Buy Cheap Eldorado, TX Auto Insurance (2021)

Eldorado, TX auto insurance rates average $292 a month. Minimum auto insurance requirements in Eldorado, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Eldorado, TX, compare Eldorado auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Eldorado is Allstate
  • Average auto insurance rates in Eldorado, TX after a DUI are $3,979/year
  • Average auto insurance rates in Eldorado, TX for teens drivers are $6,228/year

Finding affordable Eldorado, Texas auto insurance can be challenging, but everything you need to know to buy cheap Eldorado, TX auto insurance with confidence is right here. Auto insurance rates in Eldorado are affected by local factors as well as personal ones like your driving record.

See how Eldorado, TX car insurance rates compare to El Paso auto insurance rates, Arlington auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Eldorado.

Don’t buy Eldorado, TX auto insurance until you’ve compared rates. Get free Eldorado, Texas auto insurance quotes when you enter your ZIP code above.

Eldorado, TX Minimum Auto Insurance Requirements

The required auto insurance in Eldorado, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Eldorado, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Eldorado, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Eldorado, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Eldorado, TX. Take a look at Eldorado, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Eldorado, Texas

Insurance Company Poor Fair Good
Allstate $6,625 $4,858 $4,153
American Family $5,350 $3,291 $2,885
GEICO $3,952 $2,258 $1,522
Nationwide $4,172 $3,340 $2,909
Progressive $5,557 $4,795 $4,440
State Farm $3,246 $2,019 $1,607
USAA $3,300 $1,873 $1,498

Buy Cheap Eldorado, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Eldorado, Texas auto insurance rates? Find out how car insurance rates in Eldorado, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eldorado, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,395 $3,443 $3,353 $3,353 $8,801 $10,692 $4,224 $4,436
American Family $2,394 $2,641 $2,194 $2,490 $5,961 $7,867 $3,357 $3,830
GEICO $1,952 $2,085 $1,853 $2,069 $4,138 $4,301 $2,107 $2,116
Nationwide $2,211 $2,256 $1,954 $2,075 $6,081 $7,839 $2,578 $2,796
Progressive $2,654 $2,491 $2,355 $2,407 $11,056 $12,264 $3,108 $3,110
State Farm $1,662 $1,662 $1,464 $1,464 $3,727 $4,706 $1,789 $1,851
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

Buy Cheap Eldorado, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Eldorado can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Eldorado, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Eldorado, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,801 $10,692
American Family $5,961 $7,867
GEICO $4,138 $4,301
Nationwide $6,081 $7,839
Progressive $11,056 $12,264
State Farm $3,727 $4,706
USAA $3,831 $4,232

Buy Cheap Eldorado, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Eldorado, Texas by comparing Eldorado senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Eldorado, TX here.

Annual Auto Insurance Rates for Senior Drivers in Eldorado, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,353 $3,353
American Family $2,194 $2,490
GEICO $1,853 $2,069
Nationwide $1,954 $2,075
Progressive $2,355 $2,407
State Farm $1,464 $1,464
USAA $1,368 $1,383

Find Cheap Auto Insurance Rates in Eldorado, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Eldorado, Texas auto insurance. Compare Eldorado, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eldorado, Texas

Insurance Company Low Medium High
Allstate $5,128 $5,181 $5,327
American Family $3,618 $3,725 $4,182
GEICO $2,459 $2,551 $2,723
Nationwide $3,753 $3,325 $3,343
Progressive $4,640 $4,897 $5,255
State Farm $2,189 $2,284 $2,399
USAA $2,165 $2,217 $2,290

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Find Cheap Eldorado, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Eldorado. Compare auto insurance rates in Eldorado, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Eldorado, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,094 $5,330
American Family $3,842 $3,842
GEICO $2,528 $2,627
Nationwide $3,474 $3,474
Progressive $4,931 $4,931
State Farm $2,291 $2,291
USAA $2,195 $2,252

Find Cheap Eldorado, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Eldorado, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Eldorado, TX, take a look at the average cost for various violations versus rates for a clean driving record in Eldorado.

Annual Eldorado, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,104 $6,185 $6,455 $4,104
American Family $3,514 $4,438 $3,900 $3,514
GEICO $2,194 $2,859 $2,435 $2,821
Nationwide $3,010 $3,010 $4,471 $3,403
Progressive $4,296 $5,567 $5,022 $4,837
State Farm $2,062 $2,330 $2,709 $2,062
USAA $1,675 $2,433 $2,864 $1,922

Find Cheap Eldorado, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Eldorado, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Eldorado for less when you shop around and compare rates from multiple Eldorado, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Eldorado, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,455
American Family $3,900
GEICO $2,435
Nationwide $4,471
Progressive $5,022
State Farm $2,709
USAA $2,864

Winners by Category: Where to Buy Cheap Auto Insurance in Eldorado, TX

Compare rates from the cheapest auto insurance companies in Eldorado, TX for your needs. Take a look at how Eldorado, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Eldorado, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Eldorado, Texas Auto Insurance Companies

If you’re looking for the cheapest Eldorado, TX auto insurance companies overall, you can compare them here. Find the best price for Eldorado, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Eldorado, Texas

Insurance Company Average Annual Rates
Allstate $5,212
American Family $3,842
GEICO $2,577
Nationwide $3,474
Progressive $4,931
State Farm $2,291
USAA $2,224

What affects Eldorado, Texas auto insurance rates?

Local factors affect auto insurance rates in Eldorado, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Eldorado auto insurance rates.

Commute Times in Eldorado

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Eldorado, TX is 27.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Eldorado, TX

You can buy cheap Eldorado, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Eldorado, Texas auto insurance quotes from top companies.

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