120
Liberty Mutual $2,655 $3,127
Nationwide $3,703 $4,687
Progressive $2,457 $2,954
State Farm $3,604 $3,876
Travelers $2,704 $3,307
USAA $2,229 $2,607

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Find Cheap Elk, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Elk, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elk, CA, take a look at the average cost for various violations versus rates for a clean driving record in Elk.

Annual Elk, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,312 $3,925 $6,117 $3,036
Farmers $2,960 $4,034 $5,037 $4,011
GEICO $1,999 $3,086 $3,869 $2,480
Liberty Mutual $2,510 $3,363 $3,032 $2,659
Nationwide $2,931 $3,750 $6,348 $3,750
Progressive $1,779 $2,998 $3,488 $2,556
State Farm $2,665 $3,181 $6,020 $3,095
Travelers $2,029 $3,247 $3,805 $2,942
USAA $1,609 $2,388 $3,914 $1,762

Find Cheap Elk, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elk, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Elk for less when you shop around and compare rates from multiple Elk, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elk, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,117
Farmers $5,037
GEICO $3,869
Liberty Mutual $3,032
Nationwide $6,348
Progressive $3,488
State Farm $6,020
Travelers $3,805
USAA $3,914

Winners by Category: Where to Buy Cheap Auto Insurance in Elk, CA

Compare rates from the cheapest auto insurance companies in Elk, CA for your needs. Take a look at how Elk, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elk, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Elk, California Auto Insurance Companies

If you’re looking for the cheapest Elk, CA auto insurance companies overall, you can compare them here. Find the best price for Elk, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Elk, California

Insurance Company Average Annual Rates
Allstate $3,848
Farmers $4,011
GEICO $2,858
Liberty Mutual $2,891
Nationwide $4,195
Progressive $2,705
State Farm $3,740
Travelers $3,006
USAA $2,418

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What affects Elk, California auto insurance rates?

Local factors affect auto insurance rates in Elk, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Elk auto insurance rates.

Commute Times in Elk

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elk, CA is 45.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Elk, CA

You can buy cheap Elk, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elk, California auto insurance quotes from top companies.

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