Buy Cheap Eldridge, IA Auto Insurance (2021)

Eldridge, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Eldridge, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Eldridge, IA, compare Eldridge auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Eldridge, IA for teens drivers are $5,734/year
  • The most expensive auto insurance company in Eldridge is Travelers
  • Average auto insurance rates in Eldridge, IA after a DUI are $3,578/year

Finding affordable Eldridge, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Eldridge, IA auto insurance with confidence is right here. Auto insurance rates in Eldridge are affected by local factors as well as personal ones like your driving record.

See how Eldridge, IA car insurance rates compare to Council Bluffs auto insurance rates, Ames auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Eldridge.

Don’t buy Eldridge, IA auto insurance until you’ve compared rates. Get free Eldridge, Iowa auto insurance quotes when you enter your ZIP code above.

Eldridge, IA Minimum Auto Insurance Requirements

The required auto insurance in Eldridge, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Eldridge, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Eldridge, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Eldridge, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Eldridge, IA. Take a look at Eldridge, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Eldridge, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $3,506 $2,577 $2,174
Farmers $2,682 $2,221 $2,104
GEICO $2,872 $2,389 $1,906
Liberty Mutual $6,362 $3,945 $3,100
Nationwide $3,034 $2,387 $2,090
Progressive $2,651 $2,183 $1,994
State Farm $3,158 $1,954 $1,541
Travelers $6,486 $5,557 $5,302
USAA $2,395 $1,657 $1,439

Buy Cheap Eldridge, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Eldridge, Iowa auto insurance rates? Find out how car insurance rates in Eldridge, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eldridge, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $1,763 $1,763 $1,583 $1,583 $4,787 $6,660 $1,763 $2,116
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,948 $1,731 $1,778 $1,628 $4,452 $4,111 $1,810 $1,651
Liberty Mutual $2,088 $2,264 $1,849 $2,250 $10,504 $11,826 $2,365 $2,604
Nationwide $1,726 $1,767 $1,541 $1,640 $4,046 $5,213 $1,963 $2,130
Progressive $1,525 $1,441 $1,264 $1,317 $4,169 $4,684 $1,829 $1,979
State Farm $1,394 $1,394 $1,241 $1,241 $4,022 $5,067 $1,573 $1,808
Travelers $2,509 $2,556 $2,466 $2,470 $11,724 $18,873 $2,616 $3,038
USAA $1,207 $1,212 $1,115 $1,124 $3,385 $3,571 $1,441 $1,586

Buy Cheap Eldridge, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Eldridge can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Eldridge, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Eldridge, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $4,787 $6,660
Farmers $4,354 $4,641
GEICO $4,452 $4,111
Liberty Mutual $10,504 $11,826
Nationwide $4,046 $5,213
Progressive $4,169 $4,684
State Farm $4,022 $5,067
Travelers $11,724 $18,873
USAA $3,385 $3,571

Buy Cheap Eldridge, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Eldridge, Iowa by comparing Eldridge senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Eldridge, IA here.

Annual Auto Insurance Rates for Senior Drivers in Eldridge, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,583 $1,583
Farmers $1,298 $1,418
GEICO $1,778 $1,628
Liberty Mutual $1,849 $2,250
Nationwide $1,541 $1,640
Progressive $1,264 $1,317
State Farm $1,241 $1,241
Travelers $2,466 $2,470
USAA $1,115 $1,124

Find Cheap Auto Insurance Rates in Eldridge, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Eldridge, Iowa auto insurance. Compare Eldridge, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eldridge, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $2,747 $2,906 $2,604
Farmers $2,233 $2,343 $2,431
GEICO $2,241 $2,387 $2,538
Liberty Mutual $4,271 $4,459 $4,677
Nationwide $2,598 $2,497 $2,416
Progressive $2,114 $2,288 $2,425
State Farm $2,098 $2,232 $2,323
Travelers $5,361 $5,874 $6,109
USAA $1,729 $1,837 $1,925

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Find Cheap Eldridge, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Eldridge. Compare auto insurance rates in Eldridge, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Eldridge, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,970 $3,115
American Family $2,720 $2,784
Farmers $2,336 $2,336
GEICO $2,346 $2,432
Liberty Mutual $4,469 $4,469
Nationwide $2,503 $2,503
Progressive $2,276 $2,276
State Farm $2,164 $2,271
Travelers $5,781 $5,781
USAA $1,764 $1,897

Find Cheap Eldridge, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Eldridge, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Eldridge, IA, take a look at the average cost for various violations versus rates for a clean driving record in Eldridge.

Annual Eldridge, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $1,986 $2,920 $3,771 $2,333
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,786 $2,529 $3,324 $1,916
Liberty Mutual $3,853 $4,786 $4,864 $4,372
Nationwide $1,819 $2,603 $3,537 $2,054
Progressive $1,816 $3,040 $1,978 $2,270
State Farm $2,036 $2,399 $2,217 $2,217
Travelers $4,193 $5,622 $7,556 $5,755
USAA $1,392 $1,882 $2,446 $1,601

Find Cheap Eldridge, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Eldridge, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Eldridge for less when you shop around and compare rates from multiple Eldridge, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Eldridge, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,581
American Family $3,771
Farmers $2,507
GEICO $3,324
Liberty Mutual $4,864
Nationwide $3,537
Progressive $1,978
State Farm $2,217
Travelers $7,556
USAA $2,446

Winners by Category: Where to Buy Cheap Auto Insurance in Eldridge, IA

Compare rates from the cheapest auto insurance companies in Eldridge, IA for your needs. Take a look at how Eldridge, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Eldridge, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Eldridge, Iowa Auto Insurance Companies

If you’re looking for the cheapest Eldridge, IA auto insurance companies overall, you can compare them here. Find the best price for Eldridge, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Eldridge, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $2,752
Farmers $2,336
GEICO $2,389
Liberty Mutual $4,469
Nationwide $2,503
Progressive $2,276
State Farm $2,217
Travelers $5,781
USAA $1,830

What affects Eldridge, Iowa auto insurance rates?

Local factors affect auto insurance rates in Eldridge, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Eldridge auto insurance rates.

Commute Times in Eldridge

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Eldridge, IA is 17.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Eldridge, IA

You can buy cheap Eldridge, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Eldridge, Iowa auto insurance quotes from top companies.

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