Buy Cheap Elizabeth, CO Auto Insurance (2021)

Elizabeth, CO auto insurance rates average $336 a month. Minimum auto insurance requirements in Elizabeth, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Elizabeth, CO, compare Elizabeth auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Elizabeth is Allstate
  • Average auto insurance rates in Elizabeth, CO are $336/month
  • Average auto insurance rates in Elizabeth, CO after a DUI are $4,814/year

Finding affordable Elizabeth, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Elizabeth, CO auto insurance with confidence is right here. Auto insurance rates in Elizabeth are affected by local factors as well as personal ones like your driving record.

See how Elizabeth, CO car insurance rates compare to Lakewood auto insurance rates, Aurora auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Elizabeth.

Don’t buy Elizabeth, CO auto insurance until you’ve compared rates. Get free Elizabeth, Colorado auto insurance quotes when you enter your ZIP code above.

Elizabeth, CO Minimum Auto Insurance Requirements

The required auto insurance in Elizabeth, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Elizabeth, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Elizabeth, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Elizabeth, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elizabeth, CO. Take a look at Elizabeth, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elizabeth, Colorado

Insurance Company Poor Fair Good
Allstate $6,973 $5,388 $4,060
American Family $5,104 $3,634 $3,048
Farmers $6,234 $5,074 $4,823
GEICO $4,350 $3,613 $2,877
Liberty Mutual $4,011 $2,461 $1,958
Nationwide $4,640 $3,664 $3,195
Progressive $4,572 $3,904 $3,581
State Farm $5,137 $3,291 $2,647
USAA $5,287 $3,009 $2,409

Buy Cheap Elizabeth, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elizabeth, Colorado auto insurance rates? Find out how car insurance rates in Elizabeth, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elizabeth, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,265 $3,040 $2,966 $2,993 $11,902 $12,542 $3,545 $3,537
American Family $2,684 $2,684 $2,420 $2,420 $6,510 $8,739 $2,684 $3,289
Farmers $3,122 $3,104 $2,824 $3,043 $11,945 $12,085 $3,429 $3,467
GEICO $2,324 $2,519 $2,409 $2,697 $7,101 $7,534 $2,134 $2,190
Liberty Mutual $1,839 $1,792 $1,561 $1,718 $5,659 $6,175 $1,860 $1,879
Nationwide $2,561 $2,612 $2,288 $2,424 $6,418 $8,238 $2,940 $3,181
Progressive $2,438 $2,281 $2,151 $2,140 $8,396 $9,361 $2,735 $2,652
State Farm $2,305 $2,305 $2,071 $2,071 $6,673 $8,470 $2,583 $3,056
USAA $2,381 $2,380 $2,267 $2,276 $5,976 $6,853 $3,069 $3,345

Buy Cheap Elizabeth, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elizabeth can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elizabeth, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elizabeth, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,902 $12,542
American Family $6,510 $8,739
Farmers $11,945 $12,085
GEICO $7,101 $7,534
Liberty Mutual $5,659 $6,175
Nationwide $6,418 $8,238
Progressive $8,396 $9,361
State Farm $6,673 $8,470
USAA $5,976 $6,853

Buy Cheap Elizabeth, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Elizabeth, Colorado by comparing Elizabeth senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elizabeth, CO here.

Annual Auto Insurance Rates for Senior Drivers in Elizabeth, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,966 $2,993
American Family $2,420 $2,420
Farmers $2,824 $3,043
GEICO $2,409 $2,697
Liberty Mutual $1,561 $1,718
Nationwide $2,288 $2,424
Progressive $2,151 $2,140
State Farm $2,071 $2,071
USAA $2,267 $2,276

Find Cheap Auto Insurance Rates in Elizabeth, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elizabeth, Colorado auto insurance. Compare Elizabeth, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elizabeth, Colorado

Insurance Company Low Medium High
Allstate $5,143 $5,454 $5,825
American Family $3,728 $4,009 $4,049
Farmers $4,688 $5,295 $6,148
GEICO $3,293 $3,551 $3,996
Liberty Mutual $2,650 $2,801 $2,980
Nationwide $3,849 $3,833 $3,817
Progressive $3,646 $4,034 $4,378
State Farm $3,446 $3,697 $3,932
USAA $3,412 $3,568 $3,724

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Find Cheap Elizabeth, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elizabeth. Compare auto insurance rates in Elizabeth, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elizabeth, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,474 $5,474
American Family $3,844 $4,013
Farmers $5,377 $5,377
GEICO $3,531 $3,696
Liberty Mutual $2,810 $2,810
Nationwide $3,833 $3,833
Progressive $4,019 $4,019
State Farm $3,599 $3,785
USAA $3,466 $3,670

Find Cheap Elizabeth, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Elizabeth, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elizabeth, CO, take a look at the average cost for various violations versus rates for a clean driving record in Elizabeth.

Annual Elizabeth, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,631 $5,364 $6,620 $5,281
American Family $2,908 $4,113 $5,396 $3,297
Farmers $4,548 $5,840 $5,757 $5,364
GEICO $2,572 $3,966 $4,525 $3,391
Liberty Mutual $2,466 $2,884 $2,988 $2,903
Nationwide $2,939 $4,029 $5,125 $3,239
Progressive $3,471 $4,902 $3,662 $4,042
State Farm $3,395 $3,988 $3,692 $3,692
USAA $2,602 $3,176 $5,558 $2,937

Find Cheap Elizabeth, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elizabeth, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Elizabeth for less when you shop around and compare rates from multiple Elizabeth, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elizabeth, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,620
American Family $5,396
Farmers $5,757
GEICO $4,525
Liberty Mutual $2,988
Nationwide $5,125
Progressive $3,662
State Farm $3,692
USAA $5,558

Winners by Category: Where to Buy Cheap Auto Insurance in Elizabeth, CO

Compare rates from the cheapest auto insurance companies in Elizabeth, CO for your needs. Take a look at how Elizabeth, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elizabeth, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Elizabeth, Colorado Auto Insurance Companies

If you’re looking for the cheapest Elizabeth, CO auto insurance companies overall, you can compare them here. Find the best price for Elizabeth, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Elizabeth, Colorado

Insurance Company Average Annual Rates
Allstate $5,474
American Family $3,929
Farmers $5,377
GEICO $3,613
Liberty Mutual $2,810
Nationwide $3,833
Progressive $4,019
State Farm $3,692
USAA $3,568

What affects Elizabeth, Colorado auto insurance rates?

Local factors affect auto insurance rates in Elizabeth, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Elizabeth auto insurance rates.

Commute Times in Elizabeth

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elizabeth, CO is 34.8 minutes according to City-Data.

Traffic in Elizabeth

How is traffic in Elizabeth, Colorado? Inrix data shows that Elizabeth, CO traffic makes it the 524th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Elizabeth, CO

You can buy cheap Elizabeth, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elizabeth, Colorado auto insurance quotes from top companies.

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