Buy Cheap Elgin, AZ Auto Insurance (2021)

Elgin, AZ auto insurance rates average $282 a month. Minimum auto insurance requirements in Elgin, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Elgin, AZ, compare Elgin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elgin, AZ are $282/month
  • The most expensive auto insurance company in Elgin is State Farm
  • Average auto insurance rates in Elgin, AZ for teens drivers are $6,424/year

Finding affordable Elgin, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Elgin, AZ auto insurance with confidence is right here. Auto insurance rates in Elgin are affected by local factors as well as personal ones like your driving record.

See how Elgin, AZ car insurance rates compare to Surprise auto insurance rates, Tucson auto insurance rates, and Mesa auto insurance rates before you read more about the cost of auto insurance in Elgin.

Don’t buy Elgin, AZ auto insurance until you’ve compared rates. Get free Elgin, Arizona auto insurance quotes when you enter your ZIP code above.

Elgin, AZ Minimum Auto Insurance Requirements

The required auto insurance in Elgin, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Elgin, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Elgin, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Elgin, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elgin, AZ. Take a look at Elgin, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elgin, Arizona

Insurance Company Poor Fair Good
Allstate $5,194 $3,703 $3,271
American Family $4,915 $3,655 $3,147
Farmers $4,868 $4,043 $3,847
GEICO $2,617 $1,724 $1,389
Nationwide $4,068 $3,227 $2,829
Progressive $3,634 $3,164 $2,952
State Farm $8,174 $3,188 $2,011
Travelers $2,780 $2,278 $1,812
USAA $3,936 $2,761 $2,303

Buy Cheap Elgin, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elgin, Arizona auto insurance rates? Find out how car insurance rates in Elgin, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elgin, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,849 $2,775 $2,775 $6,299 $8,205 $3,203 $3,492
American Family $2,593 $2,593 $2,380 $2,380 $6,806 $8,846 $2,593 $3,056
Farmers $2,390 $2,383 $2,137 $2,258 $9,498 $9,819 $2,707 $2,829
GEICO $1,317 $1,460 $1,098 $1,380 $3,702 $3,915 $1,208 $1,201
Nationwide $2,294 $2,345 $2,047 $2,178 $5,531 $7,116 $2,633 $2,853
Progressive $1,814 $1,600 $1,625 $1,546 $7,315 $8,176 $1,960 $1,966
State Farm $2,728 $2,728 $2,403 $2,403 $8,320 $10,440 $2,934 $3,704
Travelers $1,469 $1,540 $1,361 $1,442 $4,157 $5,173 $1,550 $1,627
USAA $1,629 $1,630 $1,526 $1,538 $6,185 $7,064 $2,143 $2,287

Buy Cheap Elgin, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elgin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elgin, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elgin, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,299 $8,205
American Family $6,806 $8,846
Farmers $9,498 $9,819
GEICO $3,702 $3,915
Nationwide $5,531 $7,116
Progressive $7,315 $8,176
State Farm $8,320 $10,440
Travelers $4,157 $5,173
USAA $6,185 $7,064

Buy Cheap Elgin, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Elgin, Arizona by comparing Elgin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elgin, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Elgin, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,775 $2,775
American Family $2,380 $2,380
Farmers $2,137 $2,258
GEICO $1,098 $1,380
Nationwide $2,047 $2,178
Progressive $1,625 $1,546
State Farm $2,403 $2,403
Travelers $1,361 $1,442
USAA $1,526 $1,538

Find Cheap Auto Insurance Rates in Elgin, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elgin, Arizona auto insurance. Compare Elgin, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elgin, Arizona

Insurance Company Low Medium High
Allstate $3,837 $4,071 $4,260
American Family $3,767 $4,031 $3,920
Farmers $3,775 $4,289 $4,694
GEICO $1,643 $1,934 $2,153
Nationwide $3,279 $3,400 $3,445
Progressive $2,931 $3,299 $3,521
State Farm $4,019 $4,532 $4,821
Travelers $2,080 $2,322 $2,468
USAA $2,744 $3,045 $3,211

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Find Cheap Elgin, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elgin. Compare auto insurance rates in Elgin, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elgin, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,056 $4,056
American Family $3,868 $3,944
Farmers $4,253 $4,253
GEICO $1,877 $1,943
Nationwide $3,374 $3,374
Progressive $3,250 $3,250
State Farm $4,347 $4,567
Travelers $2,290 $2,290
USAA $2,968 $3,033

Find Cheap Elgin, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Elgin, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elgin, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Elgin.

Annual Elgin, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,254 $4,103 $4,668 $4,199
American Family $2,758 $4,325 $5,333 $3,207
Farmers $3,596 $4,618 $4,505 $4,291
GEICO $1,495 $2,004 $2,647 $1,495
Nationwide $2,850 $2,997 $4,457 $3,194
Progressive $2,872 $3,762 $3,033 $3,334
State Farm $4,062 $4,853 $4,457 $4,457
Travelers $1,842 $2,391 $2,638 $2,288
USAA $2,179 $3,131 $4,125 $2,565

Find Cheap Elgin, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elgin, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Elgin for less when you shop around and compare rates from multiple Elgin, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elgin, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,668
American Family $5,333
Farmers $4,505
GEICO $2,647
Nationwide $4,457
Progressive $3,033
State Farm $4,457
Travelers $2,638
USAA $4,125

Winners by Category: Where to Buy Cheap Auto Insurance in Elgin, AZ

Compare rates from the cheapest auto insurance companies in Elgin, AZ for your needs. Take a look at how Elgin, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elgin, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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Find Cheap Elgin, Arizona Auto Insurance Companies

If you’re looking for the cheapest Elgin, AZ auto insurance companies overall, you can compare them here. Find the best price for Elgin, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Elgin, Arizona

Insurance Company Average Annual Rates
Allstate $4,056
American Family $3,906
Farmers $4,253
GEICO $1,910
Nationwide $3,374
Progressive $3,250
State Farm $4,457
Travelers $2,290
USAA $3,000

What affects Elgin, Arizona auto insurance rates?

Local factors affect auto insurance rates in Elgin, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Elgin auto insurance rates.

Commute Times in Elgin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elgin, AZ is 40.7 minutes according to City-Data.

Traffic in Elgin

How is traffic in Elgin, Arizona? Inrix data shows that Elgin, AZ traffic makes it the 862nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Elgin, AZ

You can buy cheap Elgin, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elgin, Arizona auto insurance quotes from top companies.

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