Buy Cheap Elbridge, NY Auto Insurance (2021)

Elbridge, NY auto insurance rates average $258 a month. Minimum auto insurance requirements in Elbridge, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Elbridge, NY, compare Elbridge auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Elbridge after a DUI is Liberty Mutual
  • Average auto insurance rates in Elbridge, NY are $258/month
  • Average auto insurance rates in Elbridge, NY for teens drivers are $5,342/year

Finding affordable Elbridge, New York auto insurance can be challenging, but everything you need to know to buy cheap Elbridge, NY auto insurance with confidence is right here. Auto insurance rates in Elbridge are affected by local factors as well as personal ones like your driving record.

See how Elbridge, NY car insurance rates compare to New York auto insurance rates, Schenectady auto insurance rates, and Utica auto insurance rates before you read more about the cost of auto insurance in Elbridge.

Don’t buy Elbridge, NY auto insurance until you’ve compared rates. Get free Elbridge, New York auto insurance quotes when you enter your ZIP code above.

Elbridge, NY Minimum Auto Insurance Requirements

The required auto insurance in Elbridge, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Elbridge, New York is outlined here.

Minimum Required Auto Insurance Coverage in Elbridge, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Elbridge, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elbridge, NY. Take a look at Elbridge, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elbridge, New York

Insurance Company Poor Fair Good
Allstate $5,054 $2,978 $2,585
GEICO $2,262 $1,663 $1,492
Liberty Mutual $6,643 $4,355 $3,269
Nationwide $2,702 $2,702 $2,702
Progressive $4,028 $2,095 $1,540
State Farm $4,814 $3,018 $2,395
Travelers $4,494 $2,857 $2,489
USAA $4,154 $2,094 $1,854

Buy Cheap Elbridge, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elbridge, New York auto insurance rates? Find out how car insurance rates in Elbridge, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elbridge, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,271 $2,244 $2,282 $6,883 $7,386 $2,405 $2,438
GEICO $1,319 $1,272 $1,285 $1,267 $2,790 $4,101 $1,188 $1,224
Liberty Mutual $3,450 $3,450 $3,217 $3,217 $6,721 $10,879 $3,450 $3,659
Nationwide $2,040 $2,040 $1,927 $1,927 $3,642 $5,406 $2,040 $2,595
Progressive $1,535 $1,434 $1,231 $1,250 $5,236 $5,831 $1,984 $1,935
State Farm $2,135 $2,135 $1,862 $1,862 $6,306 $8,135 $2,348 $2,488
Travelers $2,346 $2,365 $2,149 $2,302 $5,481 $6,509 $2,493 $2,597
USAA $1,416 $1,390 $1,285 $1,285 $5,677 $6,761 $1,803 $1,986

Buy Cheap Elbridge, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elbridge can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elbridge, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elbridge, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $7,386
GEICO $2,790 $4,101
Liberty Mutual $6,721 $10,879
Nationwide $3,642 $5,406
Progressive $5,236 $5,831
State Farm $6,306 $8,135
Travelers $5,481 $6,509
USAA $5,677 $6,761

Buy Cheap Elbridge, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Elbridge, New York by comparing Elbridge senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elbridge, NY here.

Annual Auto Insurance Rates for Senior Drivers in Elbridge, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,282
GEICO $1,285 $1,267
Liberty Mutual $3,217 $3,217
Nationwide $1,927 $1,927
Progressive $1,231 $1,250
State Farm $1,862 $1,862
Travelers $2,149 $2,302
USAA $1,285 $1,285

Find Cheap Auto Insurance Rates in Elbridge, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elbridge, New York auto insurance. Compare Elbridge, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elbridge, New York

Insurance Company Low Medium High
Allstate $3,356 $3,528 $3,733
GEICO $1,716 $1,803 $1,899
Liberty Mutual $4,543 $4,738 $4,985
Nationwide $2,548 $2,683 $2,875
Progressive $2,432 $2,543 $2,689
State Farm $3,234 $3,429 $3,564
Travelers $3,130 $3,253 $3,458
USAA $2,623 $2,688 $2,791

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Find Cheap Elbridge, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elbridge. Compare auto insurance rates in Elbridge, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elbridge, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,586
GEICO $1,753 $1,859
Liberty Mutual $4,623 $4,888
Nationwide $2,702 $2,702
Progressive $2,554 $2,554
State Farm $3,290 $3,528
Travelers $3,280 $3,280
USAA $2,674 $2,727

Find Cheap Elbridge, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Elbridge, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elbridge, NY, take a look at the average cost for various violations versus rates for a clean driving record in Elbridge.

Annual Elbridge, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $3,012 $4,357 $3,775
GEICO $1,415 $1,542 $2,852 $1,415
Liberty Mutual $3,783 $3,783 $7,674 $3,783
Nationwide $2,075 $2,075 $4,536 $2,121
Progressive $2,485 $2,485 $2,749 $2,500
State Farm $3,247 $3,247 $3,571 $3,571
Travelers $2,802 $3,502 $3,554 $3,263
USAA $2,400 $2,439 $3,523 $2,439

Find Cheap Elbridge, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elbridge, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Elbridge for less when you shop around and compare rates from multiple Elbridge, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elbridge, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,357
GEICO $2,852
Liberty Mutual $7,674
Nationwide $4,536
Progressive $2,749
State Farm $3,571
Travelers $3,554
USAA $3,523

Winners by Category: Where to Buy Cheap Auto Insurance in Elbridge, NY

Compare rates from the cheapest auto insurance companies in Elbridge, NY for your needs. Take a look at how Elbridge, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elbridge, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Elbridge, New York Auto Insurance Companies

If you’re looking for the cheapest Elbridge, NY auto insurance companies overall, you can compare them here. Find the best price for Elbridge, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Elbridge, New York

Insurance Company Average Annual Rates
Allstate $3,539
GEICO $1,806
Liberty Mutual $4,755
Nationwide $2,702
Progressive $2,554
State Farm $3,409
Travelers $3,280
USAA $2,700

What affects Elbridge, New York auto insurance rates?

Local factors affect auto insurance rates in Elbridge, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Elbridge auto insurance rates.

Commute Times in Elbridge

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elbridge, NY is 25.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Elbridge, NY

You can buy cheap Elbridge, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elbridge, New York auto insurance quotes from top companies.

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